Garrard County

Population 18,207 (2025) 230 sq mi

Property owners in Garrard County have filed 23 federal flood insurance claims since 1978, 80th most of 120 counties in Kentucky.

Hazard fingerprint for Garrard County Tornado: 62th percentile. Tropical: 20th percentile. Wildfire: 0th percentile. Flood: 73th percentile. Hail & wind: 64th percentile. Heat: 0th percentile. Cold: 28th percentile. Winter: 21th percentile. TORTROPFIREFLOODSEVEREHEATCOLDWINTER

Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed

2026
  • Tornado damage paths since 195011
  • Tropical cyclone tracks within 100 miles since 1851, wider where stronger3

At a glance

The record for Garrard County in eight numbers. Each links to its section below.

Flood insurance claims

23

80th of 120 in Kentucky

$948,000 paid since 1991

Details

Tornadoes since 1950

11

54th of 120 in Kentucky

About as many as the typical Kentucky county

Details

Tropical cyclones within 50 mi

3

6th of 120 in Kentucky

None at hurricane strength since 1851

Details

Strongest tornado

F4

April 3, 1974, 31.9 mile path

Strongest tropical cyclone

TS

Tropical storm (unnamed), 1888, 20.0 miles away

Largest earthquake within 50 mi

5.0magnitude

July 27, 1980, 42.4 miles away

Details

Federal disaster declarations

20

Most recent: Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides, 2026

Details

Record high

108°F

Reached 2 times, most recently July 15, 1936

Details

Tornadoes

About one every 6.9 years since 1950, 2 of them rated F3/EF3 or stronger.

Strongest

April 3, 1974

F4, 31.9 mile path

10 yards wide; 7 killed along the whole path.

Most recent

Thursday, April 3, 2025

EF1, 8.7 mile path

Within the past year.

Tornadoes by decade Doppler radar era² 1950s: 0 1960s: 0 1970s: 1 1 1980s: 1 1 1990s: 2 2 2000s: 2 2 2010s: 1 1 2020s: 4 4 1950s1960s1970s1980s1990s2000s2010s2020s
Recorded tornadoes per decade. The 2020s are incomplete.
Tornadoes by month J: 0 F: 1 M: 0 A: 3 3 M: 2 J: 0 J: 1 A: 1 S: 0 O: 0 N: 0 D: 3 JFMAMJJASOND
By month of occurrence, all years.

Every recorded tornado

Tornadoes in Garrard County since 1950
Apr 3, 2025EF18.79000
Dec 11, 2021EF10.610000
Dec 11, 2021EF13.095000
Dec 11, 2021EF17.110000
Feb 24, 2018EF10.110000
May 8, 2009EF321.1150152
May 11, 2003F11.07500
Apr 20, 1996F16.020000
Jul 8, 1991F12.025000
Aug 12, 1983F00.21000
Apr 3, 1974F431.910287
  1. Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within Garrard County: 0.
  2. Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.

Storm Prediction Center severe weather database, 1950 to 2025.

Hurricanes and tropical storms

3 passed within 50 miles since 1851; none at hurricane strength.

Strongest within 50 miles

August 21, 1888

Unnamed storm, Tropical storm

20.0 miles at closest approach, winds near 52 mph.

Most recent

September 27, 2024

Helene, Remnant low

50.4 miles at closest approach.

Every storm within 100 miles

Tropical cyclones within 100 miles
Helene202450.4Remnant low46Category 4
Opal19957.0Tropical storm43Category 4
Frederic197924.7Tropical storm40Category 4
Audrey19570.6Tropical storm43Category 3
Unnamed193295.5Post-tropical40Tropical storm
Unnamed191534.8Post-tropical40Category 4
Unnamed189214.7Post-tropical48Tropical storm
Unnamed188820.0Tropical storm52Category 3
  1. Tropical storms and hurricanes (34 kt or more, still tropical) at closest approach. Post-tropical remnants with gale-force winds are listed but not counted. Direct: track within 50 miles; near: within 100 miles. Distance is measured to the county boundary for counties and to the city centre for cities, using positions interpolated hourly between HURDAT2 fixes.

National Hurricane Center HURDAT2, 1851 to 2025.

Wildfire and smoke

No large wildfire has been mapped here since satellite mapping began in 1984.

