Franklin County
Population 52,649 (2025) 208 sq mi
Property owners in Franklin County have filed 1,518 federal flood insurance claims since 1978, 4th most of 120 counties in Kentucky.
Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed
- Tornado damage paths since 195011
- Tropical cyclone tracks within 100 miles since 1851, wider where stronger3
- Major flood years since 19786
At a glance
The record for Franklin County in eight numbers. Each links to its section below.
Tornadoes since 1950
11
54th of 120 in Kentucky
About as many as the typical Kentucky county
DetailsTropical cyclones within 50 mi
1
78th of 120 in Kentucky
None at hurricane strength since 1851
DetailsStrongest tornado
F4
April 3, 1974, 79.4 mile path
Strongest tropical cyclone
TS
Tropical storm (unnamed), 1888, 8.4 miles away
Tornadoes
About one every 6.9 years since 1950, one of them rated F3/EF3 or stronger.
Strongest
April 3, 1974
F4, 79.4 mile path
10 yards wide; 4 killed along the whole path.
Most recent
Saturday, May 3, 2025
EF0, 1.0 mile path
Within the past year.
Every recorded tornado
| May 3, 2025 | EF0 | 1.0 | 0 | 0 |
| Dec 6, 2021 | EF1 | 1.5 | 0 | 0 |
| Apr 19, 2011 | EF0 | 4.8 | 0 | 0 |
| Feb 6, 2008 | EF1 | 2.4 | 0 | 0 |
| May 14, 1995 | F0 | 0.5 | 0 | 0 |
| Apr 15, 1994 | F0 | 0.1 | 0 | 0 |
| Sep 14, 1984 | F0 | 0.1 | 0 | 0 |
| Mar 20, 1982 | F2 | 20.0 | 0 | 0 |
| Jun 29, 1979 | F2 | 33.8 | 7 | 0 |
| Apr 3, 1974 | F4 | 79.4 | 122 | 4 |
| Mar 25, 1964 | F1 | 0.1 | 0 | 0 |
- Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within Franklin County: 4.
- Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.
Storm Prediction Center severe weather database, 1950 to 2025.
Hurricanes and tropical storms
1 passed within 50 miles since 1851; none at hurricane strength.
Strongest within 50 miles
August 21, 1888
Unnamed storm, Tropical storm
8.4 miles at closest approach, winds near 52 mph.
Most recent
September 27, 2024
Helene, Remnant low
61.5 miles at closest approach.
Every storm within 100 miles
- Tropical storms and hurricanes (34 kt or more, still tropical) at closest approach. Post-tropical remnants with gale-force winds are listed but not counted. Direct: track within 50 miles; near: within 100 miles. Distance is measured to the county boundary for counties and to the city centre for cities, using positions interpolated hourly between HURDAT2 fixes.
National Hurricane Center HURDAT2, 1851 to 2025.
Wildfire and smoke
No large wildfire has been mapped here since satellite mapping began in 1984.
Smoke overhead
Smokiest year
2023: 52 days
Heavy smoke on 12 days in 2023, the most of any year.
Last 10 years
14.9 days a year
Medium or heavy smoke, 2016 to 2025.
2025
9 days
Medium or heavy smoke. 34 so far in 2026.
- A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.
NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.
Floods and flood insurance
1,518 federal flood insurance claims since 1978, with $32.0 million paid.
Most claims in one year
1989: 394 claims
$3.5 million paid.
2nd most
1997: 277 claims
$4.5 million paid.
3rd most
2010: 184 claims
$5.5 million paid.
Claims by ZIP code
| 40601 | 1,482 | $31.6 million |
| 40602 | 24 | $207,000 |
| 9 | $122,000 |
Flood events since 1996
- Flash Flood36
- Flood20
- Heavy Rain2
6 deaths recorded in flood events since 1996.
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.
River crests
Most severe crest
December 10, 1978
Kentucky River at Frankfort Lock, 48.47 ft
17.47 feet above the 31.0 ft flood stage; major flooding by today’s categories.
