Putnam County
Population 86,612 (2025) 401 sq mi
Property owners in Putnam County have filed 35 federal flood insurance claims since 1978, 51st most of 95 counties in Tennessee.
Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed
- Tornado damage paths since 195020
- Tropical cyclone tracks within 100 miles since 1851, wider where stronger7
At a glance
The record for Putnam County in eight numbers. Each links to its section below.
Tropical cyclones within 50 mi
4
7th of 95 in Tennessee
None at hurricane strength since 1851
DetailsStrongest tornado
F4
April 3, 1974, 28.4 mile path
Strongest tropical cyclone
TS
Tropical storm Helene, 2024, 32.4 miles away
Tornadoes
About one every 3.8 years since 1950, 3 of them rated F3/EF3 or stronger.
Strongest
April 3, 1974
F4, 28.4 mile path
700 yards wide; 10 killed along the whole path.
Deadliest
March 3, 2020
19 killed, EF4
87 injured along the whole path.
Most recent
Thursday, February 6, 2025
EF1, 7.6 mile path
Within the past year.
Every recorded tornado
| Feb 6, 2025 | EF1 | 7.6 | 1 | 0 |
| May 28, 2021 | EF0 | 12.8 | 0 | 0 |
| Aug 28, 2020 | EF0 | 2.4 | 0 | 0 |
| Mar 3, 2020 | EF0 | 0.2 | 0 | 0 |
| Mar 3, 2020 | EF4 | 8.4 | 87 | 19 |
| Mar 3, 2020 | EF0 | 3.3 | 0 | 0 |
| Mar 1, 2017 | EF1 | 0.1 | 0 | 0 |
| Mar 1, 2017 | EF1 | 7.6 | 0 | 0 |
| Jul 14, 2015 | EF1 | 2.8 | 0 | 0 |
| Mar 2, 2012 | EF1 | 1.6 | 0 | 0 |
| Apr 10, 2009 | EF1 | 6.0 | 0 | 0 |
| Mar 19, 2003 | F1 | 12.2 | 1 | 1 |
| Jan 24, 1997 | F1 | 13.0 | 0 | 0 |
| May 14, 1995 | F0 | 0.5 | 0 | 0 |
| Feb 21, 1993 | F3 | 10.0 | 6 | 0 |
| May 7, 1984 | F1 | 1.0 | 0 | 0 |
| Apr 3, 1974 | F4 | 28.4 | 51 | 10 |
| May 10, 1973 | F1 | 0.1 | 0 | 0 |
| Jul 13, 1956 | F1 | 0.2 | 0 | 0 |
| May 12, 1955 | F1 | 9.4 | 1 | 0 |
- Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within Putnam County: 30.
- Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.
Storm Prediction Center severe weather database, 1950 to 2025.
Hurricanes and tropical storms
4 passed within 50 miles since 1851; none at hurricane strength.
Strongest within 50 miles
September 27, 2024
Helene, Tropical storm
32.4 miles at closest approach, winds near 47 mph.
Most recent
September 27, 2024
Helene, Tropical storm
32.4 miles at closest approach.
Every storm within 100 miles
- Tropical storms and hurricanes (34 kt or more, still tropical) at closest approach. Post-tropical remnants with gale-force winds are listed but not counted. Direct: track within 50 miles; near: within 100 miles. Distance is measured to the county boundary for counties and to the city centre for cities, using positions interpolated hourly between HURDAT2 fixes.
National Hurricane Center HURDAT2, 1851 to 2025.
Wildfire and smoke
No large wildfire has been mapped here since satellite mapping began in 1984.
Smoke overhead
Smokiest year
2023: 47 days
Heavy smoke on 6 days in 2023, the most of any year.
Last 10 years
11.4 days a year
Medium or heavy smoke, 2016 to 2025.
2025
12 days
Medium or heavy smoke. 29 so far in 2026.
- A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.
NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.
Floods and flood insurance
35 federal flood insurance claims since 1989, with $1.2 million paid.
Most claims in one year
2010: 8 claims
$496,000 paid.
2nd most
2021: 6 claims
$323,000 paid.
