Jackson County
Population 45,039 (2025) 491 sq mi
Property owners in Jackson County have filed 97 federal flood insurance claims since 1978, 60th most of 100 counties in North Carolina.
Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed
- Tornado damage paths since 19505
- Tropical cyclone tracks within 100 miles since 1851, wider where stronger12
- Wildfire burn scars since 19842
- Major flood years since 19781
At a glance
The record for Jackson County in eight numbers. Each links to its section below.
Acres burned since 1984
1,575
35th of 100 in North Carolina
2 large fires; the largest was Dick'S Creek, 2016
DetailsTropical cyclones within 50 mi
2
99th of 100 in North Carolina
None at hurricane strength since 1851
DetailsTornadoes since 1950
5
84th of 100 in North Carolina
Fewer than the typical North Carolina county, which has had 14
DetailsStrongest tornado
F2
June 28, 1976, 0.2 mile path
Strongest tropical cyclone
TS
Tropical storm Zeta, 2020, 14.8 miles away
Tornadoes
About one every 15 years since 1950, none rated F3/EF3 or stronger.
Strongest
June 28, 1976
F2, 0.2 mile path
10 yards wide.
Most recent
Wednesday, May 8, 2024
EF1, 1.5 mile path
2 years ago.
Every recorded tornado
| May 8, 2024 | EF1 | 1.5 | 0 | 0 |
| May 8, 2024 | EF1 | 9.4 | 0 | 0 |
| Mar 2, 2012 | EF0 | 1.8 | 0 | 0 |
| Jun 28, 1976 | F2 | 0.2 | 0 | 0 |
| Mar 12, 1975 | F0 | 0.1 | 0 | 0 |
- Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within Jackson County: 0.
- Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.
Storm Prediction Center severe weather database, 1950 to 2025.
Hurricanes and tropical storms
2 passed within 50 miles since 1851; none at hurricane strength.
Strongest within 50 miles
October 29, 2020
Zeta, Tropical storm
14.8 miles at closest approach, winds near 52 mph.
Most recent
September 27, 2024
Helene, Tropical storm
25.2 miles at closest approach.
Every storm within 100 miles
| Helene | 2024 | 25.2 | Tropical storm |
| Zeta | 2020 | 14.8 | Tropical storm |
| Michael | 2018 | 98.2 | Tropical storm |
| Hugo | 1989 | 80.4 | Tropical storm |
| Gracie | 1959 | 82.9 | Tropical storm |
| Unnamed | 1949 | 51.1 | Tropical storm |
| Unnamed | 1932 | 46.4 | Post-tropical |
| Unnamed | 1915 | 99.2 | Tropical storm |
| Unnamed | 1912 | 72.1 | Post-tropical |
| Unnamed | 1907 | 19.9 | Post-tropical |
| Unnamed | 1902 | 14.7 | Post-tropical |
| Unnamed | 1901 | 15.8 | Post-tropical |
| Unnamed | 1893 | 89.6 | Tropical storm |
| Unnamed | 1889 | 89.3 | Tropical storm |
| Unnamed | 1886 | 86.5 | Tropical storm |
| Unnamed | 1882 | 60.9 | Tropical storm |
| Unnamed | 1859 | 58.0 | Tropical storm |
- Tropical storms and hurricanes (34 kt or more, still tropical) at closest approach. Post-tropical remnants with gale-force winds are listed but not counted. Direct: track within 50 miles; near: within 100 miles. Distance is measured to the county boundary for counties and to the city centre for cities, using positions interpolated hourly between HURDAT2 fixes.
National Hurricane Center HURDAT2, 1851 to 2025.
Wildfire and smoke
1,575 acres burned in 2 large fires since 1984, equal to 0.5% of the land.
Largest
October 23, 2016
Dick'S Creek Fire, 832 acres
833 acres inside Jackson County.
Most recent
November 8, 2016
Dobson 3 Fire
741 acres in total.
Every large fire
| Dobson 3 | 2016 | 741 | 741 |
| Dick'S Creek | 2016 | 833 | 832 |
- Large fires mapped by the Monitoring Trends in Burn Severity program since 1984: 1,000 acres or more in the West, 500 or more in the East. Prescribed burns are excluded. Acres here are the part of each perimeter inside this place.
Monitoring Trends in Burn Severity (USGS and U.S. Forest Service), 1984 to 2026.
Smoke overhead
Smokiest year
2023: 43 days
Heavy smoke on 5 days in 2023, the most of any year.