Most recent moderate or major crest
April 7, 2025
Kentucky River at Frankfort Lock, 48.35 ft
Major flooding.
River gauges
| Elkhorn Creek at Peaks Mill | 10.0 | 17.96 ft | 11 |
| Kentucky River at Frankfort Lock | 31.0 | 48.47 ft | 10 |
- Crests are the highest and the recent crests the National Weather Service lists for each river gauge in the county that has a flood stage, not every flood. Flood categories use each gauge's current flood stages; crests from before levees, dams or channel changes may not be comparable. Crests measured on an old datum are left out of the rankings.
NOAA National Water Prediction Service gauge records, retrieved October 30, 2026.
Drought
In severe drought or worse for 156 of 1,581 months since 1895 (10%); the longest spell lasted 18 months.
156
Months in severe drought or worse since 1895
78
Months in extreme drought
10%
Share of all months, severe or worse
Lowest reading
January 1931
−7.22, extreme drought
Longest severe spell
18 months
June 1930 to November 1931.
Latest month
September 2026
+1.62, slightly wet
Last severe month: November 2008.
- The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.
NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.
Earthquakes and landslides
3 earthquakes of magnitude 4 or more within 50 miles since 1900; the largest was magnitude 5.0 in 1980.
0
Magnitude 2.5+ inside the county since 1973
7
Magnitude 3+ within 50 miles since 1973
3
Magnitude 4+ within 50 miles since 1900
1
Magnitude 5+ within 50 miles since 1900
Largest within 50 miles
July 27, 1980
2 km SW of Sharpsburg, Kentucky; 42.1 miles away, 6.2 miles deep.
Most recent, magnitude 3 or more
December 28, 2025
Magnitude 3.1
11 km ENE of Lancaster, Kentucky; 38.4 miles away.
Every earthquake of magnitude 4 or more within 50 miles
| Sep 6, 1988 | 4.4 | 48.5 |
| Sep 6, 1988 | 4.6 | 48.5 |
| Jul 27, 1980 | 5.0 | 42.1 |
- Earthquakes of magnitude 2.5 or more in the USGS Comprehensive Catalog since 1900. Within 50 miles means the epicentre lies within 50 miles of the county boundary (or inside the county).
- Small earthquakes were under-recorded before the modern seismic networks of the 1970s and are still missed in remote areas, so early decades read low. Magnitudes are as the catalogue reports them and mix scales (moment, local and body-wave).
USGS ANSS Comprehensive Earthquake Catalog, 1900 to present, retrieved October 30, 2026.
Mapped landslides
39
Landslides mapped, probable or better
16
With a recorded date
2
Source inventories
Mapped by KY GS (36), NASA (3).
- Landslides mapped in the USGS compilation of landslide inventories across the United States (version 3.0, 2025), rated probable or better. The compilation joins inventories made by federal and state agencies for different purposes and areas, so the number mapped in a county reflects how closely it has been surveyed as much as how often its slopes fail. An area with few records may simply not have been mapped. Deaths are as recorded in the inventories; a slide listed in two inventories is counted once.
USGS Landslide Inventories across the United States, version 3.0, retrieved October 27, 2026.
Severe weather and other events
311 events in the National Weather Service record, 271 of them since 1996.
27
Hail reports, 1 inch or larger
3
Hail, 2 inches or larger
120
Damaging gusts, 58 mph+
32
Winter weather events since 1996
0
Heat events since 1996
7
Cold events since 1996
Largest hail
May 29, 1982
2.00 inches
Strongest measured or estimated gust
April 3, 1974
98 mph
More event types since 1996
| Lightning | 3 | 0 |
Costliest events since 1996
- Mar 2, 1997Flood, Franklin$6.5 million
National Weather Service narrative
Record to near record rainfall from early March 1 through March 2 caused the highest flooding on the Kentucky River at Frankfort since 1937 with the river cresting at 45.2 feet at 1 pm est March 3 (flood stage is 31 feet). Meanwhile, further south where rain totals were not as high, the flooding was only minor. The river at Highbridge crested at 37.4 feet at 7 pm est March 2 (flood stage is 30 feet). At Ford, the river only reached 27.1 feet at 8 pm est March 5 (flood stage is 26 feet). Numerous rescues were made during both the flash flooding and the flooding along the Kentucky River. The flooding was particularly bad along Elkhorn Creek in Franklin county where many two-story…
- Aug 22, 2003Flash Flood$3.0 million
National Weather Service narrative
A woman and her son were killed when their home was washed into Stony Creek, a tributary of the Kentucky River. Eight other homes were destroyed, and 32 others were damaged. Of the damaged homes, 21 were uninhabitable. Many vehicles were damaged and moved by the force of the flood waters. Several roads in the Harvieland and Bald Knob area northwest of Frankfort were washed out. Two school buses were trapped by high water in the area, but all aboard were rescued without injury.