Smoke overhead

Smokiest year

2023: 54 days

Heavy smoke on 13 days in 2023, the most of any year.

Last 10 years

14.4 days a year

Medium or heavy smoke, 2016 to 2025.

2025

10 days

Medium or heavy smoke. 34 so far in 2026.

Days with medium or heavy smoke overhead, by year 2011: 5 2012: 5 2013: 2 2014: 3 2015: 5 2016: 2 2017: 1 2018: 5 2019: 9 2020: 11 2021: 30 2022: 10 2023: 54 54 2024: 12 2025: 10 201120122013201420152016201720182019202020212022202320242025
Days each year on which a satellite-traced plume of medium or heavy smoke covered the county’s population centre, 2011 to 2025.
  1. A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.

NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.

Floods and flood insurance

23 federal flood insurance claims since 1991, with $948,000 paid.

Federal flood insurance claims by year 2010: 5 2021: 5 2025: 6 6 2010
Claims per year since 1991. Years with fewer than five claims are not shown.

Most claims in one year

2025: 6 claims

$459,000 paid.

2nd most

2010: 5 claims

$185,000 paid.

3rd most

2021: 5 claims

$292,000 paid.

Claims by ZIP code

Flood insurance claims by ZIP code
4044419$907,000

Flood events since 1996

  • Flash Flood28
  • Flood8

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.

River crests

Most severe crest

December 9, 1978

Dix River at Herrington Lake, 761.60 ft

11.60 feet above the 750.0 ft flood stage; major flooding by today’s categories.

Most recent moderate or major crest

April 6, 2025

Dix River at Herrington Lake, 757.02 ft

Moderate flooding.

Highest river crests above flood stage
Dec 9, 1978Dix River at Herrington Lake761.60+11.60Major
May 4, 2010Dix River at Herrington Lake757.20+7.20Moderate
Apr 6, 2025Dix River at Herrington Lake757.02+7.02Moderate
Mar 2, 2021Dix River at Herrington Lake756.82+6.82Moderate
Apr 15, 2015Dix River at Herrington Lake756.57+6.57Moderate
Feb 16, 2025Dix River at Herrington Lake756.22+6.22Moderate
Jul 8, 2013Dix River at Herrington Lake755.91+5.91Moderate
Apr 29, 2011Dix River at Herrington Lake754.77+4.77Minor
Jul 16, 2015Dix River at Herrington Lake754.14+4.14Minor
Apr 18, 2011Dix River at Herrington Lake752.60+2.60Minor
Mar 12, 2015Dix River at Herrington Lake752.45+2.45Minor
Mar 13, 2011Dix River at Herrington Lake752.06+2.06Minor

River gauges

River gauges and their highest listed crests
Dix River at Herrington Lake750.0761.60 ftDec 9, 19781
  1. Crests are the highest and the recent crests the National Weather Service lists for each river gauge in the county that has a flood stage, not every flood. Flood categories use each gauge's current flood stages; crests from before levees, dams or channel changes may not be comparable. Crests measured on an old datum are left out of the rankings.

NOAA National Water Prediction Service gauge records, retrieved October 30, 2026.

Drought

In severe drought or worse for 185 of 1,581 months since 1895 (12%); the longest spell lasted 26 months.

185

Months in severe drought or worse since 1895

77

Months in extreme drought

12%

Share of all months, severe or worse

Lowest reading

January 1931

−7.15, extreme drought

Longest severe spell

26 months

November 1899 to December 1901.

Latest month

September 2026

+1.13, slightly wet

Last severe month: December 2023.

