Frederick County
Population 302,883 (2025) 661 sq mi
Property owners in Frederick County have filed 271 federal flood insurance claims since 1978, 20th most of 24 counties in Maryland.
Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed
- Tornado damage paths since 195038
- Tropical cyclone tracks within 100 miles since 1851, wider where stronger21
- Major flood years since 19783
At a glance
The record for Frederick County in eight numbers. Each links to its section below.
Tornadoes since 1950
38
Most of any of Maryland’s 24 counties
2.2 times the typical Maryland county
DetailsStrongest tornado
F3
May 22, 1983, 2.0 mile path
Strongest tropical cyclone
Cat. 1
Hurricane (unnamed), 1878, 12.3 miles away
Tornadoes
About one every 2 years since 1950, one of them rated F3/EF3 or stronger.
Strongest
May 22, 1983
F3, 2.0 mile path
37 yards wide.
Most recent
Monday, May 3, 2021
EF0, 0.6 mile path
5 years ago.
Every recorded tornado
| May 3, 2021 | EF0 | 0.6 | 0 | 0 |
| May 3, 2021 | EF0 | 0.8 | 0 | 0 |
| Feb 7, 2020 | EF1 | 6.7 | 0 | 0 |
| May 30, 2019 | EF0 | 6.5 | 0 | 0 |
| Jun 20, 2015 | EF0 | 1.5 | 0 | 0 |
| May 17, 2011 | EF0 | 1.1 | 0 | 0 |
| Apr 16, 2011 | EF1 | 3.5 | 0 | 0 |
| Apr 16, 2011 | EF1 | 4.4 | 0 | 0 |
| Apr 16, 2011 | EF1 | 1.2 | 0 | 0 |
| Aug 12, 2010 | EF0 | 0.2 | 0 | 0 |
| Jul 31, 2009 | EF1 | 2.6 | 0 | 0 |
| Jul 31, 2009 | EF1 | 2.6 | 0 | 0 |
| Sep 17, 2004 | F2 | 3.0 | 0 | 0 |
| Sep 17, 2004 | F1 | 7.0 | 0 | 0 |
| Sep 17, 2004 | F1 | 4.0 | 0 | 0 |
| Jun 14, 2004 | F1 | 4.2 | 0 | 0 |
| May 25, 2004 | F0 | 0.5 | 0 | 0 |
| Jun 6, 2002 | F0 | 2.0 | 0 | 0 |
| Aug 14, 1999 | F1 | 3.0 | 0 | 0 |
| Jun 16, 1998 | F0 | 0.5 | 0 | 0 |
| Jul 19, 1996 | F1 | 6.2 | 0 | 0 |
| Jun 4, 1996 | F1 | 1.0 | 0 | 0 |
| Oct 20, 1995 | F1 | 1.2 | 0 | 0 |
| Oct 20, 1995 | F0 | 0.6 | 0 | 0 |
| May 13, 1990 | F1 | 0.5 | 0 | 0 |
| May 22, 1983 | F3 | 2.0 | 0 | 0 |
| May 30, 1982 | F1 | 0.2 | 0 | 0 |
| Aug 28, 1978 | F2 | 20.0 | 0 | 0 |
| Jul 31, 1978 | F2 | 1.5 | 0 | 0 |
| Mar 3, 1972 | F1 | 1.0 | 0 | 0 |
| Jun 28, 1966 | F1 | 0.3 | 0 | 0 |
| Feb 13, 1966 | F1 | 0.5 | 0 | 0 |
| Jul 19, 1963 | F1 | 14.4 | 0 | 0 |
| Apr 16, 1961 | F1 | 0.3 | 0 | 0 |
| Nov 19, 1960 | F1 | 1.0 | 0 | 0 |
| May 3, 1954 | F0 | 2.3 | 0 | 0 |
| Apr 5, 1952 | F1 | 1.0 | 1 | 0 |
| Apr 5, 1952 | F1 | 1.0 | 0 | 0 |
- Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within Frederick County: 0.
- Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.
Storm Prediction Center severe weather database, 1950 to 2025.
Hurricanes and tropical storms
14 passed within 50 miles since 1851; 2 at hurricane strength.
Strongest within 50 miles
October 23, 1878
Unnamed storm, Category 1
12.3 miles at closest approach, winds near 90 mph.
