Spencer County
Population 20,998 (2025) 187 sq mi
Property owners in Spencer County have filed 56 federal flood insurance claims since 1978, 53rd most of 120 counties in Kentucky.
Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed
- Tornado damage paths since 195011
- Tropical cyclone tracks within 100 miles since 1851, wider where stronger3
At a glance
The record for Spencer County in eight numbers. Each links to its section below.
Tornadoes since 1950
11
54th of 120 in Kentucky
About as many as the typical Kentucky county
DetailsTropical cyclones within 50 mi
1
78th of 120 in Kentucky
None at hurricane strength since 1851
DetailsStrongest tornado
F4
April 3, 1974, 37.9 mile path
Strongest tropical cyclone
TS
Tropical storm (unnamed), 1888, 6.1 miles away
Federal disaster declarations
30
Most recent: Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides, 2026
DetailsTornadoes
About one every 6.9 years since 1950, 2 of them rated F3/EF3 or stronger.
Strongest
April 3, 1974
F4, 37.9 mile path
10 yards wide; 3 killed along the whole path.
Most recent
Sunday, March 30, 2025
EF1, 2.5 mile path
Within the past year.
Every recorded tornado
| Mar 30, 2025 | EF1 | 2.5 | 0 | 0 |
| Apr 13, 2022 | EF0 | 0.1 | 0 | 0 |
| Apr 13, 2022 | EF0 | 0.1 | 0 | 0 |
| Dec 11, 2021 | EF1 | 1.9 | 0 | 0 |
| Feb 5, 2008 | EF0 | 0.6 | 1 | 0 |
| Feb 5, 2008 | EF0 | 0.7 | 0 | 0 |
| Mar 19, 2005 | F0 | 0.4 | 0 | 0 |
| May 28, 1996 | F4 | 30.0 | 10 | 0 |
| Apr 3, 1989 | F0 | 0.5 | 0 | 0 |
| Jul 26, 1984 | F2 | 2.5 | 0 | 0 |
| Apr 3, 1974 | F4 | 37.9 | 81 | 3 |
- Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within Spencer County: 0.
- Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.
Storm Prediction Center severe weather database, 1950 to 2025.
Hurricanes and tropical storms
1 passed within 50 miles since 1851; none at hurricane strength.
Strongest within 50 miles
August 21, 1888
Unnamed storm, Tropical storm
6.1 miles at closest approach, winds near 52 mph.
Most recent
September 27, 2024
Helene, Remnant low
37.0 miles at closest approach.
Every storm within 100 miles
- Tropical storms and hurricanes (34 kt or more, still tropical) at closest approach. Post-tropical remnants with gale-force winds are listed but not counted. Direct: track within 50 miles; near: within 100 miles. Distance is measured to the county boundary for counties and to the city centre for cities, using positions interpolated hourly between HURDAT2 fixes.
National Hurricane Center HURDAT2, 1851 to 2025.
Wildfire and smoke
No large wildfire has been mapped here since satellite mapping began in 1984.
Smoke overhead
Smokiest year
2023: 53 days
Heavy smoke on 12 days in 2023, the most of any year.
Last 10 years
15.4 days a year
Medium or heavy smoke, 2016 to 2025.
2025
9 days
Medium or heavy smoke. 35 so far in 2026.
- A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.
NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.
Floods and flood insurance
56 federal flood insurance claims since 1978, with $858,000 paid.
Most claims in one year
2015: 10 claims
$241,000 paid.
2nd most
2000: 5 claims
$54,000 paid.
Claims by ZIP code
| 40013 | 30 | $441,000 |
| 40071 | 23 | $372,000 |
Flood events since 1996
- Flash Flood21
- Flood20
1 death recorded in flood events since 1996.
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.
River crests
Most severe crest
May 5, 2011
Salt River (KY) at Taylorsville Lake, 592.20 ft
0.20 feet above the 592.0 ft flood stage; moderate flooding by today’s categories.
