Stephenson County
Population 43,220 (2025) 564 sq mi
Property owners in Stephenson County have filed 193 federal flood insurance claims since 1978, 40th most of 102 counties in Illinois.
Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed
- Tornado damage paths since 195021
- Major flood years since 19783
At a glance
The record for Stephenson County in eight numbers. Each links to its section below.
Tornadoes since 1950
21
70th of 102 in Illinois
Fewer than the typical Illinois county, which has had 30
DetailsStrongest tornado
F2
October 8, 1958, 81.0 mile path
Snowiest season
70.4in
Winter of 1978-79
Tornadoes
About one every 3.6 years since 1950, none rated F3/EF3 or stronger.
Strongest
October 8, 1958
F2, 81.0 mile path
10 yards wide; 1 killed along the whole path.
Most recent
Monday, July 15, 2024
EFU, 1.0 mile path
2 years ago.
Every recorded tornado
| Jul 15, 2024 | EFU | 1.0 | 0 | 0 |
| Jul 15, 2024 | EF2 | 15.4 | 0 | 0 |
| Mar 4, 2024 | EFU | 0.1 | 0 | 0 |
| Mar 31, 2023 | EF1 | 11.0 | 0 | 0 |
| May 25, 2022 | EF1 | 1.8 | 0 | 0 |
| Aug 10, 2020 | EF0 | 4.6 | 0 | 0 |
| Aug 16, 2017 | EF0 | 3.2 | 0 | 0 |
| Aug 16, 2017 | EF1 | 2.8 | 0 | 0 |
| Jul 12, 2010 | EF0 | 0.1 | 0 | 0 |
| Jun 1, 2009 | EF0 | 0.3 | 0 | 0 |
| Jun 14, 2003 | F0 | 0.0 | 0 | 0 |
| Jun 14, 2003 | F0 | 0.5 | 0 | 0 |
| Jun 14, 2003 | F0 | 0.0 | 0 | 0 |
| Jun 6, 1999 | F0 | 0.1 | 0 | 0 |
| Jun 1, 1999 | F0 | 0.1 | 0 | 0 |
| Aug 24, 1998 | F1 | 0.5 | 0 | 0 |
| May 28, 1998 | F0 | 0.1 | 0 | 0 |
| May 28, 1998 | F0 | 0.1 | 0 | 0 |
| Jun 1, 1971 | F1 | 0.1 | 0 | 0 |
| Apr 17, 1959 | F1 | 2.0 | 0 | 0 |
| Oct 8, 1958 | F2 | 81.0 | 0 | 1 |
- Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within Stephenson County: 0.
- Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.
Storm Prediction Center severe weather database, 1950 to 2025.
Hurricanes and tropical storms
No tropical storm or hurricane has tracked within 100 miles since records began in 1851.
Wildfire and smoke
No large wildfire has been mapped here since satellite mapping began in 1984.
Smoke overhead
Smokiest year
2023: 73 days
Heavy smoke on 20 days in 2021, the most of any year.
Last 10 years
26.0 days a year
Medium or heavy smoke, 2016 to 2025.
2025
19 days
Medium or heavy smoke. 39 so far in 2026.
- A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.
NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.
Floods and flood insurance
193 federal flood insurance claims since 1979, with $3.6 million paid.
Most claims in one year
2017: 35 claims
$1.5 million paid.
2nd most
2010: 28 claims
$410,000 paid.
3rd most
2019: 26 claims
$583,000 paid.
Claims by ZIP code
| 61032 | 134 | $1.6 million |
| 61062 | 27 | $1.3 million |
| 61067 | 8 | $108,000 |
| 61089 | 7 | $293,000 |
| 61048 | 6 | $65,000 |
| 61050 | 6 | $98,000 |
Flood events since 1996
- Flash Flood41
- Heavy Rain31
- Flood16
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.
River crests
Most severe crest
March 17, 2019
Pecatonica River at Freeport, 17.27 ft
4.27 feet above the 13.0 ft flood stage; major flooding by today’s categories.
Most recent moderate or major crest
October 9, 2019
Pecatonica River at Freeport, 15.61 ft
Moderate flooding.