Most recent
October 29, 2020
Zeta, Post-tropical
80.7 miles at closest approach.
Every storm within 100 miles
| Zeta | 2020 | 80.7 | Post-tropical |
| Isaias | 2020 | 63.3 | Tropical storm |
| Sandy | 2012 | 21.9 | Post-tropical |
| Hanna | 2008 | 85.9 | Tropical storm |
| Ernesto | 2006 | 22.3 | Post-tropical |
| Isabel | 2003 | 81.5 | Tropical storm |
| Bertha | 1996 | 87.9 | Tropical storm |
| David | 1979 | 23.2 | Tropical storm |
| Diane | 1955 | 0.0 | Tropical storm |
| Connie | 1955 | 12.7 | Tropical storm |
| Hazel | 1954 | 0.0 | Post-tropical |
| Able | 1952 | 0.6 | Tropical storm |
| Unnamed | 1949 | 0.0 | Tropical storm |
| Unnamed | 1944 | 78.7 | Tropical storm |
| Unnamed | 1943 | 16.4 | Tropical storm |
| Unnamed | 1934 | 8.6 | Post-tropical |
| Unnamed | 1933 | 2.3 | Tropical storm |
| Unnamed | 1929 | 31.9 | Post-tropical |
| Unnamed | 1928 | 14.3 | Post-tropical |
| Unnamed | 1915 | 14.0 | Tropical storm |
| Unnamed | 1902 | 99.7 | Post-tropical |
| Unnamed | 1899 | 42.2 | Post-tropical |
| Unnamed | 1896 | 45.6 | Post-tropical |
| Unnamed | 1893 | 0.0 | Tropical storm |
| Unnamed | 1893 | 18.4 | Category 1 |
| Unnamed | 1893 | 5.2 | Tropical storm |
| Unnamed | 1888 | 90.1 | Post-tropical |
| Unnamed | 1888 | 45.5 | Tropical storm |
| Unnamed | 1885 | 11.2 | Post-tropical |
| Unnamed | 1878 | 12.3 | Category 1 |
| Unnamed | 1878 | 88.7 | Post-tropical |
| Unnamed | 1877 | 97.1 | Post-tropical |
| Unnamed | 1876 | 4.2 | Tropical storm |
| Unnamed | 1874 | 94.3 | Tropical storm |
| Unnamed | 1872 | 90.1 | Tropical storm |
- Tropical storms and hurricanes (34 kt or more, still tropical) at closest approach. Post-tropical remnants with gale-force winds are listed but not counted. Direct: track within 50 miles; near: within 100 miles. Distance is measured to the county boundary for counties and to the city centre for cities, using positions interpolated hourly between HURDAT2 fixes.
National Hurricane Center HURDAT2, 1851 to 2025.
Wildfire and smoke
No large wildfire has been mapped here since satellite mapping began in 1984.
Smoke overhead
Smokiest year
2023: 52 days
Heavy smoke on 13 days in 2023, the most of any year.
Last 10 years
11.9 days a year
Medium or heavy smoke, 2016 to 2025.
2025
11 days
Medium or heavy smoke. 28 so far in 2026.
- A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.
NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.
Floods and flood insurance
271 federal flood insurance claims since 1978, with $2.1 million paid.
Most claims in one year
1996: 64 claims
$940,000 paid.
2nd most
2018: 49 claims
$435,000 paid.
3rd most
1979: 25 claims
$36,000 paid.
Claims by ZIP code
| 21701 | 65 | $356,000 |
| 21777 | 59 | $794,000 |
| 21702 | 21 | $42,000 |
| 21788 | 18 | $198,000 |
| 21727 | 15 | $53,000 |
| 21703 | 14 | $133,000 |
| 21773 | 8 | $83,000 |
| 21793 | 8 | $16,000 |
| 21769 | 8 | $20,000 |
| 7 | $13,000 | |
| 21704 | 7 | $54,000 |
| 21710 | 6 | $37,000 |
| 21758 | 6 | $7,397 |
| 21716 | 6 | $48,000 |
Flood events since 1996
- Flood219
- Flash Flood96
- Heavy Rain20
8 deaths recorded in flood events since 1996.
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.
River crests
Most severe crest
March 19, 1936
Potomac River at Point of Rocks, 41.03 ft
25.03 feet above the 16.0 ft flood stage; major flooding by today’s categories.
