Montgomery County
Population 539,598 (2025) 461 sq mi
Property owners in Montgomery County have filed 347 federal flood insurance claims since 1978, 23rd most of 88 counties in Ohio.
Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed
- Tornado damage paths since 195022
- Tropical cyclone tracks within 100 miles since 1851, wider where stronger1
- Major flood years since 19782
At a glance
The record for Montgomery County in eight numbers. Each links to its section below.
Strongest tornado
EF4
May 27, 2019, 18.2 mile path
Tornadoes
About one every 3.5 years since 1950, 3 of them rated F3/EF3 or stronger.
Strongest
May 27, 2019
EF4, 18.2 mile path
1,050 yards wide.
Most recent
Wednesday, April 2, 2025
EF0, 3.0 mile path
Within the past year.
Every recorded tornado
| Apr 2, 2025 | EF0 | 3.0 | 0 | 0 |
| Feb 28, 2024 | EF1 | 2.4 | 0 | 0 |
| Jun 18, 2021 | EF1 | 2.8 | 0 | 0 |
| May 27, 2019 | EF2 | 7.6 | 0 | 0 |
| May 27, 2019 | EF0 | 3.0 | 0 | 0 |
| May 27, 2019 | EF3 | 9.9 | 0 | 0 |
| May 27, 2019 | EF4 | 18.2 | 166 | 0 |
| May 19, 2019 | EF1 | 1.0 | 0 | 0 |
| May 19, 2019 | EF1 | 7.6 | 0 | 0 |
| Mar 14, 2016 | EF1 | 3.0 | 0 | 0 |
| Apr 19, 2015 | EF0 | 0.9 | 0 | 0 |
| Feb 20, 2014 | EF0 | 2.0 | 0 | 0 |
| Oct 31, 2013 | EF1 | 0.6 | 8 | 0 |
| May 25, 2011 | EF0 | 0.1 | 0 | 0 |
| Jul 11, 2006 | F1 | 0.8 | 0 | 0 |
| Jun 15, 1982 | F1 | 0.3 | 0 | 0 |
| Jun 13, 1981 | F1 | 1.0 | 0 | 0 |
| Aug 8, 1974 | F0 | 0.1 | 0 | 0 |
| May 8, 1969 | F3 | 1.9 | 25 | 0 |
| Jun 28, 1967 | F1 | 0.1 | 0 | 0 |
| Jul 19, 1963 | F1 | 0.1 | 0 | 0 |
| May 20, 1960 | F1 | 0.1 | 0 | 0 |
- Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within Montgomery County: 0.
- Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.
Storm Prediction Center severe weather database, 1950 to 2025.
Hurricanes and tropical storms
1 tropical cyclone passed within 100 miles since 1851, none within 50.
Most recent
October 5, 1995
Opal, Post-tropical
61.2 miles at closest approach.
Every storm within 100 miles
- Tropical storms and hurricanes (34 kt or more, still tropical) at closest approach. Post-tropical remnants with gale-force winds are listed but not counted. Direct: track within 50 miles; near: within 100 miles. Distance is measured to the county boundary for counties and to the city centre for cities, using positions interpolated hourly between HURDAT2 fixes.
National Hurricane Center HURDAT2, 1851 to 2025.
Wildfire and smoke
No large wildfire has been mapped here since satellite mapping began in 1984.
Smoke overhead
Smokiest year
2023: 55 days
Heavy smoke on 14 days in 2023, the most of any year.
Last 10 years
17.4 days a year
Medium or heavy smoke, 2016 to 2025.
2025
12 days
Medium or heavy smoke. 39 so far in 2026.
- A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.
NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.
Floods and flood insurance
347 federal flood insurance claims since 1978, with $2.1 million paid.
Most claims in one year
1989: 47 claims
$218,000 paid.
2nd most
2004: 25 claims
$131,000 paid.
3rd most
2005: 23 claims
$349,000 paid.
Claims by ZIP code
| 45414 | 40 | $556,000 |
| 45415 | 33 | $230,000 |
| 45449 | 30 | $106,000 |
| 45327 | 30 | $94,000 |
| 45309 | 20 | $325,000 |
| 45420 | 20 | $38,000 |
| 45419 | 19 | $52,000 |
| 45342 | 18 | $65,000 |
| 45424 | 14 | $31,000 |
| 45426 | 14 | $101,000 |
| 45439 | 14 | $12,000 |
| 45459 | 13 | $43,000 |
| 45322 | 11 | $89,000 |
| 45458 | 10 | $46,000 |
| 45440 | 9 | $16,000 |
| 45429 | 8 | $18,000 |
| 45417 | 7 | $17,000 |
| 45315 | 6 | $45,000 |
| 45431 | 6 | $23,000 |
| 45409 | 5 | $20,000 |
| 45405 | 5 | $56,000 |
Flood events since 1996
- Flood82
- Flash Flood49
- Heavy Rain5
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.