Months in severe drought or worse, by year 1895: 3 1896: 5 1897: 0 1898: 0 1899: 2 1900: 12 12 1901: 12 1902: 2 1903: 0 1904: 7 1905: 7 1906: 0 1907: 0 1908: 2 1909: 1 1910: 0 1911: 0 1912: 0 1913: 0 1914: 2 1915: 0 1916: 0 1917: 0 1918: 0 1919: 0 1920: 0 1921: 2 1922: 0 1923: 0 1924: 0 1925: 0 1926: 0 1927: 0 1928: 0 1929: 0 1930: 7 1931: 11 1932: 0 1933: 0 1934: 3 1935: 0 1936: 4 1937: 0 1938: 0 1939: 0 1940: 0 1941: 11 1942: 5 1943: 1 1944: 7 1945: 0 1946: 0 1947: 0 1948: 0 1949: 0 1950: 0 1951: 0 1952: 0 1953: 3 1954: 12 1955: 1 1956: 0 1957: 0 1958: 0 1959: 0 1960: 0 1961: 0 1962: 0 1963: 1 1964: 1 1965: 0 1966: 0 1967: 0 1968: 0 1969: 0 1970: 0 1971: 0 1972: 0 1973: 0 1974: 0 1975: 0 1976: 0 1977: 0 1978: 0 1979: 0 1980: 1 1981: 3 1982: 0 1983: 0 1984: 0 1985: 0 1986: 3 1987: 5 1988: 8 1989: 0 1990: 0 1991: 0 1992: 0 1993: 0 1994: 0 1995: 0 1996: 0 1997: 0 1998: 0 1999: 6 2000: 12 2001: 6 2002: 0 2003: 0 2004: 0 2005: 3 2006: 7 2007: 2 2008: 3 2009: 1 2010: 0 2011: 0 2012: 0 2013: 0 2014: 0 2015: 0 2016: 0 2017: 0 2018: 0 2019: 0 2020: 0 2021: 0 2022: 0 2023: 1 2024: 0 2025: 0 18951905191519251935194519551965197519851995200520152025
Months each year with a Palmer index of −3 or lower, 1895 to 2025. Twelve means the whole year.
  1. The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.

NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.

Earthquakes and landslides

3 earthquakes of magnitude 4 or more within 50 miles since 1900; the largest was magnitude 5.0 in 1980.

4

Magnitude 2.5+ inside the county since 1973

7

Magnitude 3+ within 50 miles since 1973

3

Magnitude 4+ within 50 miles since 1900

1

Magnitude 5+ within 50 miles since 1900

Largest within 50 miles

July 27, 1980

Magnitude 5.0

2 km SW of Sharpsburg, Kentucky; 42.4 miles away, 6.2 miles deep.

Most recent, magnitude 3 or more

December 28, 2025

Magnitude 3.1

11 km ENE of Lancaster, Kentucky; inside the county.

Earthquakes of magnitude 3 or more within 50 miles, by year 1973: 0 1974: 0 1975: 0 1976: 0 1977: 0 1978: 0 1979: 0 1980: 2 1981: 0 1982: 0 1983: 0 1984: 0 1985: 0 1986: 0 1987: 0 1988: 3 3 1989: 0 1990: 0 1991: 0 1992: 0 1993: 0 1994: 0 1995: 0 1996: 0 1997: 0 1998: 0 1999: 0 2000: 0 2001: 0 2002: 0 2003: 0 2004: 1 2005: 0 2006: 0 2007: 0 2008: 0 2009: 0 2010: 0 2011: 0 2012: 0 2013: 0 2014: 0 2015: 0 2016: 0 2017: 0 2018: 0 2019: 0 2020: 0 2021: 0 2022: 0 2023: 0 2024: 0 2025: 1 19731978198319881993199820032008201320182023
Per year, 1973 to 2025.

Every earthquake of magnitude 4 or more within 50 miles

Earthquakes of magnitude 4 or more within 50 miles
Sep 6, 19884.441.23.18 km NNE of Camargo, Kentucky
Sep 6, 19884.645.26.26 km W of Owingsville, Kentucky
Jul 27, 19805.042.46.22 km SW of Sharpsburg, Kentucky
  1. Earthquakes of magnitude 2.5 or more in the USGS Comprehensive Catalog since 1900. Within 50 miles means the epicentre lies within 50 miles of the county boundary (or inside the county).
  2. Small earthquakes were under-recorded before the modern seismic networks of the 1970s and are still missed in remote areas, so early decades read low. Magnitudes are as the catalogue reports them and mix scales (moment, local and body-wave).

USGS ANSS Comprehensive Earthquake Catalog, 1900 to present, retrieved October 30, 2026.

Mapped landslides

7

Landslides mapped, probable or better

2

With a recorded date

1

Source inventory

Mapped by KY GS (7).

