Cole County
Population 77,908 (2025) 392 sq mi
Property owners in Cole County have filed 416 federal flood insurance claims since 1978, 18th most of 115 counties in Missouri.
Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed
- Tornado damage paths since 195011
- Major flood years since 19785
At a glance
The record for Cole County in eight numbers. Each links to its section below.
Tornadoes since 1950
11
105th of 115 in Missouri
Fewer than the typical Missouri county, which has had 25
DetailsStrongest tornado
EF3
May 22, 2019, 32.7 mile path
Snowiest season
65.1in
Winter of 1911-12
Tornadoes
About one every 6.9 years since 1950, one of them rated F3/EF3 or stronger.
Strongest
May 22, 2019
EF3, 32.7 mile path
1,500 yards wide.
Most recent
Wednesday, May 22, 2019
EF3, 32.7 mile path
7 years ago.
Every recorded tornado
| May 22, 2019 | EF3 | 32.7 | 33 | 0 |
| May 19, 2017 | EF1 | 0.9 | 0 | 0 |
| Apr 8, 1999 | F1 | 12.0 | 0 | 0 |
| Apr 15, 1994 | F1 | 25.0 | 0 | 0 |
| Oct 3, 1986 | F2 | 10.0 | 0 | 0 |
| Mar 15, 1984 | F0 | 0.1 | 0 | 0 |
| May 1, 1983 | F0 | 0.5 | 0 | 0 |
| May 1, 1983 | F1 | 9.0 | 0 | 0 |
| Apr 2, 1982 | F0 | 0.5 | 0 | 0 |
| May 12, 1980 | F2 | 42.7 | 0 | 0 |
| Oct 14, 1966 | F1 | 3.3 | 0 | 0 |
- Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within Cole County: 0.
- Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.
Storm Prediction Center severe weather database, 1950 to 2025.
Hurricanes and tropical storms
No tropical storm or hurricane has tracked within 100 miles since records began in 1851.
Wildfire and smoke
No large wildfire has been mapped here since satellite mapping began in 1984.
Smoke overhead
Smokiest year
2023: 60 days
Heavy smoke on 13 days in 2021, the most of any year.
Last 10 years
21.9 days a year
Medium or heavy smoke, 2016 to 2025.
2025
17 days
Medium or heavy smoke. 34 so far in 2026.
- A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.
NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.
Floods and flood insurance
416 federal flood insurance claims since 1979, with $7.6 million paid.
Most claims in one year
1993: 96 claims
$2.3 million paid.
2nd most
1995: 50 claims
$737,000 paid.
3rd most
1986: 27 claims
$228,000 paid.
Claims by ZIP code
| 65101 | 275 | $4.8 million |
| 65109 | 64 | $1.9 million |
| 65022 | 59 | $588,000 |
| 7 | $105,000 |
Flood events since 1996
- Flash Flood26
- Flood16
- Heavy Rain2
1 death recorded in flood events since 1996.
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.
River crests
Most severe crest
April 12, 1994
Moreau River (MO) near Jefferson City, 34.00 ft
17.00 feet above the 17.0 ft flood stage; major flooding by today’s categories.
Most recent moderate or major crest
June 9, 2026
Moreau River (MO) near Jefferson City, 29.89 ft
Major flooding.
River gauges
| Missouri River at Jefferson City | 23.0 | 38.65 ft | 10 |
| Moreau River (MO) near Jefferson City | 17.0 | 34.00 ft | 11 |
| Osage River near St. Thomas | 23.0 | 29.53 ft | 0 |
- Crests are the highest and the recent crests the National Weather Service lists for each river gauge in the county that has a flood stage, not every flood. Flood categories use each gauge's current flood stages; crests from before levees, dams or channel changes may not be comparable. Crests measured on an old datum are left out of the rankings.
NOAA National Water Prediction Service gauge records, retrieved October 30, 2026.
Drought
In severe drought or worse for 131 of 1,581 months since 1895 (8%); the longest spell lasted 23 months.
