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Floods in Michigan

Property owners in Michigan have filed 14,792 federal flood insurance claims since 1978, with $150 million paid.

  • 14,792flood insurance claims since 1978
  • $150Mpaid on those claims
  • 1985most claims in one year, 1,930
  • 25thamong the states for claims
2025
  • Floods on record, by year

Over time

Flood insurance claims in Michigan per year 1978: 83 1979: 188 1980: 467 1981: 461 1982: 520 1983: 290 1984: 115 1985: 1,930 1,930 1986: 1,877 1987: 246 1988: 65 1989: 142 1990: 119 1991: 53 1992: 21 1993: 53 1994: 73 1995: 26 1996: 188 1997: 276 1998: 345 1999: 55 2000: 245 2001: 213 2002: 52 2003: 43 2004: 545 2005: 75 2006: 85 2007: 51 2008: 303 2009: 229 2010: 74 2011: 291 2012: 114 2013: 485 2014: 788 2015: 97 2016: 116 2017: 322 2018: 548 2019: 603 2020: 815 2021: 343 2022: 47 2023: 292 2024: 97 2025: 54 1978198319881993199820032008201320182023

The deadliest floods since 1996

Notable events
Jun 7, 2008Flash FloodAllegan, Barry, Clinton3$4.1 million
Feb 10, 2001FloodMonroe3$25,000
May 23, 2004FloodBay, Genesee, Lapeer0$100 million

Every county

Counties with any recorded events, highest first.

Floods by county in Michigan
Wayne County2,892
Monroe County1,672
Macomb County1,437
St. Clair County1,184
Saginaw County798
Kent County676
Oakland County582
Midland County547
Bay County515
Genesee County467
Ingham County397
Ottawa County336
Berrien County310
Kalamazoo County291
Barry County281
Newaygo County153
Eaton County149
Tuscola County133
Washtenaw County133
Muskegon County131
Livingston County128
Arenac County119
St. Joseph County110
Iosco County81
Allegan County69
Osceola County66
Mecosta County64
Shiawassee County62
Calhoun County60
Lenawee County60
Grand Traverse County58
Huron County49
Menominee County48
Lake County46
Jackson County41
Ionia County37
Isabella County37
Cheboygan County36
Gratiot County36
Branch County33
Gladwin County31
Van Buren County31
Oceana County30
Manistee County29
Clinton County29
Delta County28
Lapeer County27
Marquette County21
Leelanau County20
Alpena County17
Wexford County16
Cass County15
Alcona County15
Sanilac County14
Mason County13
Hillsdale County13
Benzie County11
Gogebic County10
Charlevoix County10
Montcalm County9
Ontonagon County9
Emmet County8
Clare County8
Alger County7
Baraga County6
Dickinson County6
Houghton County6
Chippewa County6
Mackinac County6
Antrim County6
Iron County3
Roscommon County3
Schoolcraft County2
Presque Isle County1
Luce County1
Crawford County1

This product uses the Federal Emergency Management Agency’s OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency’s website(s).