River gauges
| Pecatonica River at Freeport | 13.0 | 17.27 ft | 14 |
- Crests are the highest and the recent crests the National Weather Service lists for each river gauge in the county that has a flood stage, not every flood. Flood categories use each gauge's current flood stages; crests from before levees, dams or channel changes may not be comparable. Crests measured on an old datum are left out of the rankings.
NOAA National Water Prediction Service gauge records, retrieved October 30, 2026.
Drought
In severe drought or worse for 151 of 1,581 months since 1895 (10%); the longest spell lasted 15 months.
151
Months in severe drought or worse since 1895
74
Months in extreme drought
10%
Share of all months, severe or worse
13
Drought reports to the Weather Service since 1996
Lowest reading
March 1940
−6.58, extreme drought
Longest severe spell
15 months
September 1939 to November 1940.
Latest month
September 2026
+1.63, slightly wet
Last severe month: December 2012.
- The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.
NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.
Earthquakes
1 earthquake of magnitude 4 or more within 50 miles since 1900; the largest was magnitude 4.0 in 1972.
0
Magnitude 2.5+ inside the county since 1973
2
Magnitude 3+ within 50 miles since 1973
1
Magnitude 4+ within 50 miles since 1900
0
Magnitude 5+ within 50 miles since 1900
Largest within 50 miles
September 15, 1972
Magnitude 4.0
8 km SSW of Amboy, Illinois; 38.5 miles away, 6.8 miles deep.
Most recent, magnitude 3 or more
February 10, 2010
Magnitude 3.8
2 km NW of Lily Lake, Illinois; 48.8 miles away.
Every earthquake of magnitude 4 or more within 50 miles
| Sep 15, 1972 | 4.0 | 38.5 |
- Earthquakes of magnitude 2.5 or more in the USGS Comprehensive Catalog since 1900. Within 50 miles means the epicentre lies within 50 miles of the county boundary (or inside the county).
- Small earthquakes were under-recorded before the modern seismic networks of the 1970s and are still missed in remote areas, so early decades read low. Magnitudes are as the catalogue reports them and mix scales (moment, local and body-wave).
USGS ANSS Comprehensive Earthquake Catalog, 1900 to present, retrieved October 30, 2026.
Severe weather and other events
758 events in the National Weather Service record, 697 of them since 1996.
83
Hail reports, 1 inch or larger
14
Hail, 2 inches or larger
229
Damaging gusts, 58 mph+
162
Winter weather events since 1996
4
Heat events since 1996
24
Cold events since 1996
Largest hail
April 17, 2026
3.00 inches
Strongest measured or estimated gust
April 19, 1996
104 mph
More event types since 1996
| Lightning | 5 | 0 |
| Dense fog and smoke | 11 | 0 |
Costliest events since 1996
- Jul 22, 2017Flood$7.0 million
National Weather Service narrative
Heavy rainfall of 3 to over 12 inches over significant areas from 20 to 22 July in southern Wisconsin and Northern Illinois moved downstream causing the Rock River to rise well above major flood stage levels just downstream of Freeport down to the Mississippi at Moline. ||Freeport rose just below major flood stage level of 16.0 feet on July 23rd, 2017 at approximately 645 AM CST. It crested around 15.9 feet at approximately 10 AM CST on July 23rd, 2017 and fell below 15.5 feet at approximately 815 PM CST on July 25th.||Widespread river flooding and flash flooding resulted in a preliminary estimation of 7 to 8 million dollars in damage.