Claims by ZIP code
| 38501 | 23 | $769,000 |
| 38506 | 10 | $390,000 |
Flood events since 1996
- Flash Flood61
- Flood16
- Heavy Rain2
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.
Drought
In severe drought or worse for 86 of 1,581 months since 1895 (5%); the longest spell lasted 21 months.
86
Months in severe drought or worse since 1895
22
Months in extreme drought
5%
Share of all months, severe or worse
36
Drought reports to the Weather Service since 1996
Lowest reading
September 1936
−5.27, extreme drought
Longest severe spell
21 months
March 2007 to November 2008.
Latest month
September 2026
−2.06, moderate drought
Last severe month: November 2008.
- The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.
NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.
Earthquakes
1 earthquake of magnitude 4 or more within 50 miles since 1900; the largest was magnitude 4.4 in 2018.
0
Magnitude 2.5+ inside the county since 1973
7
Magnitude 3+ within 50 miles since 1973
1
Magnitude 4+ within 50 miles since 1900
0
Magnitude 5+ within 50 miles since 1900
Largest within 50 miles
December 12, 2018
Magnitude 4.4
12 km NNE of Decatur, Tennessee; 38.8 miles away, 4.9 miles deep.
Most recent, magnitude 3 or more
December 12, 2018
Magnitude 4.4
12 km NNE of Decatur, Tennessee; 38.8 miles away.
Every earthquake of magnitude 4 or more within 50 miles
| Dec 12, 2018 | 4.4 | 38.8 |
- Earthquakes of magnitude 2.5 or more in the USGS Comprehensive Catalog since 1900. Within 50 miles means the epicentre lies within 50 miles of the county boundary (or inside the county).
- Small earthquakes were under-recorded before the modern seismic networks of the 1970s and are still missed in remote areas, so early decades read low. Magnitudes are as the catalogue reports them and mix scales (moment, local and body-wave).
USGS ANSS Comprehensive Earthquake Catalog, 1900 to present, retrieved October 30, 2026.
Severe weather and other events
647 events in the National Weather Service record, 606 of them since 1996.
67
Hail reports, 1 inch or larger
4
Hail, 2 inches or larger
210
Damaging gusts, 58 mph+
108
Winter weather events since 1996
0
Heat events since 1996
2
Cold events since 1996
Largest hail
July 14, 2015
3.00 inches
Strongest measured or estimated gust
May 27, 2017
96 mph
More event types since 1996
| Lightning | 14 | 0 |
Costliest events since 1996
- Mar 3, 2020Tornado$100 million
National Weather Service narrative
An historic, violent EF-4 tornado began in western Putnam County northwest of Baxter and tracked eastward for over 8 miles before lifting near downtown Cookeville, damaging or destroying dozens of homes and businesses, killing 19 people, and injuring 88 others. The tornado began 2.5 miles northwest of Baxter along Highway 70 where it caused EF-0 damage to several homes and outbuildings. Scattered trees were blown down as the tornado continued eastward across Gainesboro Highway. The tornado quickly intensified to EF-2 in the Prosperity Pointe subdivision just north of Highway 70 and further strengthened to EF-3 as it crossed Bloomington Road and Clemmons Road in the Double Springs…
- Aug 18, 2010Flood$25.0 million
National Weather Service narrative
Pippen Road was under 3 to 4 inches of water. Rickman Road near Spring Creek Road area was reported to be flooded. Swiftly moving water was crossing McBroom Chapel Road. Near this same area, a house was flooded and three vehicles were submerged. Portion of Dodson Branch Highway and Willow Avenue were under 7 to 8 inches of water. Multiple structures across the county received flood damage, including several|home furnished basements, garages, and barns. ||Newspapers reported that at least 42 roads, along with a few bridges, were closed across the county, and both Cookeville and Upperman High Schools were damaged. Extent of any damage to county roads, bridges, and both high schools…
- Feb 20, 2015Winter Storm, Putnam$10.0 million
National Weather Service narrative
Snow and sleet accumulations up to 0.5 fell during the late afternoon on February 20, followed by freezing rain with ice accumulations ranging from 0.25 in western parts of Putnam County up to 1 in eastern areas from the evening on February 20 into the early morning hours on February 21. Emergency management reported hundreds of trees, power lines and power poles knocked down across the county, mainly in eastern areas, with many roadways blocked around Monterey. A TVA transmission line across I-40 in Monterey was knocked down, blocking and closing the interstate. Power was out to the Monterey area for up to 2 weeks, including the city water plant. Cleanup efforts from the ice…
- Apr 28, 2023Lightning$5.0 million
National Weather Service narrative
Lightning struck an apartment building at Eagle Summit Apartments at Tennessee Tech University along Willow Avenue near Cookeville, causing a fire. All occupants were evacuated, and firefighters put out the fire just after 7 AM local time. Four apartments were destroyed, impacting eleven occupants. No injuries were reported, and damages are a rough estimate.
