St. Joseph County
Population 272,861 (2025) 458 sq mi
St. Joseph County has recorded 33 tornadoes since 1950, 10th most of 92 counties in Indiana; the most recent was on September 24, 2024.
Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed
- Tornado damage paths since 195033
- Major flood years since 19782
At a glance
The record for St. Joseph County in eight numbers. Each links to its section below.
Strongest tornado
F4
April 11, 1965, 37.0 mile path
Federal disaster declarations
17
Most recent: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, 2026
DetailsSnowiest season
172.0in
Winter of 1977-78
Tornadoes
About one every 2.3 years since 1950, 5 of them rated F3/EF3 or stronger.
Strongest
April 11, 1965
F4, 37.0 mile path
333 yards wide; 36 killed along the whole path.
Most recent
Tuesday, September 24, 2024
EF0, 0.3 mile path
2 years ago.
Every recorded tornado
| Sep 24, 2024 | EF0 | 0.3 | 0 | 0 |
| Oct 3, 2021 | EFU | 0.0 | 0 | 0 |
| Jun 21, 2021 | EF1 | 1.1 | 0 | 0 |
| Aug 10, 2020 | EF1 | 2.4 | 0 | 0 |
| Jun 23, 2019 | EF0 | 2.0 | 0 | 0 |
| Jun 23, 2019 | EF0 | 0.5 | 0 | 0 |
| Oct 12, 2016 | EF0 | 0.1 | 0 | 0 |
| Oct 12, 2016 | EF0 | 1.2 | 0 | 0 |
| May 15, 2007 | EF0 | 2.1 | 0 | 0 |
| Jul 3, 2004 | F0 | 0.1 | 0 | 0 |
| Aug 26, 2003 | F1 | 0.1 | 0 | 0 |
| Oct 24, 2001 | F1 | 5.4 | 0 | 0 |
| Oct 24, 2001 | F2 | 4.6 | 3 | 0 |
| Oct 24, 2001 | F3 | 47.0 | 2 | 1 |
| Oct 24, 2001 | F2 | 35.0 | 0 | 1 |
| Jul 3, 1998 | F0 | 0.1 | 0 | 0 |
| Aug 16, 1997 | F0 | 0.5 | 0 | 0 |
| May 31, 1991 | F0 | 0.2 | 0 | 0 |
| Jun 3, 1989 | F0 | 4.0 | 0 | 0 |
| Sep 9, 1985 | F1 | 1.3 | 0 | 0 |
| Jun 28, 1980 | F2 | 0.1 | 0 | 0 |
| Apr 12, 1974 | F1 | 0.1 | 0 | 0 |
| Jun 30, 1969 | F1 | 0.1 | 0 | 0 |
| Jun 23, 1968 | F0 | 0.1 | 0 | 0 |
| Oct 24, 1967 | F1 | 0.1 | 0 | 0 |
| Nov 26, 1965 | F3 | 1.0 | 0 | 0 |
| Apr 11, 1965 | F4 | 37.0 | 321 | 36 |
| Apr 11, 1965 | F3 | 35.6 | 82 | 10 |
| Apr 30, 1962 | F3 | 36.5 | 49 | 0 |
| Jun 24, 1958 | F2 | 7.3 | 0 | 0 |
| Jul 22, 1956 | F0 | 0.1 | 0 | 0 |
| Jun 12, 1954 | F2 | 0.1 | 0 | 0 |
| Jul 3, 1950 | F0 | 0.1 | 0 | 0 |
- Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within St. Joseph County: 4.
- Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.
Storm Prediction Center severe weather database, 1950 to 2025.
Hurricanes and tropical storms
No tropical storm or hurricane has tracked within 100 miles since records began in 1851.
Wildfire and smoke
No large wildfire has been mapped here since satellite mapping began in 1984.
Smoke overhead
Smokiest year
2023: 70 days
Heavy smoke on 16 days in 2023, the most of any year.
Last 10 years
22.7 days a year
Medium or heavy smoke, 2016 to 2025.
2025
17 days
Medium or heavy smoke. 41 so far in 2026.