- Jul 5, 2003Thunderstorm Wind$2.5 million
National Weather Service narrative
A MCS thunderstorm complex bowed out and raced across Eastern Iowa and Northwest Illinois in the pre dawn hours. Due to high freezing levels, hail was minimal. Along the Highway 20 corridor in Northeast Iowa and Northwest Illinois winds were estimated at 60 to 70 knots in places (70-80 mph). The cities of Dubuque, Iowa and Freeport, Illinois were particularly hard hit with many trees downed or uprooted. In Stephenson County Illinois, a well defined path of straight line winds was noted from 5 miles West of Freeport, across the northern part of the city, and east to the Stephenson/Winnebago county line. On the US 20 bypass around Freeport at Jct IL 75 five (5) 90 foot high voltage…
- May 9, 2003High Wind, Stephenson$2.0 million
National Weather Service narrative
Thunderstorms developed north of a warm front in Missouri and raced northeast on a strong low level jet. A gravity wave developed off the thunderstorms in Eastern Iowa and Northwest Illinois and produced a concentrated band of high winds across Stephenson County Illinois. Official observation sites did not show this narrow band of high winds, but several home weather stations reported winds gusting over 55 mph before power was lost. The heaviest damage was in a 0.5 to 1 mile wide band running from about 2 miles south of Loran, Illinois to Freeport, Illinois. Numerous trees and power lines were downed with power poles snapped in half. A final report from Stephenson County Illinois…
- Apr 19, 1996Thunderstorm Wind$1.2 million
National Weather Service narrative
Wind damage was done to several grain bins and power lines were downed. 11 buildings were damaged or destroyed in a 2 mile radius of Pearl City, Illinois. There were no human injuries; however, 8 cattle were killed by flying debris. Severe winds were sustained for several minutes in the Pearl City, Illinois area and remained above severe limits into Freeport, Illinois.
- May 4, 2003High Wind, Stephenson$1.0 million
National Weather Service narrative
numerous reports of limbs & power lines down
- Jul 22, 2010Flash Flood$1.0 million
National Weather Service narrative
Heavy rains of 2.5 to 6 inches fell across Stephenson County the evening hours of July 22 and through the morning of July 23 resulting in flash flooding of much of the county. At 1248 am CDT, Freeport was flooded with about 10 inches of water in the streets. Several roads were completely covered with water, especially in the vicinity of the Taylor Park District and near Route 75. The flood waters came up to the middle of car tires. Just before 130 am CDT, WREX TV relayed a report from a Freeport viewer that there was standing water everywhere. At 405 am CDT, several homes in Pearl City were flooded. Some of the residences on the north side of town had flood waters up to the first…
- Jul 24, 2010Flood$500,000
National Weather Service narrative
Heavy rains during the fourth week of July resulted in the Pecatonica River at Freeport going above the moderate flood stage level of 14 feet around 3 am CDT July 24. It crested around 16.2 feet around 1 am CDT July 25. It fell below the moderate flood stage level around 10 pm CDT July 28.
- Jul 24, 2010Flash Flood$500,000
National Weather Service narrative
Heavy rains of about 3 inches in under 3 hours (for a total of about 11 inches in less than 32 hours) resulted in extensive flash flooding during the morning of July 24. The greatest impact was flash flooding of Yellow Creek from Pearl City to Freeport, with additional impacts from flash flooding of the Pecatonica River in and near Freeport. ||Local emergency management officials described the flood damage as the worst damage I've seen in 19 years, and many lifelong residents affected by Yellow Creek described it as worse than anything they had ever experienced in their lifetimes. ||Forty-three roads in Stephenson County were under water and closed to traffic, including Business…
- Jul 27, 2011Flash Flood$500,000
National Weather Service narrative
Torrential rains of 3 to 8 inches caused some flash flooding across parts of Stephenson County during the evening of July 27 and morning of July 28. There were reports of cattle scattered through county by flood waters with some washed downstream. The flood waters were several feet deep in the town of Pearl City. Two people died just west of Freeport, IL from carbon monoxide fumes from a generator use to pump water from a flooded basement.
- Aug 4, 2008Thunderstorm Wind$250,000
National Weather Service narrative
Wind gusts estimated to be 65 to 75 mph caused widespread tree and structural damage in the vicinity of Freeport, IL between 630 pm and 655 pm August 4. On Rock City Rd, several trees and branches were blown down as well as a metal storage shed. In addition, twenty-five rows of corn on both sides of the road were flattened. Some buildings on the southwest side of town were damaged. On Fairview Rd, a tree was blown over onto a house. On Edwardsville Rd, some large tree limbs were blown down. A power outage was also observed across the county.
- Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.
NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.
Weather records
From Freeport Wwtp, 2.8 miles from the county’s population centre, with records from 1973.
- All-time high
- 103°FJul 8, 2012
- All-time low
- −31°F2 times, most recently Feb 1, 2019
- Warmest night
- 78°F2 times, most recently Jul 20, 2019
- Coldest day
- −15°FFeb 3, 1996
- Wettest day
- 9.12 inAug 21, 2002
- Snowiest day
- 11.0 inFeb 2, 2011
- Hottest year
- 2012mean 51.8°F
- Coldest year
- 1996mean 44.5°F
- Wettest year
- 201953.58 in
- Driest year
- 198921.19 in
- Snowiest season
- 70.4 in1978-79
Median first snow
November 23
Earliest: October 18, 1972
Median last snow
April 3
Latest: May 11, 1966
0 of 74 winters had no measurable snow.
Station Freeport Wwtp (USC00113262), 750 ft elevation, 2.8 miles from the population centre. Daily records from 1973 to October 27, 2026; 98.5% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.
NOAA NCEI Global Historical Climatology Network Daily.
Federal disaster declarations
14 since 1953. The most recent: Covid-19 Pandemic, March 26, 2020.
| Mar 26, 2020 | Biological | DR-4489-IL |
| Mar 13, 2020 | Biological | EM-3435-IL |
| Sep 19, 2019 | Flood | DR-4461-IL |
| Mar 17, 2011 | Snowstorm | DR-1960-IL |
| Aug 19, 2010 | Severe Storm | DR-1935-IL |
| Mar 13, 2008 | Snowstorm | EM-3283-IL |
| Aug 30, 2007 | Severe Storm | DR-1722-IL |
| Dec 29, 2006 | Snowstorm | EM-3269-IL |
| Sep 7, 2005 | Hurricane | EM-3230-IL |
| Jul 25, 1996 | Severe Storm | DR-1129-IL |
| Jul 9, 1993 | Flood | DR-997-IL |
| Jan 16, 1979 | Snowstorm | EM-3068-IL |
| Jun 10, 1974 | Flood | DR-438-IL |
| Aug 30, 1969 | Flood | DR-276-IL |
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.
How this compares
Where Stephenson County stands among 102 counties in Illinois and 3,143 in the United States.
| Tornadoes since 1950 | 21 | 70 / 102 |
| Tornadoes rated F3/EF3 or stronger | 0 | — |
| Tropical cyclones within 50 mi | 0 | — |
| Hurricane-strength passes within 50 mi | 0 | — |
| Wildfire acres since 1984 | 0 | — |
| Flood insurance claims | 193 | 40 / 102 |
| Flood insurance paid | $3.6 million | 27 / 102 |
| Disaster declarations | 14 | 39 / 102 |
| Flood events since 1996 | 88 | 20 / 102 |
| Hail and wind events since 1996 | 365 | 27 / 102 |
| Winter storm events since 1996 | 162 | 3 / 102 |
| Reported damage since 1996 | $18.0 million | 42 / 102 |
| River crests at major flood stage | 14 | 23 / 102 |
| High tide flooding days a year, last 10 years | 0.0 | — |
| Months in severe drought since 1895 | 151 | 23 / 102 |
| Medium or heavy smoke days a year, last 10 years | 26.0 | 4 / 102 |
| Earthquakes M4+ within 50 mi since 1900 | 1 | 85 / 102 |
| Earthquakes M2.5+ in the county since 1973 | 0 | — |
Neighbouring counties
| Carroll County | 21 | 0 |
| Green County WI | 35 | 0 |
| Jo Daviess County | 21 | 0 |
| Lafayette County WI | 38 | 0 |
| Ogle County | 33 | 0 |
| Winnebago County | 24 | 0 |
Sources and vintage
Every number on this page comes from these public records.
- Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
- Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
- Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
- Storm events NOAA NCEI Storm Events Database, through 2026.
- Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
- Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
- Weather records NOAA NCEI Global Historical Climatology Network Daily, station USC00113262.
- River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
- Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
- Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
- Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.
Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.