Most recent moderate or major crest
May 5, 2011
Salt River (KY) at Taylorsville Lake, 592.20 ft
Moderate flooding.
| May 5, 2011 | Salt River (KY) at Taylorsville Lake | 592.20 | +0.20 |
| Mar 11, 1997 | Salt River (KY) at Taylorsville Lake | 586.50 | −5.50 |
| Apr 11, 2025 | Salt River (KY) at Taylorsville Lake | 580.80 | −11.20 |
| Feb 23, 1989 | Salt River (KY) at Taylorsville Lake | 580.40 | −11.60 |
| Jan 12, 1991 | Salt River (KY) at Taylorsville Lake | 579.80 | −12.20 |
| Apr 16, 2015 | Salt River (KY) at Taylorsville Lake | 575.80 | −16.20 |
| May 5, 2010 | Salt River (KY) at Taylorsville Lake | 571.90 | −20.10 |
| Apr 7, 2008 | Salt River (KY) at Taylorsville Lake | 571.70 | −20.30 |
| Mar 31, 2002 | Salt River (KY) at Taylorsville Lake | 569.10 | −22.90 |
| May 22, 1995 | Salt River (KY) at Taylorsville Lake | 568.70 | −23.30 |
| Jun 3, 2004 | Salt River (KY) at Taylorsville Lake | 567.60 | −24.40 |
| May 23, 1983 | Salt River (KY) at Taylorsville Lake | 565.30 | −26.70 |
| May 10, 1984 | Salt River (KY) at Taylorsville Lake | 563.50 | −28.50 |
| Sep 26, 2006 | Salt River (KY) at Taylorsville Lake | 563.30 | −28.70 |
| Feb 26, 2003 | Salt River (KY) at Taylorsville Lake | 562.80 | −29.20 |
River gauges
| Salt River (KY) at Taylorsville Lake | 592.0 | 592.20 ft | 0 |
- Crests are the highest and the recent crests the National Weather Service lists for each river gauge in the county that has a flood stage, not every flood. Flood categories use each gauge's current flood stages; crests from before levees, dams or channel changes may not be comparable. Crests measured on an old datum are left out of the rankings.
NOAA National Water Prediction Service gauge records, retrieved October 30, 2026.
Drought
In severe drought or worse for 136 of 1,581 months since 1895 (9%); the longest spell lasted 17 months.
136
Months in severe drought or worse since 1895
55
Months in extreme drought
9%
Share of all months, severe or worse
Lowest reading
January 1931
−6.49, extreme drought
Longest severe spell
17 months
July 1930 to November 1931.
Latest month
September 2026
+1.53, slightly wet
Last severe month: January 2011.
- The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.
NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.
Earthquakes and landslides
14 earthquakes of magnitude 2.5 or more within 50 miles since 1974; none reached magnitude 4.
0
Magnitude 2.5+ inside the county since 1973
4
Magnitude 3+ within 50 miles since 1973
0
Magnitude 4+ within 50 miles since 1900
0
Magnitude 5+ within 50 miles since 1900
Largest within 50 miles
June 4, 1974
Magnitude 3.2
8 km ESE of Bromley, Kentucky; 42.8 miles away, 9.3 miles deep.
Most recent, magnitude 3 or more
December 28, 2025
Magnitude 3.1
11 km ENE of Lancaster, Kentucky; 43.3 miles away.
- Earthquakes of magnitude 2.5 or more in the USGS Comprehensive Catalog since 1900. Within 50 miles means the epicentre lies within 50 miles of the county boundary (or inside the county).
- Small earthquakes were under-recorded before the modern seismic networks of the 1970s and are still missed in remote areas, so early decades read low. Magnitudes are as the catalogue reports them and mix scales (moment, local and body-wave).
USGS ANSS Comprehensive Earthquake Catalog, 1900 to present, retrieved October 30, 2026.
Mapped landslides
6
Landslides mapped, probable or better
1
With a recorded date
1
Source inventory
Mapped by KY GS (6).
- Landslides mapped in the USGS compilation of landslide inventories across the United States (version 3.0, 2025), rated probable or better. The compilation joins inventories made by federal and state agencies for different purposes and areas, so the number mapped in a county reflects how closely it has been surveyed as much as how often its slopes fail. An area with few records may simply not have been mapped. Deaths are as recorded in the inventories; a slide listed in two inventories is counted once.
USGS Landslide Inventories across the United States, version 3.0, retrieved October 27, 2026.
Severe weather and other events
211 events in the National Weather Service record, 188 of them since 1996.