- A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.
NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.
Floods and flood insurance
180 federal flood insurance claims since 1979, with $1.3 million paid.
Most claims in one year
1982: 37 claims
$133,000 paid.
2nd most
2018: 28 claims
$555,000 paid.
3rd most
2008: 23 claims
$90,000 paid.
Claims by ZIP code
| 46544 | 38 | $334,000 |
| 46545 | 23 | $134,000 |
| 46616 | 20 | $86,000 |
| 46637 | 15 | $139,000 |
| 46614 | 13 | $137,000 |
| 46613 | 12 | $29,000 |
| 46635 | 11 | $39,000 |
| 46617 | 10 | $39,000 |
| 46615 | 10 | $263,000 |
| 46601 | 9 | $17,000 |
| 46554 | 6 | $35,000 |
Flood events since 1996
- Flash Flood12
- Flood11
- Heavy Rain4
1 death recorded in flood events since 1996.
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.
River crests
Most severe crest
February 22, 2018
St. Joseph River (MI/IN) at South Bend, 12.70 ft
7.20 feet above the 5.5 ft flood stage; major flooding by today’s categories.
Most recent moderate or major crest
February 22, 2018
St. Joseph River (MI/IN) at South Bend, 12.70 ft
Major flooding.
River gauges
| St. Joseph River (MI/IN) at South Bend | 5.5 | 12.70 ft | 6 |
- Crests are the highest and the recent crests the National Weather Service lists for each river gauge in the county that has a flood stage, not every flood. Flood categories use each gauge's current flood stages; crests from before levees, dams or channel changes may not be comparable. Crests measured on an old datum are left out of the rankings.
NOAA National Water Prediction Service gauge records, retrieved October 30, 2026.
Drought
In severe drought or worse for 155 of 1,581 months since 1895 (10%); the longest spell lasted 11 months.
155
Months in severe drought or worse since 1895
54
Months in extreme drought
10%
Share of all months, severe or worse
Lowest reading
February 1931
−6.11, extreme drought
Longest severe spell
11 months
September 1920 to July 1921.
Latest month
September 2026
+2.57, moderately wet
Last severe month: May 2021.
- The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.
NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.
Earthquakes
1 earthquake of magnitude 4 or more within 50 miles since 1900; the largest was magnitude 4.2 in 2015.
0
Magnitude 2.5+ inside the county since 1973
2
Magnitude 3+ within 50 miles since 1973
1
Magnitude 4+ within 50 miles since 1900
0
Magnitude 5+ within 50 miles since 1900
Largest within 50 miles
May 2, 2015
Magnitude 4.2
5 km S of Galesburg, Michigan; 46.2 miles away, 2.8 miles deep.
Most recent, magnitude 3 or more
May 2, 2015
Magnitude 4.2
5 km S of Galesburg, Michigan; 46.2 miles away.
Every earthquake of magnitude 4 or more within 50 miles
| May 2, 2015 | 4.2 | 46.2 |
- Earthquakes of magnitude 2.5 or more in the USGS Comprehensive Catalog since 1900. Within 50 miles means the epicentre lies within 50 miles of the county boundary (or inside the county).
- Small earthquakes were under-recorded before the modern seismic networks of the 1970s and are still missed in remote areas, so early decades read low. Magnitudes are as the catalogue reports them and mix scales (moment, local and body-wave).
USGS ANSS Comprehensive Earthquake Catalog, 1900 to present, retrieved October 30, 2026.
Severe weather and other events
904 events in the National Weather Service record, 718 of them since 1996.