Last 10 years
9.7 days a year
Medium or heavy smoke, 2016 to 2025.
2025
9 days
Medium or heavy smoke. 24 so far in 2026.
- A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.
NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.
Floods and flood insurance
97 federal flood insurance claims since 1990, with $1.1 million paid.
Most claims in one year
2024: 32 claims
$291,000 paid.
2nd most
2004: 16 claims
$592,000 paid.
3rd most
2013: 7 claims
$92,000 paid.
Claims by ZIP code
| 28779 | 38 | $331,000 |
| 28723 | 28 | $200,000 |
| 28725 | 8 | $282,000 |
| 28774 | 6 | $28,000 |
| 28783 | 5 | $161,000 |
Flood events since 1996
- Flash Flood25
- Flood20
- Heavy Rain6
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.
River crests
Most severe crest
August 26, 2008
Robinson Creek (NC) at Great Falls Dr, 12.20 ft
2.20 feet above the 10.0 ft flood stage; minor flooding by today’s categories.
| Aug 26, 2008 | Robinson Creek (NC) at Great Falls Dr | 12.20 | +2.20 |
| Sep 8, 2004 | Tuckasegee River at sr1172 nr Cullowhee | 17.37 | +1.37 |
| Mar 20, 2008 | Wolf Creek (NC) near Balsam Lake | 9.30 | +1.30 |
| Sep 17, 2004 | Tuckasegee River at Barkers creek nr Dillsboro | 13.26 | +1.26 |
| Jan 15, 2013 | Scotts Creek near Beta | 9.54 | +0.54 |
| Jun 12, 2005 | Tuckasegee River at sr1172 nr Cullowhee | 15.76 | −0.24 |
| Dec 24, 2015 | Scotts Creek near Beta | 8.68 | −0.32 |
| Sep 26, 2009 | Cullowhee Creek near Cullowhee | 4.52 | −0.48 |
| Dec 2, 2015 | Scotts Creek near Beta | 8.18 | −0.82 |
| Dec 29, 2015 | Tuckasegee River at TUCKASEGEE DAM | 101.64 | −0.86 |
| Sep 19, 2004 | Tuckasegee River at Rock Bridge | 10.10 | −0.90 |
| Jun 13, 2005 | Tuckasegee River at Barkers creek nr Dillsboro | 10.90 | −1.10 |
| Sep 17, 2004 | Tuckasegee River at sr1172 nr Cullowhee | 14.77 | −1.23 |
| Dec 24, 2015 | Tuckasegee River at Barkers creek nr Dillsboro | 10.64 | −1.36 |
| Dec 24, 2015 | Tuckasegee River at TUCKASEGEE DAM | 101.02 | −1.48 |
| Nov 19, 2015 | Wolf Creek (NC) near Balsam Lake | 6.24 | −1.76 |
| Sep 22, 2009 | Tuckasegee River at Barkers creek nr Dillsboro | 10.09 | −1.91 |
| Jul 5, 2013 | Tuckasegee River at sr1172 nr Cullowhee | 13.97 | −2.03 |
| Jan 30, 2013 | Scotts Creek near Beta | 7.84 | −1.16 |
| Dec 9, 2009 | Scotts Creek near Beta | 7.72 | −1.28 |
| Jan 17, 2013 | Cullowhee Creek near Cullowhee | 3.26 | −1.74 |
| Sep 26, 2009 | Scotts Creek near Beta | 7.26 | −1.74 |
| Dec 2, 2015 | Tuckasegee River at TUCKASEGEE DAM | 100.67 | −1.83 |
| Dec 11, 2015 | Tuckasegee River at TUCKASEGEE DAM | 100.53 | −1.97 |
| May 5, 2013 | Tuckasegee River at Rock Bridge | 8.95 | −2.05 |
River gauges
| Bear Creek at BEAR CREEK DAM | 105.0 | — | 0 |
| Cullowhee Creek near Cullowhee | 5.0 | 4.52 ft | 0 |
| Robinson Creek (NC) at Great Falls Dr | 10.0 | 12.20 ft | 0 |
| Scotts Creek near Beta | 9.0 | 9.54 ft | 0 |
| Tanasee Creek at EAST FORK DAM | 105.0 | — | 0 |
| Tanasee Creek at TANASEE CREEK DAM | 10.0 | 5.90 ft | 0 |
| Tuckasegee River at Barkers creek nr Dillsboro | 12.0 | 13.26 ft | 0 |
| Tuckasegee River at Rock Bridge | 11.0 | 10.10 ft | 0 |
| Tuckasegee River at TUCKASEGEE DAM | 102.5 | 101.64 ft | 0 |
| Tuckasegee River at sr1172 nr Cullowhee | 16.0 | 17.37 ft | 0 |
| Tuckasegee River near Scott's Creek inflow | 25.0 | 7.83 ft | 0 |
| West Fork Tuckasegee River at Thorpe Dam | 102.5 | 96.87 ft | 0 |
| Wolf Creek (NC) at WOLF CREEK DAM | 105.0 | 94.50 ft | 0 |
| Wolf Creek (NC) near Balsam Lake | 8.0 | 9.30 ft | 0 |
- Crests are the highest and the recent crests the National Weather Service lists for each river gauge in the county that has a flood stage, not every flood. Flood categories use each gauge's current flood stages; crests from before levees, dams or channel changes may not be comparable. Crests measured on an old datum are left out of the rankings.
