Stephens County

Population 27,854 (2025) 179 sq mi

Stephens County has recorded 12 tornadoes since 1950, 87th most of 159 counties in Georgia; the most recent was on April 13, 2020.

Hazard fingerprint for Stephens County Tornado: 82th percentile. Tropical: 34th percentile. Wildfire: 0th percentile. Flood: 52th percentile. Hail & wind: 89th percentile. Heat: 13th percentile. Cold: 50th percentile. Winter: 46th percentile. TORTROPFIREFLOODSEVEREHEATCOLDWINTER

Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed

2026
  • Tornado damage paths since 195012
  • Tropical cyclone tracks within 100 miles since 1851, wider where stronger13

At a glance

The record for Stephens County in eight numbers. Each links to its section below.

Tornadoes since 1950

12

87th of 159 in Georgia

About as many as the typical Georgia county

Details

Flood insurance claims

13

85th of 159 in Georgia

$102,000 paid since 1979

Details

Tropical cyclones within 50 mi

5

134th of 159 in Georgia

None at hurricane strength since 1851

Details

Strongest tornado

F2

May 5, 1989, 10.5 mile path

Strongest tropical cyclone

TS

Tropical storm (unnamed), 1949, 47.1 miles away

Federal disaster declarations

18

Most recent: Severe Winter Storm, 2026

Details

Record high

107°F

July 21, 1926

Details

Record low

−5°F

January 30, 1966

Details

Tornadoes

About one every 6.3 years since 1950, none rated F3/EF3 or stronger.

Strongest

May 5, 1989

F2, 10.5 mile path

300 yards wide.

Most recent

Monday, April 13, 2020

EF1, 8.7 mile path

6 years ago.

Tornadoes by decade Doppler radar era² 1950s: 0 1960s: 2 2 1970s: 4 4 1980s: 1 1 1990s: 2 2 2000s: 1 1 2010s: 0 2020s: 2 2 1950s1960s1970s1980s1990s2000s2010s2020s
Recorded tornadoes per decade. The 2020s are incomplete.
Tornadoes by month J: 1 F: 0 M: 0 A: 2 M: 1 J: 2 J: 1 A: 0 S: 1 O: 0 N: 3 3 D: 1 JFMAMJJASOND
By month of occurrence, all years.

Every recorded tornado

Tornadoes in Stephens County since 1950
Apr 13, 2020EF18.750000
Apr 13, 2020EF114.320000
Nov 19, 2003F010.05000
Jun 26, 1994F118.022020
Jun 26, 1994F00.32000
May 5, 1989F210.5300150
Nov 5, 1977F10.310000
Sep 7, 1977F11.010000
Nov 21, 1973F20.11000
Jan 30, 1971F10.52760
Dec 10, 1966F20.550000
Jul 16, 1961F10.94300
  1. Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within Stephens County: 0.
  2. Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.

Storm Prediction Center severe weather database, 1950 to 2025.

Hurricanes and tropical storms

5 passed within 50 miles since 1851; none at hurricane strength.

Strongest within 50 miles

August 28, 1949

Unnamed storm, Tropical storm

47.1 miles at closest approach, winds near 59 mph.

Most recent

September 27, 2024

Helene, Tropical storm

5.5 miles at closest approach.

Tropical cyclones within 50 miles by decade 50s: 1 60s: 0 70s: 0 80s: 1 90s: 0 00s: 0 10s: 0 20s: 0 30s: 0 40s: 1 50s: 0 60s: 0 70s: 0 80s: 0 90s: 0 00s: 0 10s: 0 20s: 2 2 50s60s70s80s90s00s10s20s30s40s50s60s70s80s90s00s10s20s
Storms within 50 miles, by decade. Records before about 1900 miss storms that never reached land or ships.