- Feb 14, 2021Winter Storm, Putnam$3.0 million
National Weather Service narrative
Freezing rain brought ice accumulations up to 1/2 inch across Putnam County, resulting in dozens of downed trees, power lines, and power poles. Some trees, power lines, and power poles fell onto homes and blocked numerous roads. Parts of Putnam County were without electricity for up to 2 weeks. Damage estimates from the Tennessee Emergency Management Agency reached 2.996 million dollars.
- May 27, 2017Thunderstorm Wind$1.4 million
National Weather Service narrative
A NWS storm survey found a severe 15 mile long by 1 to 2 mile wide downburst caused major damage across Cookeville and surrounding areas of central Putnam County. Damage was first reported east of Bloomington Springs where trees and power lines were blown down. Scattered tree and power line damage contined to the southeast to near the Nashville Highway, including a tree falling and blocking Peach Orchard Road at Flatt Road, and a tree blown down onto a vehicle with the occupant trapped inside at County Farm Road and Gainesboro Grade. More significant and widespread damage occurred across the center of Cookeville, where the roof was blown off a business on Oak Avenue and the canopy…
- Jun 21, 2000Lightning$1.0 million
National Weather Service narrative
Lightning struck the Saxony's Apartments, one of the oldest apartment complexes in Cookeville. Flames raced through the common attic of a 10 apartment two story wood structure unit at a high rate of speed. 10 families were left homeless. The Saxony Apartment complex is about 30 years old. At that time, codes regulations did not require draft stop walls in the attic.
- May 18, 2023Flash Flood$500,000
National Weather Service narrative
Five to seven inches of heavy rain fell across central Putnam County, causing significant flash flooding in and around Cookeville and Algood. Near Algood, a home along Middlebrook Road had to be evacuated due to flooding, and several cars were stalled in flood waters around White Plains Golf Course. Along Fisk Road, a warehouse was also flooded and evacuated. Numerous other roads were flooded in Algood as well, including Mirandy Road, West Washington Street, East Main Street at White Plains Academy, Highway 42, RC Buck Drive, Shag Rad Road, Fish Road, and Whiteaker Springs Road. Numerous roads were also flooded in Cookeville including East 6th Street at Denton Avenue, Fisk Road at…
- Jul 2, 2015Flash Flood$500,000
National Weather Service narrative
Major flash flooding affected much of Putnam County from the evening hours on July 2 into the morning hours on July 3. Numerous roads throughout the county were flooded and closed, including Highway 111 three miles south of I-40, Neal Street, Jefferson Avenue, and Veterans Drive. Other roads were washed away and destroyed, including Thomas Allen Road, Bennett Road, and Bunker Hill Road at West Cemetery Road. Several water rescues were also performed by emergency personnel. Many homes, businesses, and vehicles were also flooded, including one home on Meadow Wood Drive at Burgess Falls Road, and others along Highway 111 and Highway 70 near Clouse Road. Another house was heavily…
- Mar 3, 2023High Wind, Putnam$500,000
National Weather Service narrative
Several hours of severe non-thunderstorm winds resulted in numerous damage reports, including downed and uprooted trees, downed powerlines, and roof and other property damage across all of Putnam County. Damages are estimated.
- Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.
NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.
Weather records
From Cookeville, 3.8 miles from the county’s population centre, with records from 1896.