NOAA National Water Prediction Service gauge records, retrieved October 30, 2026.
Drought
In severe drought or worse for 108 of 1,581 months since 1895 (7%); the longest spell lasted 19 months.
108
Months in severe drought or worse since 1895
27
Months in extreme drought
7%
Share of all months, severe or worse
74
Drought reports to the Weather Service since 1996
Lowest reading
September 1925
−5.80, extreme drought
Longest severe spell
19 months
May 1925 to November 1926.
Latest month
September 2026
−2.46, moderate drought
Last severe month: July 2026.
- The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.
NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.
Earthquakes and landslides
7 earthquakes of magnitude 4 or more within 50 miles since 1900; the largest was magnitude 5.2 in 1916.
9
Magnitude 2.5+ inside the county since 1973
36
Magnitude 3+ within 50 miles since 1973
7
Magnitude 4+ within 50 miles since 1900
1
Magnitude 5+ within 50 miles since 1900
Largest within 50 miles
February 21, 1916
Near Asheville, North Carolina; 27.7 miles away.
Most recent, magnitude 3 or more
May 10, 2025
Magnitude 4.1
21 km SE of Greenback, Tennessee; 36.0 miles away.
Every earthquake of magnitude 4 or more within 50 miles
| May 10, 2025 | 4.1 | 36.0 |
| Mar 27, 1987 | 4.2 | 49.7 |
| Mar 27, 1987 | 4.2 | 48.6 |
| Nov 30, 1973 | 4.7 | 41.3 |
| Nov 2, 1928 | 4.5 | 46.0 |
| Feb 21, 1916 | 5.2 | 27.7 |
| Mar 4, 1904 | 4.0 | 17.9 |
- Earthquakes of magnitude 2.5 or more in the USGS Comprehensive Catalog since 1900. Within 50 miles means the epicentre lies within 50 miles of the county boundary (or inside the county).
- Small earthquakes were under-recorded before the modern seismic networks of the 1970s and are still missed in remote areas, so early decades read low. Magnitudes are as the catalogue reports them and mix scales (moment, local and body-wave).
USGS ANSS Comprehensive Earthquake Catalog, 1900 to present, retrieved October 30, 2026.
Mapped landslides
394
Landslides mapped, probable or better
194
With a recorded date
3
Source inventories
Mapped by NC GS (391), NASA (2), USGS Conterminous (1).
- Landslides mapped in the USGS compilation of landslide inventories across the United States (version 3.0, 2025), rated probable or better. The compilation joins inventories made by federal and state agencies for different purposes and areas, so the number mapped in a county reflects how closely it has been surveyed as much as how often its slopes fail. An area with few records may simply not have been mapped. Deaths are as recorded in the inventories; a slide listed in two inventories is counted once.
USGS Landslide Inventories across the United States, version 3.0, retrieved October 27, 2026.
Severe weather and other events
802 events in the National Weather Service record, 783 of them since 1996.