  1. Landslides mapped in the USGS compilation of landslide inventories across the United States (version 3.0, 2025), rated probable or better. The compilation joins inventories made by federal and state agencies for different purposes and areas, so the number mapped in a county reflects how closely it has been surveyed as much as how often its slopes fail. An area with few records may simply not have been mapped. Deaths are as recorded in the inventories; a slide listed in two inventories is counted once.

USGS Landslide Inventories across the United States, version 3.0, retrieved October 27, 2026.

Severe weather and other events

229 events in the National Weather Service record, 203 of them since 1996.

19

Hail reports, 1 inch or larger

2

Hail, 2 inches or larger

95

Damaging gusts, 58 mph+

31

Winter weather events since 1996

0

Heat events since 1996

5

Cold events since 1996

Largest hail

April 7, 2015

2.75 inches

Strongest measured or estimated gust

February 6, 2008

90 mph

More event types since 1996

Other Storm Events types since 1996
Lightning100Jul 2, 2019

Costliest events since 1996

  1. Jul 19, 1996Flash Flood$1.1 million
    National Weather Service narrative

    7 to 9 inches of rain fell over about a 6 hour period across mainly the western half of the county through the late afternoon and evening. 8.5% of the total tobacco crop or 300 acres was destroyed. Also, many cars were swept away, and many homes were severely damaged. County officials estimated 1.07 million dollars of property damage, 420 thousand dollars of road damage and 1.2 million dollars of crop damage. The county judge executive declared a disaster emergency for Garrard county.

  2. Feb 6, 2008Thunderstorm Wind$300,000
    National Weather Service narrative

    Straight line windes did heavy damage to three modular homes, one of the homes was uninhabitable. Two trailers and another home had minor damage. Several barns were damaged. Trees and power lines were downed.

  3. Nov 10, 2002Thunderstorm Wind$200,000
    National Weather Service narrative

    Ten boats were overturned on Herrington Lake. Docks were overturned. There was roof damage to homes and garages.

  4. Jul 28, 1999Thunderstorm Wind$80,000
    National Weather Service narrative

    A tied down house trailer was rolled about 100 feet into the middle of a road and was destroyed. The adult female and 2 children that were in the home at the time were treated for minor injuries. Also, damage occurred to several homes and barns. Trees were downed. The wind was strong enough to push large rolled bales of hay down a hill.

  5. Feb 15, 2003Ice Storm, Garrard$80,000
    National Weather Service narrative

    Light to occasionally moderate freezing rain began on the evening of the 15th, and continued through the evening of the 16th. Reports of ice accumulations of an inch were common along and north of Interstate 64, from Frankfort to Winchester. The hardest hit areas were in and around the cities of Frankfort and Lexington, where up to an inch and a quarter of ice accumulation was observed. A 78 year old male in Lawrenceburg in Anderson County died of injuries sustained when he was struck by a falling, ice covered, tree limb. After the storm, it is estimated that nearly 125,000 residents were without power for up to five days or more. Most of the property damage was reported in the…

  6. Jun 23, 2017Thunderstorm Wind$50,000
    National Weather Service narrative

    The Garrard County Emergency Manager reported numerous trees down across the northern part of the county. A large tree fell on a storage building and power lines on Chenault Lane near Herrington Lake. Downed power poles and lines were also blocking a county road in the area.

  7. Feb 25, 2018Tornado$50,000
    National Weather Service narrative

    A small and brief EF1 tornado touched down near a ridge-top on Gillespie Pike east of Lancaster. The tornado first uprooted a tree, then came to a small shed, which it shifted off its foundation into a fence. The main property for that shed then had a loss of roof covering as well as impact from debris. Another outbuilding was overturned and slid about 10 feet. The tornado then crossed the street, where a brick veneer home lost part of its outer wall, as it was struck by debris, as well as some roof damage. A couple of columns on the porch fell. The adjoining garage lost its roof and doors were bent inward, falling onto the vehicles inside. A barn behind the house collapsed and…

  8. Aug 4, 2009Thunderstorm Wind$30,000
    National Weather Service narrative

    A metal and wooden barn was destroyed along with several greenhouses. Trees and power lines were down near 1295 and Gillespie with damage to a house.

  9. Jul 14, 2016Thunderstorm Wind$25,000
    National Weather Service narrative

    Local media reported several trees and power lines down in Garrard County.