River crests
Most severe crest
January 21, 1959
Great Miami River near Taylorsville, 31.50 ft
9.50 feet above the 22.0 ft flood stage; moderate flooding by today’s categories.
Most recent moderate or major crest
January 21, 1959
Great Miami River near Taylorsville, 31.50 ft
Moderate flooding.
River gauges
| Great Miami River at Dayton | 41.0 | 36.00 ft | 0 |
| Great Miami River at Miamisburg | 16.0 | 20.65 ft | 0 |
| Great Miami River near Taylorsville | 22.0 | 31.50 ft | 0 |
| Stillwater River above Englewood | 58.0 | 59.30 ft | 0 |
| Twin Creek near Germantown | 62.0 | 63.20 ft | 0 |
- Crests are the highest and the recent crests the National Weather Service lists for each river gauge in the county that has a flood stage, not every flood. Flood categories use each gauge's current flood stages; crests from before levees, dams or channel changes may not be comparable. Crests measured on an old datum are left out of the rankings.
NOAA National Water Prediction Service gauge records, retrieved October 30, 2026.
Drought
In severe drought or worse for 124 of 1,581 months since 1895 (8%); the longest spell lasted 18 months.
124
Months in severe drought or worse since 1895
51
Months in extreme drought
8%
Share of all months, severe or worse
2
Drought reports to the Weather Service since 1996
Lowest reading
February 1964
−5.75, extreme drought
Longest severe spell
18 months
August 1953 to January 1955.
Latest month
September 2026
+4.36, extremely wet
Last severe month: August 2012.
- The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.
NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.
Earthquakes
5 earthquakes of magnitude 4 or more within 50 miles since 1900; the largest was magnitude 5.4 in 1937.
0
Magnitude 2.5+ inside the county since 1973
3
Magnitude 3+ within 50 miles since 1973
5
Magnitude 4+ within 50 miles since 1900
2
Magnitude 5+ within 50 miles since 1900
Largest within 50 miles
March 9, 1937
Near Anna, Ohio; 38.3 miles away, 1.9 miles deep.
Most recent, magnitude 3 or more
February 19, 1995
Magnitude 3.6
8 km SSE of Rocky Fork Point, Ohio; 46.8 miles away.
Every earthquake of magnitude 4 or more within 50 miles
| Jul 12, 1986 | 4.5 | 43.2 |
| Mar 9, 1937 | 5.4 | 38.3 |
| Mar 2, 1937 | 5.0 | 39.5 |
| Sep 20, 1931 | 4.7 | 35.5 |
| Sep 30, 1930 | 4.2 | 27.1 |
- Earthquakes of magnitude 2.5 or more in the USGS Comprehensive Catalog since 1900. Within 50 miles means the epicentre lies within 50 miles of the county boundary (or inside the county).
- Small earthquakes were under-recorded before the modern seismic networks of the 1970s and are still missed in remote areas, so early decades read low. Magnitudes are as the catalogue reports them and mix scales (moment, local and body-wave).
USGS ANSS Comprehensive Earthquake Catalog, 1900 to present, retrieved October 30, 2026.
Severe weather and other events
1,046 events in the National Weather Service record, 907 of them since 1996.