33
Hail reports, 1 inch or larger
0
Hail, 2 inches or larger
95
Damaging gusts, 58 mph+
356
Winter weather events since 1996
0
Heat events since 1996
43
Cold events since 1996
Largest hail
March 31, 1993
1.75 inches
Strongest measured or estimated gust
March 17, 2002
75 mph
More event types since 1996
| Lightning | 15 | 1 |
| Dense fog and smoke | 3 | 0 |
| Debris flows | 6 | 0 |
Costliest events since 1996
- Sep 27, 2024Flash Flood$10.0 million
National Weather Service narrative
Stream gauges indicated flash flooding developed along the Tuckasegee River and some of its tributaries, including Scotts Creek in Sylva after 10 to 15 inches of rain fell across the upper part of the basin over a couple of days. 1.5 to 2.5 inches of that fell over the headwaters in less than three hours during the morning of the 27th. A portion of Highway 107 was inundated south of Cullowhee, while several homes were inundated between Cullowhee and Canada Rd. Additional structures and roads were inundated downstream in the Dillsboro and Webster areas, including Dillard Rd. Scotts Creek inundated a mobile home park and a church building off Steeple Rd in Sylva and inundated…
- Dec 4, 2002Ice Storm, Southern Jackson$3.0 million
National Weather Service narrative
Freezing rain began over the extreme southern mountains of North Carolina during the early afternoon on the 4th, and had spread into the southwest piedmont by mid afternoon. Resultant damage due to ice accumulation began during the mid-to-late afternoon. The intensity of the freezing rain increased after midnight, and by sunrise on the 5th, devastating ice accumulations of 1/2 to 1 1/2 inches were observed. The hardest hit area was Charlotte metro. Hundreds of thousands lost power, and the outages lasted for as long as 2 weeks in some areas.
- Sep 27, 2024Tropical Storm, Northern Jackson$1.0 million
National Weather Service narrative
Thousands of trees were blown down, with dozens of trees down on homes, vehicles, and power lines. Frequent gusts up to 60 mph occurred, with occasional gusts of 70-80 mph on exposed high elevation ridgetops.
- Apr 27, 2011Lightning$1.0 million
National Weather Service narrative
Lightning struck a home in the Finley Forest area, igniting a fire that destroyed the home.
- May 24, 1996Hail$1.0 million
- Sep 27, 2024Tropical Storm, Southern Jackson$1.0 million
National Weather Service narrative
Thousands of trees were blown down, with dozens of trees down on homes, vehicles, and power lines. Frequent gusts up to 60 mph occurred, with occasional gusts of 70-80 mph on exposed high elevation ridgetops.
- Apr 25, 2011Lightning$900,000
National Weather Service narrative
Lightning struck a house in the Glenridge area, igniting a fire that completely destroyed the home.
- Apr 16, 2007High Wind, Southern Jackson$500,000
National Weather Service narrative
After an intense, but relatively brief high wind event affected the mountains and foothills on the evening of the 15th, another widespread damaging high wind event developed during the day of the 16th. However, this particular event included much of the piedmont. Thousands of trees fell across the area, resulting in widespread power outages. Numerous trees fell on roads, homes, and vehicles. The Blue Ridge mountains and the foothills received the brunt of the strongest winds. In Highlands, NC, two homes were heavily damaged by fallen trees, while approximately 100 homes received minor to moderate damage. A tree fell on and severely damaged a home in Otto, NC. Two businesses…
- Apr 16, 2007High Wind, Northern Jackson$500,000
National Weather Service narrative
After an intense, but relatively brief high wind event affected the mountains and foothills on the evening of the 15th, another widespread damaging high wind event developed during the day of the 16th. However, this particular event included much of the piedmont. Thousands of trees fell across the area, resulting in widespread power outages. Numerous trees fell on roads, homes, and vehicles. The Blue Ridge mountains and the foothills received the brunt of the strongest winds. In Highlands, NC, two homes were heavily damaged by fallen trees, while approximately 100 homes received minor to moderate damage. A tree fell on and severely damaged a home in Otto, NC. Two businesses…
- Sep 16, 2004Flood, Northern Jackson$250,000
National Weather Service narrative
After an extended period of moderate to heavy rainfall, flooding began in Jackson County during the late evening. Cope Creek was the first stream to flood, and evacuations became necessary along the creek. Evacuations also occurred along the Tuckaseegee River, as flooding became quite severe overnight, exceeding the magnitude of the flood associated with Frances only 9 days earlier. Severe flooding also occurred along Scotts Creek, Caney Fork, and Cullowhee Creek. Scotts Creek covered Front Street in Dillsboro with 3 to 4 feet of water. Several landslides occurred, one of which destroyed several storage units at Lake Glenville. Large sections of some roads were washed out by…
- Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.
NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.