19
Hail reports, 1 inch or larger
2
Hail, 2 inches or larger
74
Damaging gusts, 58 mph+
30
Winter weather events since 1996
0
Heat events since 1996
5
Cold events since 1996
Largest hail
March 2, 2012
2.50 inches
Strongest measured or estimated gust
June 22, 1998
86 mph
Costliest events since 1996
- May 28, 1996Tornado$1.0 million
National Weather Service narrative
The supercell that crossed the Ohio River from Harrison county produced the second a most destructive tornado in its long history. This second tornado formed 4 miles northwest of Brooks at 540 pm est in extreme south central Jefferson county. The tornado was initially estimated at F0-F1 intensity and moved east-southeast and quickly strengthened as it moved into north central Bullitt county near Holsclaw Hill road and Top Hill road where numerous trees were snapped off and some tree bark was stripped. At 545 pm est, the tronado then crossed near the Brooks exit at interstate 65 turning over 5 tractor trailers and damaging a Comfort Inn, Arby's and a Cracker Barrel. From there the…
- Apr 4, 2008Flash Flood$750,000
National Weather Service narrative
Three mobile homes had water in them and the families had to be evacuated. Numerous roads around the county were closed due to high water, and some roads were washed out.
- Mar 1, 1997Flood, Spencer$580,000
National Weather Service narrative
4 to 9 inches of rain fell in less than 24 hours causing widespread flooding and/or flash flooding resulting in numerous water covered and closed roads, evacuations and rescues. Most of these counties were declared disaster areas and given federal assistance. The exceptions were Clinton, Cumberland, Garrard, Green, Lincoln, Madison and Marion. Many homes and businesses were effected during the flooding and flash flooding. Damage amounts include flooding and flash flooding totals over the 2 day period.
- Feb 6, 2008Tornado$200,000
National Weather Service narrative
This tornado destroyed two barns, and did heavy damage to several other barns and homes.
- Feb 6, 2008Tornado$150,000
National Weather Service narrative
The tornado destroyed two mobile homes, and did extensive roof and tree damage.
- Mar 2, 2012Hail$100,000
National Weather Service narrative
The Spencer County Emergency Management reported that tennis ball-sized hail damaged numerous building and cars in Mount Eden.
- Mar 1, 2017Thunderstorm Wind$100,000
National Weather Service narrative
A NWS Storm Survey team found straight line wind damage of approximately 50 to 60 mph just east of Whitfield, Kentucky on the Bullitt and Spencer County lines, and east into Spencer County. There was damage to a RV and its shed. In Spencer County, a roof was blown off of an older barn, and an older shed was moved off its piers. In addition, numerous cedar trees were blown over and large branches of hardwood trees were broken off. Overall, damage extended 1.25 miles east of where it began on the Spencer and Bullitt County line. The duration of the thunderstorm wind event was approximately 1 minute.
- Jun 17, 2019Flood$100,000
National Weather Service narrative
A vehicle attempted to navigate a flooded low water crossing that was flowing with water at the time. A family of four was in the vehicle. The mother and two children were rescued. The father's body was found several hours later downstream.
- Jul 13, 2004Thunderstorm Wind$100,000
National Weather Service narrative
Trees and power lines were blown down. Unspecified structural damage was reported.
- May 2, 2010Flood$75,000
National Weather Service narrative
Four to six inches of rain across Spencer county May 1-2 led to areal flooding in spots across the county on the 2nd.
- Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.
NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.
Weather records
From Louisville International Airport, 22.1 miles from the county’s population centre, with records from 1948.
- All-time high
- 106°F2 times, most recently Jul 7, 2012
- All-time low
- −22°FJan 19, 1994
- Warmest night
- 83°F3 times, most recently Jun 29, 2024
- Coldest day
- 1°FJan 20, 1985
- Wettest day
- 7.22 inMar 1, 1997
- Snowiest day
- 15.5 inJan 17, 1994
- Hottest year
- 2024mean 61.9°F
- Coldest year
- 1960mean 54.5°F
- Wettest year
- 201868.83 in
- Driest year
- 195330.38 in
- Snowiest season
- 50.1 in1977-78
Median first snow
December 3
Earliest: October 19, 1989
Median last snow
March 17
Latest: April 21, 2021
0 of 75 winters had no measurable snow.