131
Months in severe drought or worse since 1895
55
Months in extreme drought
8%
Share of all months, severe or worse
7
Drought reports to the Weather Service since 1996
Lowest reading
March 1954
−6.97, extreme drought
Longest severe spell
23 months
July 1953 to May 1955.
Latest month
September 2026
−1.61, mild drought
Last severe month: March 2026.
- The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.
NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.
Earthquakes and landslides
6 earthquakes of magnitude 2.5 or more within 50 miles since 1983; none reached magnitude 4.
1
Magnitude 2.5+ inside the county since 1973
3
Magnitude 3+ within 50 miles since 1973
0
Magnitude 4+ within 50 miles since 1900
0
Magnitude 5+ within 50 miles since 1900
Largest within 50 miles
July 31, 2005
Magnitude 3.3
Missouri; 17.9 miles away, 3.1 miles deep.
Most recent, magnitude 3 or more
July 31, 2005
Magnitude 3.3
Missouri; 17.9 miles away.
- Earthquakes of magnitude 2.5 or more in the USGS Comprehensive Catalog since 1900. Within 50 miles means the epicentre lies within 50 miles of the county boundary (or inside the county).
- Small earthquakes were under-recorded before the modern seismic networks of the 1970s and are still missed in remote areas, so early decades read low. Magnitudes are as the catalogue reports them and mix scales (moment, local and body-wave).
USGS ANSS Comprehensive Earthquake Catalog, 1900 to present, retrieved October 30, 2026.
Mapped landslides
3
Landslides mapped, probable or better
2
With a recorded date
1
Source inventory
Mapped by MO DNR (3).
- Landslides mapped in the USGS compilation of landslide inventories across the United States (version 3.0, 2025), rated probable or better. The compilation joins inventories made by federal and state agencies for different purposes and areas, so the number mapped in a county reflects how closely it has been surveyed as much as how often its slopes fail. An area with few records may simply not have been mapped. Deaths are as recorded in the inventories; a slide listed in two inventories is counted once.
USGS Landslide Inventories across the United States, version 3.0, retrieved October 27, 2026.
Severe weather and other events
470 events in the National Weather Service record, 365 of them since 1996.
100
Hail reports, 1 inch or larger
9
Hail, 2 inches or larger
100
Damaging gusts, 58 mph+
48
Winter weather events since 1996
52
Heat events since 1996
5
Cold events since 1996
Largest hail
March 27, 2020
3.00 inches
Strongest measured or estimated gust
July 4, 2026
105 mph
More event types since 1996
| Lightning | 8 | 0 |
Costliest events since 1996
- May 22, 2019Tornado$170 million
National Weather Service narrative
A tornado crossed from Miller County (WFO Springfield���s County Warning Area) into Cole County at 1120 PM. As the tornado tracked to the northeast it crossed Lake Carmel and tore the roof off of a one story home on the northeast shore of the lake. Numerous trees were either snapped off or uprooted in the area as well. Damage to the home was rated EF2. Further northeast another one story home lost its roof on Highway D just northwest of intersection with Cole Brook Lane. Damage to this home was rated EF2. The tornado strengthened from an EF-2 to an EF-3 as it moved into a subdivision off of Heritage Highway just west of U.S. Highway 54, indicated by the complete collapse of…
- Mar 27, 2020Hail$3.0 million
National Weather Service narrative
A wide swath of large hail fell between St. Martins and Jefferson City. The largest hail stones were 3 inches in diameter. There were numerous reports of dents on vehicles and car windows broken out. At least 800 hundred cars sustained damage at car dealerships in the Jefferson City area. The largest hail stones were reported in St. Martins, Elston, and Jefferson City.
- Aug 7, 1999Thunderstorm Wind$1.0 million
National Weather Service narrative
A downburst caused extensive damage to several businesses in a strip mall on the west side of Jefferson City. A furniture store lost its roof resulting in the loss of almost all of the inventory inside. A large department store sustained partial roof, window and door damage. Six other businesses in the strip mall had windows blown out or damage to doors. Several trees were also blown down across town with some vehicle damaged by the fallen trees.