Most recent moderate or major crest
May 15, 2025
Potomac River at Point of Rocks, 23.56 ft
Moderate flooding.
River gauges
| Bennett Creek at Park Mills | 11.0 | 22.10 ft | 1 |
| Catoctin Creek Near Middletown | 15.0 | 14.13 ft | 0 |
| Monocacy River at Bridgeport | 13.0 | 25.42 ft | 1 |
| Monocacy River at Monocacy Blvd. in Frederick | 17.8 | 25.86 ft | 6 |
| Monocacy River near Frederick at Interstate 70 | 15.0 | 35.90 ft | 21 |
| Potomac River at Point of Rocks | 16.0 | 41.03 ft | 14 |
- Crests are the highest and the recent crests the National Weather Service lists for each river gauge in the county that has a flood stage, not every flood. Flood categories use each gauge's current flood stages; crests from before levees, dams or channel changes may not be comparable. Crests measured on an old datum are left out of the rankings.
NOAA National Water Prediction Service gauge records, retrieved October 30, 2026.
Drought
In severe drought or worse for 106 of 1,581 months since 1895 (7%); the longest spell lasted 15 months.
106
Months in severe drought or worse since 1895
37
Months in extreme drought
7%
Share of all months, severe or worse
12
Drought reports to the Weather Service since 1996
Lowest reading
January 1931
−6.13, extreme drought
Longest severe spell
15 months
June 1965 to August 1966.
Latest month
September 2026
−2.99, moderate drought
Last severe month: August 2026.
- The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.
NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.
Earthquakes and landslides
1 earthquake of magnitude 4 or more within 50 miles since 1900; the largest was magnitude 4.2 in 1984.
1
Magnitude 2.5+ inside the county since 1973
8
Magnitude 3+ within 50 miles since 1973
1
Magnitude 4+ within 50 miles since 1900
0
Magnitude 5+ within 50 miles since 1900
Largest within 50 miles
April 22, 1984
Magnitude 4.2
2 km SSW of Conestoga, Pennsylvania; 47.8 miles away, 3.1 miles deep.
Most recent, magnitude 3 or more
June 12, 2019
Magnitude 3.4
9 km N of Blain, Pennsylvania; 48.5 miles away.
Every earthquake of magnitude 4 or more within 50 miles
| Apr 22, 1984 | 4.2 | 47.8 |
- Earthquakes of magnitude 2.5 or more in the USGS Comprehensive Catalog since 1900. Within 50 miles means the epicentre lies within 50 miles of the county boundary (or inside the county).
- Small earthquakes were under-recorded before the modern seismic networks of the 1970s and are still missed in remote areas, so early decades read low. Magnitudes are as the catalogue reports them and mix scales (moment, local and body-wave).
USGS ANSS Comprehensive Earthquake Catalog, 1900 to present, retrieved October 30, 2026.
Mapped landslides
2
Landslides mapped, probable or better
2
With a recorded date
1
Source inventory
Mapped by NASA (2).
- Landslides mapped in the USGS compilation of landslide inventories across the United States (version 3.0, 2025), rated probable or better. The compilation joins inventories made by federal and state agencies for different purposes and areas, so the number mapped in a county reflects how closely it has been surveyed as much as how often its slopes fail. An area with few records may simply not have been mapped. Deaths are as recorded in the inventories; a slide listed in two inventories is counted once.
USGS Landslide Inventories across the United States, version 3.0, retrieved October 27, 2026.
Severe weather and other events
1,653 events in the National Weather Service record, 1,546 of them since 1996.
57
Hail reports, 1 inch or larger
2
Hail, 2 inches or larger
533
Damaging gusts, 58 mph+
238
Winter weather events since 1996
48
Heat events since 1996
65
Cold events since 1996
Largest hail
May 10, 2000
2.50 inches
Strongest measured or estimated gust
January 14, 1992
87 mph
More event types since 1996
| Lightning | 23 | 2 |
| Dense fog and smoke | 89 | 0 |
Costliest events since 1996
- May 15, 2018Flash Flood$43.2 million
National Weather Service narrative
Significant flash flooding occurred during the evening of May 15th from the city of Frederick southwestward toward Braddock Heights and Jefferson. The amount of damage shown here is total damage not already accounted for in other reports.