Weather records
From Cullowhee, 2 miles from the county’s population centre, with records from 1909.
- All-time high
- 99°F3 times, most recently Jul 28, 1952
- All-time low
- −19°FJan 21, 1985
- Warmest night
- 74°F5 times, most recently Jul 20, 1982
- Coldest day
- 11°FDec 25, 1983
- Wettest day
- 6.24 inJun 30, 2001
- Snowiest day
- 13.0 inDec 3, 1971
- Hottest year
- 1990mean 58.8°F
- Coldest year
- 1917mean 54.1°F
- Wettest year
- 198976.19 in
- Driest year
- 192525.36 in
- Snowiest season
- 43.4 in1935-36
Median first snow
December 26
Earliest: October 29, 1910
Median last snow
February 26
Latest: April 16, 2007
6 of 87 winters had no measurable snow.
Station Cullowhee (USC00312200), 2,192 ft elevation, 2.0 miles from the population centre. Daily records from 1909 to October 27, 2026; 98.3% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.
NOAA NCEI Global Historical Climatology Network Daily.
Federal disaster declarations
19 since 1953. The most recent: Severe Winter Storm, January 24, 2026.
| Jan 24, 2026 | Winter Storm | EM-3637-NC |
| Sep 28, 2024 | Tropical Storm | DR-4827-NC |
| Sep 26, 2024 | Tropical Storm | EM-3617-NC |
| Oct 1, 2022 | Hurricane | EM-3586-NC |
| Sep 8, 2021 | Hurricane | DR-4617-NC |
| Aug 2, 2020 | Hurricane | EM-3534-NC |
| Mar 25, 2020 | Biological | DR-4487-NC |
| Mar 13, 2020 | Biological | EM-3471-NC |
| Sep 3, 2019 | Hurricane | EM-3423-NC |
| Sep 10, 2018 | Hurricane | EM-3401-NC |
| Sep 25, 2013 | Flood | DR-4146-NC |
| Feb 2, 2010 | Severe Storm | DR-1871-NC |
| Sep 5, 2005 | Hurricane | EM-3222-NC |
| Sep 18, 2004 | Hurricane | DR-1553-NC |
| Sep 10, 2004 | Hurricane | DR-1546-NC |
| Jan 13, 1996 | Snowstorm | DR-1087-NC |
| Oct 23, 1995 | Flood | DR-1073-NC |
| Mar 17, 1993 | Snowstorm | EM-3110-NC |
| Jun 25, 1973 | Flood | DR-394-NC |
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.
How this compares
Where Jackson County stands among 100 counties in North Carolina and 3,143 in the United States.
| Tornadoes since 1950 | 5 | 84 / 100 |
| Tornadoes rated F3/EF3 or stronger | 0 | — |
| Tropical cyclones within 50 mi | 2 | 99 / 100 |
| Hurricane-strength passes within 50 mi | 0 | — |
| Wildfire acres since 1984 | 1,575 | 35 / 100 |
| Flood insurance claims | 97 | 60 / 100 |
| Flood insurance paid | $1.1 million | 71 / 100 |
| Disaster declarations | 19 | 89 / 100 |
| Flood events since 1996 | 51 | 45 / 100 |
| Hail and wind events since 1996 | 244 | 56 / 100 |
| Winter storm events since 1996 | 356 | 4 / 100 |
| Reported damage since 1996 | $22.0 million | 62 / 100 |
| River crests at major flood stage | 0 | — |
| High tide flooding days a year, last 10 years | 0.0 | — |
| Months in severe drought since 1895 | 108 | 36 / 100 |
| Medium or heavy smoke days a year, last 10 years | 9.7 | 24 / 100 |
| Earthquakes M4+ within 50 mi since 1900 | 7 | 2 / 100 |
| Earthquakes M2.5+ in the county since 1973 | 9 | 1 / 100 |
Neighbouring counties
| Haywood County | 2 | 2 |
| Macon County | 4 | 3 |
| Oconee County SC | 31 | 6 |
| Swain County | 4 | 3 |
| Transylvania County | 3 | 3 |
Sources and vintage
Every number on this page comes from these public records.
- Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
- Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
- Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
- Storm events NOAA NCEI Storm Events Database, through 2026.
- Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
- Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
- Weather records NOAA NCEI Global Historical Climatology Network Daily, station USC00312200.
- River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
- Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
- Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
- Landslides USGS Landslide Inventories across the United States, version 3.0 (2025).
- Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.
Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.