- Jul 1, 2015Flash Flood$750,000
National Weather Service narrative
Up to three inches of rain fell onto already saturated soils causing flash flooding. Numerous roads were flooded including Route W south of Wardsville and Lower Bottom Road just northeast of St. Thomas. A portion of Lower Bottom Road was washed out and the cost to repair it will be around $750,000.
- Dec 1, 2006Winter Storm, Cole$244,000
National Weather Service narrative
A major winter storm hit Central, Northeast, East Central and parts of Southeast Missouri from November 30 through Dcember 1. Over a foot of snow fell across parts of Central Missouri while a major ice storm hit parts of East Central and Southeast Missouri, including the St. Louis area. Ice accumulations of 1 inch or more downed trees and power lines resulting in at least 300,000 electric customers losing service for up to a week. Downed limbs and trees damaged homes and automobiles across the area as well. Many rural schools were closed for several days due to slick roads and power outages. The National Guard was called out to several counties to assist with debris removal and…
- Apr 1, 2024Hail$100,000
National Weather Service narrative
Large hail of up to 1.75 inches in diameter fell across Cole County in an east-northeast line. The largest stones were reported in Wardsville where there was damage to siding. Severe hail was also reported in Russellville and Taos.
- Nov 29, 2006Winter Storm, Cole$100,000
National Weather Service narrative
A major winter storm hit Central, Northeast, East Central and parts of Southeast Missouri from November 30 through Dcember 1. Over a foot of snow fell across parts of Central Missouri while a major ice storm hit parts of East Central and Southeast Missouri, including the St. Louis area. Ice accumulations of 1 inch or more downed trees and power lines resulting in at least 300,000 electric customers losing service for up to a week. Downed limbs and trees damaged homes and automobiles across the area as well. Many rural schools were closed for several days due to slick roads and power outages. The National Guard was called out to several counties to assist with debris removal and…
- Jul 10, 2002Thunderstorm Wind$40,000
National Weather Service narrative
Thunderstorm wind gusts destroyed a double wide mobile home that was being transported on Highway 54 near Brazito.
- Jan 12, 2007Ice Storm, Cole$34,000
National Weather Service narrative
An arctic boundary settled south of the area on the 12th and 13th of January bringing subfreezing temperatures to the northwestern half of the county warning area. Three rounds of precipitation occurred during this period, with the first being the most destructive of all. Significant tree and limb damage was reported as a result of this storm, together with widespread power outages. More than 100,000 homes and businesses lost power during this storm. About 1.5 inches of sleet fell and a 1/2 inch of ice accumulation hit parts of Central and Northeast Missouri. From 1/4 to 1/2 inch of ice accumulated from freezing rain across Eastern Missouri and parts of Southwest Illinois.…
- Jun 8, 2026Flood$20,000
National Weather Service narrative
The South Moreau Creek and Moreau River flooded over and spilled water onto Scrivner Road and Loesch Road, respectively. A car tried to drive through the flooded Scrivner Road hours after the rain ended, and was swept from the roadway. Zion Road east of Eberhardt Cemetery and the 6000 block of Buffalo Road also flooded.
- Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.
NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.
Weather records
From Jefferson City Water Plant, 3 miles from the county’s population centre, with records from 1893.
- All-time high
- 114°FJul 12, 1901
- All-time low
- −25°FFeb 12, 1899
- Warmest night
- 83°FJul 25, 1934
- Coldest day
- −5°FFeb 12, 1899
- Wettest day
- 7.50 inDec 20, 1895
- Snowiest day
- 14.0 in3 times, most recently Feb 2, 2011
- Hottest year
- 1921mean 59.8°F
- Coldest year
- 1979mean 52.2°F
- Wettest year
- 199366.13 in
- Driest year
- 195324.08 in
- Snowiest season
- 65.1 in1911-12
Median first snow
December 8
Earliest: October 28, 1925
Median last snow
March 8
Latest: April 18, 1953
0 of 86 winters had no measurable snow.