- All-time high
- 105°F3 times, most recently Jun 30, 2012
- All-time low
- −22°FJan 21, 1985
- Warmest night
- 80°F2 times, most recently Aug 15, 1944
- Coldest day
- −8°FJan 21, 1985
- Wettest day
- 6.25 inSep 18, 2012
- Snowiest day
- 15.2 inNov 3, 1966
- Hottest year
- 1921mean 60.9°F
- Coldest year
- 1958mean 54.6°F
- Wettest year
- 201882.55 in
- Driest year
- 200736.08 in
- Snowiest season
- 27.0 in1995-96
Median first snow
January 2
Earliest: October 17, 1954
Median last snow
February 20
Latest: April 18, 1983
1 of 57 winters had no measurable snow.
Station Cookeville (USC00402009), 1,090 ft elevation, 3.8 miles from the population centre. Daily records from 1896 to September 14, 2026; 97.9% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.
NOAA NCEI Global Historical Climatology Network Daily.
Federal disaster declarations
19 since 1953. The most recent: Severe Winter Storm, February 6, 2026.
| Feb 6, 2026 | Winter Storm | DR-4898-TN |
| Jan 24, 2026 | Winter Storm | EM-3635-TN |
| Apr 2, 2025 | Severe Storm | EM-3625-TN |
| Mar 8, 2023 | Winter Storm | DR-4691-TN |
| Apr 21, 2021 | Severe Ice Storm | DR-4594-TN |
| Apr 2, 2020 | Biological | DR-4514-TN |
| Mar 13, 2020 | Biological | EM-3473-TN |
| Mar 5, 2020 | Tornado | DR-4476-TN |
| Jun 23, 2017 | Severe Storm | DR-4320-TN |
| Apr 2, 2015 | Severe Ice Storm | DR-4211-TN |
| Sep 15, 2010 | Severe Storm | DR-1937-TN |
| May 4, 2010 | Severe Storm | DR-1909-TN |
| Sep 5, 2005 | Hurricane | EM-3217-TN |
| Jan 13, 1998 | Severe Storm | DR-1197-TN |
| Apr 14, 1994 | Flood | DR-1022-TN |
| Feb 28, 1994 | Severe Storm | DR-1010-TN |
| Mar 14, 1993 | Snowstorm | EM-3095-TN |
| Mar 22, 1975 | Flood | DR-459-TN |
| Apr 4, 1974 | Tornado | DR-424-TN |
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.
How this compares
Where Putnam County stands among 95 counties in Tennessee and 3,143 in the United States.
| Tornadoes since 1950 | 20 | 40 / 95 |
| Tornadoes rated F3/EF3 or stronger | 3 | 25 / 95 |
| Tropical cyclones within 50 mi | 4 | 7 / 95 |
| Hurricane-strength passes within 50 mi | 0 | — |
| Wildfire acres since 1984 | 0 | — |
| Flood insurance claims | 35 | 51 / 95 |
| Flood insurance paid | $1.2 million | 43 / 95 |
| Disaster declarations | 19 | 66 / 95 |
| Flood events since 1996 | 79 | 13 / 95 |
| Hail and wind events since 1996 | 363 | 19 / 95 |
| Winter storm events since 1996 | 108 | 6 / 95 |
| Reported damage since 1996 | $152 million | 7 / 95 |
| River crests at major flood stage | 0 | — |
| High tide flooding days a year, last 10 years | 0.0 | — |
| Months in severe drought since 1895 | 86 | 70 / 95 |
| Medium or heavy smoke days a year, last 10 years | 11.4 | 49 / 95 |
| Earthquakes M4+ within 50 mi since 1900 | 1 | 55 / 95 |
| Earthquakes M2.5+ in the county since 1973 | 0 | — |
Neighbouring counties
| Cumberland County | 24 | 4 |
| DeKalb County | 16 | 3 |
| Fentress County | 20 | 3 |
| Jackson County | 11 | 3 |
| Overton County | 16 | 3 |
| Smith County | 16 | 3 |
| White County | 20 | 4 |
Sources and vintage
Every number on this page comes from these public records.
- Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
- Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
- Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
- Storm events NOAA NCEI Storm Events Database, through 2026.
- Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
- Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
- Weather records NOAA NCEI Global Historical Climatology Network Daily, station USC00402009.
- River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
- Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
- Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
- Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.
Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.