- May 3, 2010Flood$1.0 million
National Weather Service narrative
The Kentucky River at Frankfort crested at 42.8 feet around 7 PM EST on May 4. Flood stage at Frankfort is 31 feet. Major flooding occurs at this level with basements of homes and businessed in downtown Frankfort flooded. The Bellepoint area was cut off by high water.
- Feb 6, 2008Tornado$250,000
National Weather Service narrative
The tornado downed numerous hardwood trees on a steep ridge near Elkhorn Creek. It increased in intensity as it moved to the northeast, and did extensive roof damage to two homes on the west side of Lucas Lane. It destroyed five barns on the east side of the road.
- Mar 1, 2017Thunderstorm Wind$150,000
National Weather Service narrative
The Franklin County Emergency Manager reported multiple roofs off homes and damage to farm structures in the Peaks Mill Community.
- Mar 23, 2011Lightning$100,000
National Weather Service narrative
Lightning struck a tree and a cabin. The cabin was destroyed.
- Feb 15, 2003Ice Storm, Franklin$100,000
National Weather Service narrative
Light to occasionally moderate freezing rain began on the evening of the 15th, and continued through the evening of the 16th. Reports of ice accumulations of an inch were common along and north of Interstate 64, from Frankfort to Winchester. The hardest hit areas were in and around the cities of Frankfort and Lexington, where up to an inch and a quarter of ice accumulation was observed. A 78 year old male in Lawrenceburg in Anderson County died of injuries sustained when he was struck by a falling, ice covered, tree limb. After the storm, it is estimated that nearly 125,000 residents were without power for up to five days or more. Most of the property damage was reported in the…
- Apr 4, 2008Flash Flood$75,000
National Weather Service narrative
A motorist drove into high water, and was rescued. Other cars were abandoned in high water. Fifteen to twenty roadways were under water in the county. Some locations included Devils Hollow Bridge Road, Wilkinson Boulevard, and sections of Holmes Street.
- Apr 3, 2007Thunderstorm Wind$50,000
National Weather Service narrative
Numerous trees and power lines were downed across the city of Frankfort. The exterior wall of an apartment building collapsed.
- Jul 20, 2018Thunderstorm Wind$45,000
National Weather Service narrative
The county reported multiple trees were down around the city, as well as some power lines.
- Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.
NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.
Weather records
From Lexington Bluegrass Airport, 17.8 miles from the county’s population centre, with records from 1872.
- All-time high
- 108°F2 times, most recently Jul 15, 1936
- All-time low
- −21°FJan 24, 1963
- Warmest night
- 83°FJul 8, 1874
- Coldest day
- −3°F2 times, most recently Jan 12, 1918
- Wettest day
- 8.04 inAug 2, 1932
- Snowiest day
- 13.4 inJan 26, 1943
- Hottest year
- 2024mean 59.8°F
- Coldest year
- 1917mean 52.3°F
- Wettest year
- 201871.98 in
- Driest year
- 193024.89 in
- Snowiest season
- 55.4 in1916-17
Median first snow
November 27
Earliest: October 19, 1972
Median last snow
March 22
Latest: May 20, 1894
0 of 137 winters had no measurable snow.
Station Lexington Bluegrass Airport (USW00093820), 962 ft elevation, 17.8 miles from the population centre. Daily records from 1872 to October 26, 2026; 100.0% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.