- Jan 19, 1996Flood, Frederick$15.0 million
National Weather Service narrative
*** River Flooding ***High dew point temperatures melted most of the snow on the ground within 12 hours, with liquid water equivalent ranging from 1 to 3 inches. Snowmelt combined with 1 to 3 inches of rain (some locations received 5 inches) to produce, in some cases, catastrophic river flooding. The flooding was the worst in the region since 1985. River flooding began during the flood/flash flood event along the headwaters of the basins and continued downstream through the 22nd. Crests ranged from 3 to 21 feet above flood stage. Record flooding occurred on Wills Creek near Cumberland (MDZ002), damaging all dwellings in the town of Locust Grove. Almost all dwellings in the town of…
- Jun 19, 1996Flash Flood$5.0 million
- Oct 29, 2012High Wind, Frederick$1.2 million
National Weather Service narrative
Wind gusts of 58-61 mph were measured at Frederick Airport. A public library in Thurmont may have sustained structural damage due to a fallen tree. Numerous power outages occurred and most of them were north of Frederick along Highway 17.
- Jun 14, 2026Thunderstorm Wind$1.0 million
National Weather Service narrative
On June 15, 2026, a survey team from the National Weather Service|Baltimore/Washington Weather Forecast Office conducted a formal|storm assessment in Frederick County, Maryland. The objective of|the field survey was to analyze the thunderstorm wind damage that|occurred during the evening of Sunday, June 14, 2026. The event|began at approximately 7:30 PM EDT, when a cluster of showers|initiated in central Jefferson County, West Virginia. This|convective system tracked continuously northeastward into|Frederick County, Maryland, while exhibiting steady|intensification.||As the storm progressed east of Libertytown, Maryland, it|generated a localized zone of significant structural and…
- May 15, 2018Flash Flood$1.0 million
National Weather Service narrative
Floodwaters were more than two feet deep on North Market Street near the Frederick YMCA. Water entered buildings in the area and several parked cars were mostly submerged in water. The YMCA building itself had water enter the building with an estimated 40,000 sqft of the 95,000 sqft facility suffering water damage.
- Aug 14, 1999Tornado$800,000
National Weather Service narrative
Moderate damage to buildings, trees downed onto homes and cars
- Aug 7, 2000Lightning$750,000
National Weather Service narrative
Lightning started a fire in the attic of an apartment complex.
- Sep 6, 1996Flood, Frederick$500,000
National Weather Service narrative
Torrential rains associated with Tropical Storm Fran caused the rapid onset of river flooding along the headwaters of the Potomac River late on the 6th, spreading gradually southeast throughout the entire basin by early on the 10th. Crests were similar to those seen in January 1996 across the Lower main stem of the Potomac. Levels were 1 to 5 feet higher than in January across the Upper main stem of the Potomac.Western Allegany Co (MDZ002) was hit the hardest. The nearly $1 million in property damage included 14 destroyed homes, 19 with major damage, and 500 with minor to moderate damage. The damage was concentrated along the Potomac and the Georges Creek in the towns of…
- Apr 19, 2025Thunderstorm Wind$500,000
National Weather Service narrative
A wind gust of 70 knots (81 MPH) was measured by the AWOS at Camp David (KRSP). Hundreds of trees, limbs, wires, and poles blew down around Thurmont and Emmitsburg. Trees blew down on MD-77 Foxville Road at Herman Hauver Road, and on MD-550 Jimtown Road east of US-15. Numerous tree limbs blew down southeast of Thurmont toward New Midway. Five large 60-foot tall pine trees blew down near Thurmont, one of which crushed an unoccupied vehicle; there were also ten trees snapped at the top near this location.
- Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.
NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.
Weather records
From Emmitsburg 2 Se, 18.2 miles from the county’s population centre, with records from 1956.
- All-time high
- 103°F2 times, most recently Aug 20, 1983
- All-time low
- −27°FJan 21, 1994
- Warmest night
- 81°FJul 25, 2010
- Coldest day
- 7°FJan 20, 1994
- Wettest day
- 7.50 inSep 14, 1966
- Snowiest day
- 24.0 inFeb 6, 2010
- Hottest year
- 1998mean 56.2°F
- Coldest year
- 1978mean 50.8°F
- Wettest year
- 201877.16 in
- Driest year
- 200130.19 in
- Snowiest season
- 84.0 in1995-96
Median first snow
December 9
Earliest: October 10, 1979
Median last snow
March 15
Latest: April 22, 1993
1 of 65 winters had no measurable snow.
