$89.3 billion in flood claims: how much came from five years
Five years account for 58% of the $89.3 billion paid on flood insurance claims from 1978 to 2025, led by 2005 with 19.9%. Three states, Louisiana, Florida and Texas, hold 65%.
By year
Flood insurance paid by year, billions of dollars
| 2005 | $18 billion | 19.9 |
| 2017 | $11 billion | 11.9 |
| 2012 | $9.7 billion | 10.9 |
| 2024 | $8.8 billion | 9.9 |
| 2022 | $5.3 billion | 5.9 |
| 2016 | $4.5 billion | 5.0 |
| 2008 | $3.5 billion | 3.9 |
| 2011 | $2.4 billion | 2.7 |
| 2004 | $2.2 billion | 2.5 |
| 2021 | $2.0 billion | 2.2 |
| 2018 | $1.6 billion | 1.7 |
| 2019 | $1.5 billion | 1.7 |
| 1995 | $1.3 billion | 1.4 |
| 2001 | $1.3 billion | 1.4 |
| 2015 | $1.0 billion | 1.2 |
| 2023 | $980 million | 1.1 |
| 2020 | $930 million | 1.0 |
| 1998 | $873 million | 1.0 |
| 1996 | $807 million | 0.9 |
| 2003 | $777 million | 0.9 |
| 2009 | $774 million | 0.9 |
| 2010 | $772 million | 0.9 |
| 1999 | $753 million | 0.8 |
| 1992 | $704 million | 0.8 |
| 1989 | $654 million | 0.7 |
| 1993 | $644 million | 0.7 |
| 2006 | $640 million | 0.7 |
| 2025 | $628 million | 0.7 |
| 2007 | $612 million | 0.7 |
| 1997 | $517 million | 0.6 |
| 2013 | $491 million | 0.5 |
| 1979 | $448 million | 0.5 |
| 2002 | $432 million | 0.5 |
| 1994 | $410 million | 0.5 |
| 1983 | $399 million | 0.4 |
| 2014 | $381 million | 0.4 |
| 1991 | $350 million | 0.4 |
| 1985 | $329 million | 0.4 |
| 2000 | $251 million | 0.3 |
| 1984 | $225 million | 0.3 |
| 1980 | $219 million | 0.2 |
| 1982 | $178 million | 0.2 |
| 1990 | $165 million | 0.2 |
| 1978 | $141 million | 0.2 |
| 1981 | $117 million | 0.1 |
| 1986 | $116 million | 0.1 |
| 1987 | $96.4 million | 0.1 |
| 1988 | $49.4 million | 0.1 |
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
By state
| Louisiana | $21 billion | 23.5 |
| Florida | $19 billion | 21.7 |
| Texas | $17 billion | 19.5 |
| New Jersey | $6.5 billion | 7.3 |
| New York | $5.7 billion | 6.4 |
| Mississippi | $3.1 billion | 3.5 |
| North Carolina | $2.3 billion | 2.6 |
| Pennsylvania | $1.4 billion | 1.6 |
| Alabama | $1.2 billion | 1.3 |
| South Carolina | $1.0 billion | 1.2 |
| Missouri | $963 million | 1.1 |
| Virginia | $763 million | 0.9 |
| California | $758 million | 0.8 |
| Illinois | $584 million | 0.7 |
| Connecticut | $552 million | 0.6 |
| Kentucky | $521 million | 0.6 |
| Georgia | $520 million | 0.6 |
| Tennessee | $480 million | 0.5 |
| Massachusetts | $439 million | 0.5 |
| West Virginia | $378 million | 0.4 |
| Ohio | $371 million | 0.4 |
| Washington | $367 million | 0.4 |
| Iowa | $357 million | 0.4 |
| Maryland | $340 million | 0.4 |
| Indiana | $309 million | 0.3 |
| Oklahoma | $258 million | 0.3 |
| North Dakota | $258 million | 0.3 |
| Arkansas | $218 million | 0.2 |
| Hawaii | $167 million | 0.2 |
| Minnesota | $155 million | 0.2 |
| Michigan | $150 million | 0.2 |
| Wisconsin | $142 million | 0.2 |
| Rhode Island | $139 million | 0.2 |
| Vermont | $118 million | 0.1 |
| Kansas | $116 million | 0.1 |
| Oregon | $110 million | 0.1 |
| Nebraska | $96.2 million | 0.1 |
| Delaware | $91.0 million | 0.1 |
| Colorado | $90.7 million | 0.1 |
| Maine | $86.0 million | 0.1 |
| New Hampshire | $67.0 million | 0.1 |
| South Dakota | $62.3 million | 0.1 |
| Arizona | $61.9 million | 0.1 |
| Nevada | $47.4 million | 0.1 |
| New Mexico | $41.8 million | 0.0 |
| Montana | $19.0 million | 0.0 |
| Alaska | $16.2 million | 0.0 |
| Idaho | $10.3 million | 0.0 |
| Utah | $7.3 million | 0.0 |
| District of Columbia | $5.5 million | 0.0 |
| Wyoming | $3.7 million | 0.0 |
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).