95
Hail reports, 1 inch or larger
6
Hail, 2 inches or larger
364
Damaging gusts, 58 mph+
162
Winter weather events since 1996
8
Heat events since 1996
4
Cold events since 1996
Largest hail
May 25, 2011
3.00 inches
Strongest measured or estimated gust
March 28, 1997
87 mph
More event types since 1996
| Lightning | 3 | 0 |
Costliest events since 1996
- May 27, 2019Tornado$500 million
National Weather Service narrative
The tornado initially touched down just west of Brookville and areas on the south side of Brookville sustained heavy damage, consistent with high-end EF2 wind speeds. Numerous homes suffered significant roof damage and removal, including exterior wall collapse and complete garage destruction. ||The tornado then carved a path east through Trotwood where damage consistent with EF2 wind speeds was widespread and some homes sustained damage consistent with EF3 wind speeds. Structures here again featured roof removal and exterior wall collapse. This was particularly true on the south side of Westbrook Road. A large number of homes and apartment complexes were impacted further east in…
- Apr 9, 2001Hail$70.0 million
National Weather Service narrative
Golf ball sized hail caused numerous reports of structural damage across the eastern part of the county, especially in Kettering
- Sep 14, 2008High Wind, Montgomery$63.7 million
National Weather Service narrative
Strong winds of 40 to 50 miles per hour were sustained for several hours. The Dayton International Airport measured a gust to 69 mph while a 60 mph gust was recorded in Vandalia. Widespread damage occurred across the region, from trees being blown down on powerlines, to significant crop losses and structural damage.
- Oct 31, 2013Tornado$2.0 million
National Weather Service narrative
The tornado touched down just northeast of Interstate 75 at Highway 40, exit number 63 in Vandalia. Initial damage consisted of the collapse of a cinderblock drive through store, and significant destruction of the roof and some of the cinderblocks on an uninhabited commercial building. This structure also had large plate glass windows blown in. Additional significant roof damage occurred to a neighboring business, as well as the snapping of some power poles. The tornado continued on to a restaurant, in which the windows were blown in and significant fa��ade and roof damage occurred. Eight people inside the restaurant sustained minor injuries from glass. In the restaurant…
- May 27, 2019Tornado$1.0 million
National Weather Service narrative
The tornado touched down initially just south of I-70, near Little York Road and Dog Leg Road, and traveled southeast. It produced damage consistent with EF2 wind speeds at several locations to the west of I-75, most notably on Cricket Lane and on Coppersmith Avenue in vicinity of Brantford Road. Several homes in this area had complete or near complete roof removal, with some collapse of an exterior wall. Tree damage was significant in this area as well. The tornado continued east while crossing I-75, where damage to businesses in this area was consistent with mostly EF1 and some low-end EF2 wind speeds. The tornado continued southeast and began to weaken and lift approximately in…
- Jan 6, 1996Winter Storm, Montgomery$500,000
National Weather Service narrative
The Blizzard of '96 developed near the Gulf Coast and moved up the East Coast. This massive system produced the greatest total and 24 hour snowfall at Greater Cincinnati\Northern Kentucky airport. This one storm brought 14.3 inches of snowfall to the airport which normally receives 23 inches for an entire season. The heaviest snow fell near the Ohio river in the extreme south. The worst blizzard conditions occurred over West Central areas as dry and powdery snow was blown around by high winds causing whiteouts. Some areas had more than 30 continuous hours of snowfall, and many people in Southern Ohio felt this was the worst winter storm since the Blizzard of '78. In Fayette…
- May 27, 2019Tornado$500,000
National Weather Service narrative
The tornado first touched down in the Page Manor subdivision in Riverside, just west of the Montgomery/Greene County line. Damage to numerous trees and structures occurred in this area, including partial roof removal of several apartment complexes. This damage appeared to be caused by low-end EF2 winds. The tornado continued east into Greene County, before lifting about 5 miles north of Xenia at 2232EST. This tornado was rated as an EF3 based on damage that occurred in Greene County.
- Apr 29, 1996Thunderstorm Wind$300,000
National Weather Service narrative
Over 100 trees downed. Church steeple downed. .88 inch diameter hail. High winds caused 25,000 customers to lose electrical power. Winds around 100 mph snapped telephone poles at bases and ripped a roof off a building.
- Mar 14, 2016Tornado$250,000
National Weather Service narrative
The tornado first touched down along Arlington Road just south of Potato Ridge Road where there was light damage to hardwood trees consistent with EF0 strength winds. The tornado then progressed north-northeast and crossed Sweet Potato Ridge Road and then Arlington Road, where it severely damaged a barn and woodshed. Just north of this location, a farm house on Baltimore Phillipsburg Pike had extensive damage with the entire roof lifted off from the upper level of the house. With consideration of the age of the home and roofing structure, the damage was consistent with high end EF1 damage. At this same property, a garage was shifted off its foundation with all walls collapsed and…
- May 19, 2019Tornado$250,000
National Weather Service narrative
The tornado first touched down in eastern Preble County at 1950EST about 1 mile southwest of West Alexandria. The tornado move northeast and crossed into Montgomery County at 1956EST along Preble County Line Road, about 1/4 mile south of Old Dayton Road. ||Two properties on the southwest corner of the intersection of Sheep Road and Old Dayton Road had damage that was observed to be among the more significant caused by this tornado. At the Old Dayton Road property, a barn had half of its roof completely removed, with failure to the doors and damage to the walls. A thick metal fence surrounding a pool was also blown over and several large trees were downed. At the Sheep Road…
- Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.
NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.
Weather records
From Dayton International Airport, 11.2 miles from the county’s population centre, with records from 1948.
- All-time high
- 102°F7 times, most recently Jul 7, 2012
- All-time low
- −25°F2 times, most recently Jan 19, 1994
- Warmest night
- 80°FJul 16, 1988
- Coldest day
- −11°FJan 20, 1985
- Wettest day
- 4.16 inJan 21, 1959
- Snowiest day
- 12.4 inJan 25, 2026
- Hottest year
- 2024mean 56.9°F
- Coldest year
- 1958mean 49.9°F
- Wettest year
- 199059.75 in
- Driest year
- 196324.21 in
- Snowiest season
- 62.7 in1977-78
Median first snow
November 19
Earliest: October 18, 1989
Median last snow
March 30
Latest: April 24, 1995
0 of 76 winters had no measurable snow.
Station Dayton International Airport (USW00093815), 993 ft elevation, 11.2 miles from the population centre. Daily records from 1948 to October 26, 2026; 99.9% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.
NOAA NCEI Global Historical Climatology Network Daily.
Federal disaster declarations
13 since 1953. The most recent: Covid-19 Pandemic, March 31, 2020.
| Mar 31, 2020 | Biological | DR-4507-OH |
| Mar 13, 2020 | Biological | EM-3457-OH |
| Jun 18, 2019 | Tornado | DR-4447-OH |
| Jun 30, 2012 | Severe Storm | EM-3346-OH |
| Oct 24, 2008 | Severe Storm | DR-1805-OH |
| Sep 13, 2005 | Hurricane | EM-3250-OH |
| Feb 15, 2005 | Severe Storm | DR-1580-OH |
| Jan 11, 2005 | Snowstorm | EM-3198-OH |
| Sep 19, 2004 | Severe Storm | DR-1556-OH |
| Mar 14, 2003 | Severe Storm | DR-1453-OH |
| Jun 10, 1989 | Flood | DR-831-OH |
| Jan 26, 1978 | Snowstorm | EM-3055-OH |
| Jun 5, 1968 | Flood | DR-243-OH |
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.
How this compares
Where Montgomery County stands among 88 counties in Ohio and 3,143 in the United States.
| Tornadoes since 1950 | 22 | 29 / 88 |
| Tornadoes rated F3/EF3 or stronger | 3 | 9 / 88 |
| Tropical cyclones within 50 mi | 0 | — |
| Hurricane-strength passes within 50 mi | 0 | — |
| Wildfire acres since 1984 | 0 | — |
| Flood insurance claims | 347 | 23 / 88 |
| Flood insurance paid | $2.1 million | 43 / 88 |
| Disaster declarations | 13 | 50 / 88 |
| Flood events since 1996 | 136 | 9 / 88 |
| Hail and wind events since 1996 | 580 | 5 / 88 |
| Winter storm events since 1996 | 162 | 3 / 88 |
| Reported damage since 1996 | $642 million | 2 / 88 |
| River crests at major flood stage | 0 | — |
| High tide flooding days a year, last 10 years | 0.0 | — |
| Months in severe drought since 1895 | 124 | 26 / 88 |
| Medium or heavy smoke days a year, last 10 years | 17.4 | 33 / 88 |
| Earthquakes M4+ within 50 mi since 1900 | 5 | 2 / 88 |
| Earthquakes M2.5+ in the county since 1973 | 0 | — |
Neighbouring counties
| Butler County | 24 | 0 |
| Clark County | 34 | 0 |
| Darke County | 33 | 0 |
| Greene County | 25 | 0 |
| Miami County | 36 | 0 |
| Preble County | 17 | 0 |
| Warren County | 35 | 0 |
Sources and vintage
Every number on this page comes from these public records.
- Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
- Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
- Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
- Storm events NOAA NCEI Storm Events Database, through 2026.
- Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
- Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
- Weather records NOAA NCEI Global Historical Climatology Network Daily, station USW00093815.
- River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
- Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
- Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
- Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.
Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.