113
Hail reports, 1 inch or larger
6
Hail, 2 inches or larger
343
Damaging gusts, 58 mph+
159
Winter weather events since 1996
2
Heat events since 1996
8
Cold events since 1996
Largest hail
April 17, 1963
3.50 inches
Strongest measured or estimated gust
May 18, 1997
93 mph
More event types since 1996
| Lightning | 12 | 0 |
| Dense fog and smoke | 2 | 1 |
Costliest events since 1996
- Aug 15, 2016Flash Flood$5.1 million
National Weather Service narrative
Emergency management officials reported widespread flooding and flash flooding across portions of the county from North Liberty into the South Bend/Mishawaka area to the state line. The most extensive, and in some cases life threatening, flash flooding occurred in the city of South Bend where over a dozen roads were closed due to a foot or more of water flowing over the roads. Several homes were impacted by flood waters with basement/foundation damage to at least 2 homes that required evacuation/rescue of the homeowners. Many others were displaced across the city and outlying county areas. The flood waters lifted a local media outlets car off the road and onto a rail along the…
- Oct 24, 2001Tornado$3.0 million
National Weather Service narrative
This tornado touched down just southwest of Crumstown in St Joseph county Indiana and moved northeast into Berrien county Michigan (see Storm Data for Michigan, Extreme Southwest for more information on the end portion of this tornado). In St Joseph county Indiana the most significant damage was across Crumstown, where F3 damage with a path width up to 3/4 mile occurred. The tornado then moved to near the Michiana Regional Airport and across the Indiana Turnpike causing F0-F1 damage. Two men were injured northwest of South Bend. One man later died from his injuries. The tornado moved into Berrien county Michigan 6 miles NNW of South Bend.
- Oct 24, 2001Tornado$1.3 million
- Feb 20, 2018Flood$1.1 million
National Weather Service narrative
Extensive flooding occurred across the county as all area waterways exceeded their limited, reaching record levels in some spots. Residents had to be evacuated along many of the rivers with numerous homes and businesses suffering varying degrees of damage. In addition, numerous roads were closed due to high water for several days including portions of US 331, 20 and 6 as well as several state routes. Washouts were reported in some areas. Damage estimates totaled at least 1.1 million dollars.
- Jun 15, 2008Hail$1.0 million
National Weather Service narrative
Numerous reports of hail as large as baseballs were received in the city of South Bend. Numerous vehicles suffered mainly dents and scratches but some broken windows were reported. Damage estimates across the area are at least one million dollars in property damage and at least $250,000 in crop damage.
- Jun 22, 2008Lightning$1.0 million
National Weather Service narrative
Lightning struck the corner of one of the apartment buildings in the Indiana Lakes Apartment complex. At least four apartments, all on the third floor, were destroyed. Eight apartments on the second floor suffered extensive water damage and many on the first floor have both smoke and water damage. Luckily, a firewall prevented the fire from spreading to adjacent areas. Damage is estimated at one million dollars for structure and contents. No injuries were reported.
- Oct 2, 2006Lightning$750,000
National Weather Service narrative
A fire, started by lightning, destroyed a Methodist church in Mishawaka. Several hours passed before the fire could be brought under control. Those inside the church at the time of the strike were able to escape without injury. Damage is estimated at $750,000.
- Sep 13, 2008Flood$500,000
National Weather Service narrative
Law enforcement and emergency management officials reported several roads closed due to high water over them from rainfall amounts of 6 to locally as high as 11 inches, which was in the Grainger area. No injuries were reported. Exact damage figures were not available.
- Jul 21, 1998Thunderstorm Wind$500,000
National Weather Service narrative
SEVERAL REPORTS OF HIGH WINDS AND WIND DAMAGE. ONE WOMAN WAS SERIOUSLY INJURED WHEN A LARGE TREE FELL ON HER CAR.
- Jul 21, 2005Thunderstorm Wind$350,000
National Weather Service narrative
A path of damage was reported starting in the Walkerton area, continuing through North Liberty and Lakeville before ending near the Elkhart county line. A tree fell onto a unoccupied truck in Walkerton with trees and power lines down in this city as well. The most concentrated damage extended from North Liberty to Lakeville where winds were estimated to 75 mph. Numerous large maple trees and power lines were blown down across this area. Several homes, vehicles and other buildings in these areas suffered damage as a result of falling trees. A few of the homes were nearly destroyed.
- Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.
NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.
Weather records
From S Bend Airport, 5.1 miles from the county’s population centre, with records from 1893.