NOAA NCEI Global Historical Climatology Network Daily.
Federal disaster declarations
27 since 1953. The most recent: Severe Winter Storm, January 24, 2026.
| Jan 24, 2026 | Winter Storm | EM-3633-KY |
| Apr 24, 2025 | Severe Storm | DR-4864-KY |
| Apr 3, 2025 | Severe Storm | EM-3626-KY |
| Feb 24, 2025 | Severe Storm | DR-4860-KY |
| Feb 16, 2025 | Severe Storm | EM-3624-KY |
| Nov 26, 2024 | Tropical Storm | DR-4848-KY |
| Apr 10, 2023 | Severe Storm | DR-4702-KY |
| Apr 23, 2021 | Flood | DR-4595-KY |
| Mar 28, 2020 | Biological | DR-4497-KY |
| Mar 13, 2020 | Biological | EM-3469-KY |
| May 12, 2015 | Flood | DR-4218-KY |
| May 1, 2015 | Flood | DR-4217-KY |
| Apr 30, 2015 | Snowstorm | DR-4216-KY |
| May 4, 2011 | Severe Storm | DR-1976-KY |
| May 11, 2010 | Severe Storm | DR-1912-KY |
| Feb 5, 2009 | Severe Ice Storm | DR-1818-KY |
| Jan 28, 2009 | Severe Ice Storm | EM-3302-KY |
| Feb 21, 2008 | Severe Storm | DR-1746-KY |
| Sep 10, 2005 | Hurricane | EM-3231-KY |
| Feb 8, 2005 | Snowstorm | DR-1578-KY |
| Jun 10, 2004 | Severe Storm | DR-1523-KY |
| Mar 4, 1997 | Severe Storm | DR-1163-KY |
| Jan 13, 1996 | Snowstorm | DR-1089-KY |
| Feb 24, 1989 | Flood | DR-821-KY |
| Dec 12, 1978 | Flood | DR-568-KY |
| Apr 4, 1974 | Tornado | DR-420-KY |
| May 15, 1972 | Flood | DR-332-KY |
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.
How this compares
Where Franklin County stands among 120 counties in Kentucky and 3,143 in the United States.
| Tornadoes since 1950 | 11 | 54 / 120 |
| Tornadoes rated F3/EF3 or stronger | 1 | 55 / 120 |
| Tropical cyclones within 50 mi | 1 | 78 / 120 |
| Hurricane-strength passes within 50 mi | 0 | — |
| Wildfire acres since 1984 | 0 | — |
| Flood insurance claims | 1,518 | 4 / 120 |
| Flood insurance paid | $32.0 million | 4 / 120 |
| Disaster declarations | 27 | 53 / 120 |
| Flood events since 1996 | 58 | 77 / 120 |
| Hail and wind events since 1996 | 170 | 73 / 120 |
| Winter storm events since 1996 | 32 | 86 / 120 |
| Reported damage since 1996 | $11.6 million | 49 / 120 |
| River crests at major flood stage | 21 | 3 / 120 |
| High tide flooding days a year, last 10 years | 0.0 | — |
| Months in severe drought since 1895 | 156 | 12 / 120 |
| Medium or heavy smoke days a year, last 10 years | 14.9 | 45 / 120 |
| Earthquakes M4+ within 50 mi since 1900 | 3 | 50 / 120 |
| Earthquakes M2.5+ in the county since 1973 | 0 | — |
Neighbouring counties
| Anderson County | 10 | 2 |
| Henry County | 18 | 1 |
| Owen County | 5 | 1 |
| Scott County | 15 | 2 |
| Shelby County | 21 | 1 |
| Woodford County | 7 | 2 |
Sources and vintage
Every number on this page comes from these public records.
- Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
- Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
- Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
- Storm events NOAA NCEI Storm Events Database, through 2026.
- Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
- Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
- Weather records NOAA NCEI Global Historical Climatology Network Daily, station USW00093820.
- River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
- Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
- Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
- Landslides USGS Landslide Inventories across the United States, version 3.0 (2025).
- Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.
Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.