Station Louisville International Airport (USW00093821), 480 ft elevation, 22.1 miles from the population centre. Daily records from 1948 to October 26, 2026; 100.0% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.
NOAA NCEI Global Historical Climatology Network Daily.
Federal disaster declarations
30 since 1953. The most recent: Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides, September 1, 2026.
| Sep 1, 2026 | Severe Storm | DR-4937-KY |
| Jan 24, 2026 | Winter Storm | EM-3633-KY |
| May 23, 2025 | Severe Storm | DR-4875-KY |
| Apr 24, 2025 | Severe Storm | DR-4864-KY |
| Apr 3, 2025 | Severe Storm | EM-3626-KY |
| Feb 24, 2025 | Severe Storm | DR-4860-KY |
| Feb 16, 2025 | Severe Storm | EM-3624-KY |
| Apr 10, 2023 | Severe Storm | DR-4702-KY |
| Dec 12, 2021 | Tornado | DR-4630-KY |
| Dec 11, 2021 | Tornado | EM-3575-KY |
| Mar 28, 2020 | Biological | DR-4497-KY |
| Mar 13, 2020 | Biological | EM-3469-KY |
| Apr 26, 2018 | Flood | DR-4361-KY |
| Aug 12, 2015 | Severe Storm | DR-4239-KY |
| May 12, 2015 | Flood | DR-4218-KY |
| May 1, 2015 | Flood | DR-4217-KY |
| May 4, 2011 | Severe Storm | DR-1976-KY |
| Feb 5, 2009 | Severe Ice Storm | DR-1818-KY |
| Jan 28, 2009 | Severe Ice Storm | EM-3302-KY |
| May 19, 2008 | Severe Storm | DR-1757-KY |
| Feb 21, 2008 | Severe Storm | DR-1746-KY |
| Sep 10, 2005 | Hurricane | EM-3231-KY |
| Aug 6, 2004 | Severe Storm | DR-1537-KY |
| Jun 10, 2004 | Severe Storm | DR-1523-KY |
| Mar 14, 2003 | Severe Storm | DR-1454-KY |
| Jan 10, 2000 | Tornado | DR-1310-KY |
| Mar 4, 1997 | Severe Storm | DR-1163-KY |
| Jun 1, 1996 | Severe Storm | DR-1117-KY |
| Jan 13, 1996 | Snowstorm | DR-1089-KY |
| Apr 4, 1974 | Tornado | DR-420-KY |
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.
How this compares
Where Spencer County stands among 120 counties in Kentucky and 3,143 in the United States.
| Tornadoes since 1950 | 11 | 54 / 120 |
| Tornadoes rated F3/EF3 or stronger | 2 | 31 / 120 |
| Tropical cyclones within 50 mi | 1 | 78 / 120 |
| Hurricane-strength passes within 50 mi | 0 | — |
| Wildfire acres since 1984 | 0 | — |
| Flood insurance claims | 56 | 53 / 120 |
| Flood insurance paid | $858,000 | 64 / 120 |
| Disaster declarations | 30 | 35 / 120 |
| Flood events since 1996 | 41 | 92 / 120 |
| Hail and wind events since 1996 | 104 | 115 / 120 |
| Winter storm events since 1996 | 30 | 95 / 120 |
| Reported damage since 1996 | $3.3 million | 89 / 120 |
| River crests at major flood stage | 0 | — |
| High tide flooding days a year, last 10 years | 0.0 | — |
| Months in severe drought since 1895 | 136 | 38 / 120 |
| Medium or heavy smoke days a year, last 10 years | 15.4 | 31 / 120 |
| Earthquakes M4+ within 50 mi since 1900 | 0 | — |
| Earthquakes M2.5+ in the county since 1973 | 0 | — |
Neighbouring counties
| Anderson County | 10 | 2 |
| Bullitt County | 12 | 1 |
| Jefferson County | 33 | 1 |
| Nelson County | 12 | 2 |
| Shelby County | 21 | 1 |
Sources and vintage
Every number on this page comes from these public records.
- Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
- Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
- Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
- Storm events NOAA NCEI Storm Events Database, through 2026.
- Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
- Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
- Weather records NOAA NCEI Global Historical Climatology Network Daily, station USW00093821.
- River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
- Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
- Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
- Landslides USGS Landslide Inventories across the United States, version 3.0 (2025).
- Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.
Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.