  10. May 2, 2010Flash Flood$20,000
    National Weather Service narrative

    There were several houses with water in the basement. Bethel Christian Church had 6 feet of water inside.

  1. Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.

NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.

Weather records

From Lexington Bluegrass Airport, 26.6 miles from the county’s population centre, with records from 1872.

All-time high
108°F2 times, most recently Jul 15, 1936
All-time low
−21°FJan 24, 1963
Warmest night
83°FJul 8, 1874
Coldest day
−3°F2 times, most recently Jan 12, 1918
Wettest day
8.04 inAug 2, 1932
Snowiest day
13.4 inJan 26, 1943
Hottest year
2024mean 59.8°F
Coldest year
1917mean 52.3°F
Wettest year
201871.98 in
Driest year
193024.89 in
Snowiest season
55.4 in1916-17
Average monthly high and low temperature and precipitation, last 30 years, Lexington Bluegrass Airport 32°F 42° 25° 3.6 Jan 47° 29° 4.0 Feb 57° 36° 4.3 Mar 67° 45° 4.6 Apr 75° 55° 5.4 May 83° 63° 5.0 Jun 86° 67° 5.2 Jul 86° 65° 3.7 Aug 81° 59° 3.4 Sep 69° 47° 3.8 Oct 56° 37° 3.2 Nov 46° 30° 4.2 Dec Precipitation, inches
Average daily high and low by month, and average monthly precipitation, over the last 30 years.
Nights at or below freezing per year 1976: 120 120 1977: 88 1978: 99 1979: 100 1980: 110 1981: 101 1982: 87 1983: 88 1984: 91 1985: 94 1986: 83 1987: 90 1988: 106 1989: 101 1990: 69 1991: 83 1992: 84 1993: 94 1994: 84 1995: 97 1996: 107 1997: 90 1998: 73 1999: 92 2000: 101 2001: 82 2002: 91 2003: 96 2004: 89 2005: 99 2006: 80 2007: 93 2008: 105 2009: 85 2010: 97 2011: 83 2012: 88 2013: 107 2014: 105 2015: 88 2016: 88 2017: 71 2018: 89 2019: 76 2020: 84 2021: 97 2022: 95 2023: 56 2024: 58 2025: 85 19761986199620062016
Nights at or below freezing each complete year, last 50 years. Thirty-year average: 88.3.
Snowfall by winter 1976: 27.4 in 1977: 42.1 in 42.1 1978: 23.8 in 1979: 20.5 in 1980: 3.7 in 1981: 12.1 in 1982: 8.0 in 1983: 15.0 in 1984: 26.3 in 1985: 14.3 in 1986: 15.3 in 1987: 10.2 in 1988: 2.2 in 1989: 14.3 in 1990: 5.8 in 1991: 3.2 in 1992: 23.3 in 1993: 31.7 in 1994: 9.1 in 1995: 31.4 in 1996: 4.0 in 1997: 19.6 in 1998: 4.1 in 1999: 5.2 in 2000: 10.3 in 2001: 8.7 in 2002: 19.9 in 2003: 8.6 in 2004: 5.8 in 2005: 11.2 in 2006: 7.8 in 2007: 10.8 in 2008: 12.9 in 2009: 23.7 in 2010: 27.8 in 2011: 7.6 in 2012: 12.5 in 2013: 27.1 in 2014: 40.0 in 2015: 15.3 in 2016: 3.4 in 2017: 21.2 in 2018: 9.8 in 2019: 5.4 in 2020: 21.7 in 2021: 23.9 in 2022: 3.1 in 2023: 6.9 in 2024: 23.3 in 2025: 11.5 in 19761986199620062016
Total snowfall each winter (July to June), last 50 winters.

Median first snow

November 27

Earliest: October 19, 1972

Median last snow

March 22

Latest: May 20, 1894

0 of 137 winters had no measurable snow.

Station Lexington Bluegrass Airport (USW00093820), 962 ft elevation, 26.6 miles from the population centre. Daily records from 1872 to October 26, 2026; 100.0% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.

NOAA NCEI Global Historical Climatology Network Daily.

Federal disaster declarations

20 since 1953. The most recent: Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides, September 1, 2026.