Station Emmitsburg 2 Se (USC00182906), 403 ft elevation, 18.2 miles from the population centre. Daily records from 1956 to October 26, 2026; 91.0% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.
NOAA NCEI Global Historical Climatology Network Daily.
Federal disaster declarations
23 since 1953. The most recent: Severe Winter Storm, January 24, 2026.
| Jan 24, 2026 | Winter Storm | EM-3634-MD |
| Mar 26, 2020 | Biological | DR-4491-MD |
| Mar 13, 2020 | Biological | EM-3430-MD |
| Jun 25, 2018 | Severe Storm | DR-4374-MD |
| Mar 4, 2016 | Snowstorm | DR-4261-MD |
| Nov 20, 2012 | Hurricane | DR-4091-MD |
| Oct 28, 2012 | Hurricane | EM-3349-MD |
| Aug 27, 2011 | Hurricane | EM-3335-MD |
| May 6, 2010 | Snowstorm | DR-1910-MD |
| Sep 13, 2005 | Hurricane | EM-3251-MD |
| Sep 19, 2003 | Hurricane | DR-1492-MD |
| Mar 14, 2003 | Severe Storm | EM-3179-MD |
| Apr 10, 2000 | Severe Storm | DR-1324-MD |
| Sep 17, 1996 | Hurricane | DR-1139-MD |
| Jan 23, 1996 | Flood | DR-1094-MD |
| Jan 11, 1996 | Snowstorm | DR-1081-MD |
| Mar 16, 1994 | Snowstorm | DR-1016-MD |
| Mar 16, 1993 | Snowstorm | EM-3100-MD |
| Sep 14, 1979 | Severe Storm | DR-601-MD |
| Oct 14, 1976 | Flood | DR-522-MD |
| Oct 4, 1975 | Flood | DR-489-MD |
| Jun 23, 1972 | Flood | DR-341-MD |
| Aug 17, 1971 | Flood | DR-309-MD |
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.
How this compares
Where Frederick County stands among 24 counties in Maryland and 3,143 in the United States.
| Tornadoes since 1950 | 38 | 1 / 24 |
| Tornadoes rated F3/EF3 or stronger | 1 | 3 / 24 |
| Tropical cyclones within 50 mi | 14 | 18 / 24 |
| Hurricane-strength passes within 50 mi | 2 | 4 / 24 |
| Wildfire acres since 1984 | 0 | — |
| Flood insurance claims | 271 | 20 / 24 |
| Flood insurance paid | $2.1 million | 21 / 24 |
| Disaster declarations | 23 | 4 / 24 |
| Flood events since 1996 | 335 | 3 / 24 |
| Hail and wind events since 1996 | 733 | 3 / 24 |
| Winter storm events since 1996 | 238 | 7 / 24 |
| Reported damage since 1996 | $77.8 million | 8 / 24 |
| River crests at major flood stage | 43 | 1 / 24 |
| High tide flooding days a year, last 10 years | 0.0 | — |
| Months in severe drought since 1895 | 106 | 18 / 24 |
| Medium or heavy smoke days a year, last 10 years | 11.9 | 23 / 24 |
| Earthquakes M4+ within 50 mi since 1900 | 1 | 7 / 24 |
| Earthquakes M2.5+ in the county since 1973 | 1 | 3 / 24 |
Neighbouring counties
| Adams County PA | 17 | 13 |
| Carroll County | 26 | 15 |
| Franklin County PA | 15 | 13 |
| Howard County | 19 | 14 |
| Loudoun County VA | 30 | 14 |
| Montgomery County | 29 | 14 |
| Washington County | 15 | 13 |
Sources and vintage
Every number on this page comes from these public records.
- Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
- Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
- Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
- Storm events NOAA NCEI Storm Events Database, through 2026.
- Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
- Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
- Weather records NOAA NCEI Global Historical Climatology Network Daily, station USC00182906.
- River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
- Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
- Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
- Landslides USGS Landslide Inventories across the United States, version 3.0 (2025).
- Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.
Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.