Station Jefferson City Water Plant (USC00234271), 605 ft elevation, 3.0 miles from the population centre. Daily records from 1893 to October 21, 2026; 95.0% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.
NOAA NCEI Global Historical Climatology Network Daily.
Federal disaster declarations
26 since 1953. The most recent: Covid-19 Pandemic, March 26, 2020.
| Mar 26, 2020 | Biological | DR-4490-MO |
| Mar 13, 2020 | Biological | EM-3482-MO |
| Jul 9, 2019 | Severe Storm | DR-4451-MO |
| Jun 2, 2017 | Flood | DR-4317-MO |
| Jan 21, 2016 | Flood | DR-4250-MO |
| Jan 2, 2016 | Flood | EM-3374-MO |
| Aug 7, 2015 | Severe Storm | DR-4238-MO |
| Jun 30, 2011 | Flood | EM-3325-MO |
| Mar 23, 2011 | Severe Storm | DR-1961-MO |
| Feb 3, 2011 | Severe Storm | EM-3317-MO |
| Jan 30, 2009 | Severe Ice Storm | EM-3303-MO |
| Mar 19, 2008 | Severe Storm | DR-1749-MO |
| Dec 27, 2007 | Severe Ice Storm | DR-1736-MO |
| Dec 12, 2007 | Severe Ice Storm | EM-3281-MO |
| Jan 15, 2007 | Severe Ice Storm | DR-1676-MO |
| Dec 29, 2006 | Severe Storm | DR-1673-MO |
| Sep 10, 2005 | Hurricane | EM-3232-MO |
| May 6, 2003 | Severe Storm | DR-1463-MO |
| Apr 20, 1999 | Severe Storm | DR-1270-MO |
| Jun 2, 1995 | Severe Storm | DR-1054-MO |
| Apr 21, 1994 | Severe Storm | DR-1023-MO |
| Jul 9, 1993 | Flood | DR-995-MO |
| Oct 14, 1986 | Flood | DR-779-MO |
| Sep 24, 1976 | Drought | EM-3017-MO |
| Nov 1, 1973 | Flood | DR-407-MO |
| Apr 19, 1973 | Severe Storm | DR-372-MO |
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.
How this compares
Where Cole County stands among 115 counties in Missouri and 3,143 in the United States.
| Tornadoes since 1950 | 11 | 105 / 115 |
| Tornadoes rated F3/EF3 or stronger | 1 | 68 / 115 |
| Tropical cyclones within 50 mi | 0 | — |
| Hurricane-strength passes within 50 mi | 0 | — |
| Wildfire acres since 1984 | 0 | — |
| Flood insurance claims | 416 | 18 / 115 |
| Flood insurance paid | $7.6 million | 21 / 115 |
| Disaster declarations | 26 | 38 / 115 |
| Flood events since 1996 | 44 | 75 / 115 |
| Hail and wind events since 1996 | 205 | 72 / 115 |
| Winter storm events since 1996 | 48 | 82 / 115 |
| Reported damage since 1996 | $175 million | 10 / 115 |
| River crests at major flood stage | 21 | 7 / 115 |
| High tide flooding days a year, last 10 years | 0.0 | — |
| Months in severe drought since 1895 | 131 | 44 / 115 |
| Medium or heavy smoke days a year, last 10 years | 21.9 | 54 / 115 |
| Earthquakes M4+ within 50 mi since 1900 | 0 | — |
| Earthquakes M2.5+ in the county since 1973 | 1 | 26 / 115 |
Neighbouring counties
| Boone County | 34 | 0 |
| Callaway County | 40 | 0 |
| Miller County | 32 | 0 |
| Moniteau County | 22 | 0 |
| Osage County | 12 | 0 |
Sources and vintage
Every number on this page comes from these public records.
- Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
- Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
- Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
- Storm events NOAA NCEI Storm Events Database, through 2026.
- Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
- Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
- Weather records NOAA NCEI Global Historical Climatology Network Daily, station USC00234271.
- River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
- Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
- Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
- Landslides USGS Landslide Inventories across the United States, version 3.0 (2025).
- Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.
Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.