- All-time high
- 109°FJul 24, 1934
- All-time low
- −22°F2 times, most recently Jan 20, 1943
- Warmest night
- 84°FJul 23, 1914
- Coldest day
- −8°FFeb 9, 1899
- Wettest day
- 7.69 inAug 15, 2016
- Snowiest day
- 26.0 inJan 8, 2011
- Hottest year
- 2024mean 53.9°F
- Coldest year
- 1904mean 45.8°F
- Wettest year
- 199055.61 in
- Driest year
- 191722.17 in
- Snowiest season
- 172.0 in1977-78
Median first snow
November 9
Earliest: September 25, 1942
Median last snow
April 8
Latest: May 11, 1966
0 of 96 winters had no measurable snow.
Station S Bend Airport (USW00014848), 772 ft elevation, 5.1 miles from the population centre. Daily records from 1893 to October 26, 2026; 99.9% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.
NOAA NCEI Global Historical Climatology Network Daily.
Federal disaster declarations
17 since 1953. The most recent: Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, August 15, 2026.
| Aug 15, 2026 | Flood | EM-3651-IN |
| Jan 24, 2026 | Winter Storm | EM-3641-IN |
| Apr 3, 2020 | Biological | DR-4515-IN |
| Mar 13, 2020 | Biological | EM-3456-IN |
| May 4, 2018 | Flood | DR-4363-IN |
| Apr 22, 2009 | Severe Storm | DR-1832-IN |
| Sep 23, 2008 | Severe Storm | DR-1795-IN |
| Jan 30, 2008 | Severe Storm | DR-1740-IN |
| Mar 12, 2007 | Snowstorm | EM-3274-IN |
| Sep 10, 2005 | Hurricane | EM-3238-IN |
| Jan 21, 2005 | Severe Storm | DR-1573-IN |
| Jan 24, 2001 | Snowstorm | EM-3162-IN |
| Jan 15, 1999 | Snowstorm | EM-3135-IN |
| May 8, 1998 | Severe Storm | DR-1217-IN |
| Jan 5, 1991 | Flood | DR-891-IN |
| Feb 2, 1977 | Snowstorm | EM-3028-IN |
| Apr 14, 1965 | Tornado | DR-189-IN |
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.
How this compares
Where St. Joseph County stands among 92 counties in Indiana and 3,143 in the United States.
| Tornadoes since 1950 | 33 | 10 / 92 |
| Tornadoes rated F3/EF3 or stronger | 5 | 11 / 92 |
| Tropical cyclones within 50 mi | 0 | — |
| Hurricane-strength passes within 50 mi | 0 | — |
| Wildfire acres since 1984 | 0 | — |
| Flood insurance claims | 180 | 26 / 92 |
| Flood insurance paid | $1.3 million | 40 / 92 |
| Disaster declarations | 17 | 51 / 92 |
| Flood events since 1996 | 27 | 66 / 92 |
| Hail and wind events since 1996 | 502 | 4 / 92 |
| Winter storm events since 1996 | 159 | 1 / 92 |
| Reported damage since 1996 | $17.4 million | 34 / 92 |
| River crests at major flood stage | 6 | 29 / 92 |
| High tide flooding days a year, last 10 years | 0.0 | — |
| Months in severe drought since 1895 | 155 | 5 / 92 |
| Medium or heavy smoke days a year, last 10 years | 22.7 | 4 / 92 |
| Earthquakes M4+ within 50 mi since 1900 | 1 | 37 / 92 |
| Earthquakes M2.5+ in the county since 1973 | 0 | — |
Neighbouring counties
| Berrien County MI | 33 | 0 |
| Cass County MI | 20 | 0 |
| Elkhart County | 36 | 0 |
| LaPorte County | 29 | 0 |
| Marshall County | 33 | 0 |
| Starke County | 16 | 0 |
Sources and vintage
Every number on this page comes from these public records.
- Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
- Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
- Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
- Storm events NOAA NCEI Storm Events Database, through 2026.
- Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
- Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
- Weather records NOAA NCEI Global Historical Climatology Network Daily, station USW00014848.
- River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
- Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
- Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
- Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.
Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.