Federal disaster declarations
Sep 1, 2026Severe StormSevere Storms, Straight-Line Winds, Flooding, Landslides, and MudslidesMajor disasterDR-4937-KY
Jan 24, 2026Winter StormSevere Winter StormEmergencyEM-3633-KY
Apr 24, 2025Severe StormSevere Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and MudslidesMajor disasterDR-4864-KY
Apr 3, 2025Severe StormSevere Storms, Straight-Line Winds, Tornadoes, and FloodingEmergencyEM-3626-KY
Feb 16, 2025Severe StormSevere Storms, Straight-Line Winds, Flooding, and LandslidesEmergencyEM-3624-KY
Jul 23, 2024Severe StormSevere Storms, Straight-Line Winds, Tornadoes, Landslides, and MudslidesMajor disasterDR-4804-KY
Apr 10, 2023Severe StormSevere Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and MudslidesMajor disasterDR-4702-KY
Mar 31, 2021Severe Ice StormSevere Winter Storms, Landslides, and MudslidesMajor disasterDR-4592-KY
Mar 28, 2020BiologicalCovid-19 PandemicMajor disasterDR-4497-KY
Mar 13, 2020BiologicalCovid-19EmergencyEM-3469-KY
May 11, 2010Severe StormSevere Storms, Flooding, Mudslides, and TornadoesMajor disasterDR-1912-KY
Feb 5, 2009Severe Ice StormSevere Winter Storm and FloodingMajor disasterDR-1818-KY
Jan 28, 2009Severe Ice StormSevere Winter StormEmergencyEM-3302-KY
Sep 10, 2005HurricaneHurricane KatrinaEmergencyEM-3231-KY
Jun 10, 2004Severe StormSevere Storms, Tornadoes, Flooding, and MudslidesMajor disasterDR-1523-KY
Jun 3, 2003Severe StormSevere Storms, Flooding, Mud and Rock Slides, and TornadoesMajor disasterDR-1471-KY
Mar 3, 1998Severe StormSevere Winter StormMajor disasterDR-1207-KY
Jan 13, 1996SnowstormBlizzard of 96Major disasterDR-1089-KY
Mar 16, 1994SnowstormSevere Weather, Freezing Rain, Sleet, SnwMajor disasterDR-1018-KY
Mar 16, 1993SnowstormSevere Snowfall & Winter StormEmergencyEM-3104-KY

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.

How this compares

Where Garrard County stands among 120 counties in Kentucky and 3,143 in the United States.

Ranks
Tornadoes since 19501154 / 1202,153 / 3,143
Tornadoes rated F3/EF3 or stronger231 / 120866 / 3,143
Tropical cyclones within 50 mi36 / 1201,131 / 3,143
Hurricane-strength passes within 50 mi0——
Wildfire acres since 19840——
Flood insurance claims2380 / 1202,021 / 3,143
Flood insurance paid$948,00059 / 1201,507 / 3,143
Disaster declarations20105 / 1201,524 / 3,143
Flood events since 19963699 / 1201,870 / 3,143
Hail and wind events since 1996123108 / 1202,601 / 3,143
Winter storm events since 19963190 / 1202,411 / 3,143
Reported damage since 1996$2.1 million106 / 1202,773 / 3,143
River crests at major flood stage143 / 1201,446 / 3,143
High tide flooding days a year, last 10 years0.0——
Months in severe drought since 18951852 / 120406 / 3,143
Medium or heavy smoke days a year, last 10 years14.464 / 1201,702 / 3,143
Earthquakes M4+ within 50 mi since 1900350 / 120949 / 3,143
Earthquakes M2.5+ in the county since 197349 / 120505 / 3,143

Neighbouring counties

Neighbouring counties
Boyle County123015
Jessamine County730179
Lincoln County123027
Madison County193940138
Mercer County1530187
Rockcastle County935,02519

Sources and vintage

Every number on this page comes from these public records.

  • Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
  • Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
  • Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
  • Storm events NOAA NCEI Storm Events Database, through 2026.
  • Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
  • Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
  • Weather records NOAA NCEI Global Historical Climatology Network Daily, station USW00093820.
  • River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
  • Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
  • Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
  • Landslides USGS Landslide Inventories across the United States, version 3.0 (2025).
  • Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.

Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.