Every storm within 100 miles

Tropical cyclones within 100 miles
Helene20245.5Tropical storm52Category 4
Zeta202044.9Tropical storm52Category 3
Michael201879.2Tropical storm54Category 5
Eloise197569.0Tropical storm44Category 3
Unnamed196581.3Tropical storm41Tropical storm
Unnamed194947.1Tropical storm59Category 4
Unnamed193283.7Post-tropical40Tropical storm
Unnamed191593.6Tropical storm40Category 1
Unnamed191241.0Post-tropical40Tropical storm
Unnamed19070.0Post-tropical40Tropical storm
Unnamed19021.2Post-tropical40Category 2
Unnamed190113.8Post-tropical40Tropical storm
Unnamed189356.9Tropical storm48Category 4
Unnamed188965.9Tropical storm52Category 2
Unnamed188672.0Tropical storm45Category 2
Unnamed188237.7Tropical storm46Category 3
Unnamed185931.0Tropical storm46Category 1
Unnamed185290.9Tropical storm46Category 3
  1. Tropical storms and hurricanes (34 kt or more, still tropical) at closest approach. Post-tropical remnants with gale-force winds are listed but not counted. Direct: track within 50 miles; near: within 100 miles. Distance is measured to the county boundary for counties and to the city centre for cities, using positions interpolated hourly between HURDAT2 fixes.

National Hurricane Center HURDAT2, 1851 to 2025.

Wildfire and smoke

No large wildfire has been mapped here since satellite mapping began in 1984.

Smoke overhead

Smokiest year

2023: 45 days

Heavy smoke on 5 days in 2023, the most of any year.

Last 10 years

9.9 days a year

Medium or heavy smoke, 2016 to 2025.

2025

8 days

Medium or heavy smoke. 30 so far in 2026.

Days with medium or heavy smoke overhead, by year 2011: 6 2012: 3 2013: 1 2014: 1 2015: 2 2016: 4 2017: 0 2018: 3 2019: 2 2020: 4 2021: 15 2022: 12 2023: 45 45 2024: 6 2025: 8 201120122013201420152016201720182019202020212022202320242025
Days each year on which a satellite-traced plume of medium or heavy smoke covered the county’s population centre, 2011 to 2025.
  1. A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.

NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.

Floods and flood insurance

13 federal flood insurance claims since 1979, with $102,000 paid.

Federal flood insurance claims by year 2009: 8 8 2009
Claims per year since 1979. Years with fewer than five claims are not shown.

Most claims in one year

2009: 8 claims

$94,000 paid.

Claims by ZIP code

Flood insurance claims by ZIP code
3057712$102,000

Flood events since 1996

  • Flash Flood10
  • Flood5

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.

River crests

Most severe crest

January 1, 1900

Tugalo River at YONAH DAM, 748.70 ft

0.70 feet above the 748.0 ft flood stage; minor flooding by today’s categories.

Highest river crests above flood stage
Jan 1, 1900Tugalo River at YONAH DAM748.70+0.70Minor
May 30, 2018Tugalo River at YONAH DAM746.47−1.53Action
Dec 30, 2015Tugalo River at YONAH DAM744.84−3.16Action

River gauges

River gauges and their highest listed crests
Tugalo River at YONAH DAM748.0748.70 ftJan 1, 19000
  1. Crests are the highest and the recent crests the National Weather Service lists for each river gauge in the county that has a flood stage, not every flood. Flood categories use each gauge's current flood stages; crests from before levees, dams or channel changes may not be comparable. Crests measured on an old datum are left out of the rankings.

NOAA National Water Prediction Service gauge records, retrieved October 30, 2026.

Drought

In severe drought or worse for 162 of 1,581 months since 1895 (10%); the longest spell lasted 16 months.

162

Months in severe drought or worse since 1895

38

Months in extreme drought

10%

Share of all months, severe or worse

44

Drought reports to the Weather Service since 1996

Lowest reading

February 2017

−5.81, extreme drought

Longest severe spell

16 months

April 2007 to July 2008.

Latest month

September 2026

−3.41, severe drought

Months in severe drought or worse, by year 1895: 0 1896: 3 1897: 4 1898: 6 1899: 2 1900: 1 1901: 0 1902: 0 1903: 0 1904: 4 1905: 3 1906: 0 1907: 0 1908: 0 1909: 0 1910: 0 1911: 1 1912: 0 1913: 0 1914: 5 1915: 0 1916: 0 1917: 0 1918: 0 1919: 0 1920: 0 1921: 0 1922: 0 1923: 0 1924: 0 1925: 7 1926: 7 1927: 9 9 1928: 2 1929: 0 1930: 1 1931: 5 1932: 0 1933: 0 1934: 0 1935: 0 1936: 0 1937: 0 1938: 0 1939: 0 1940: 0 1941: 3 1942: 0 1943: 0 1944: 0 1945: 0 1946: 0 1947: 0 1948: 0 1949: 0 1950: 0 1951: 0 1952: 0 1953: 0 1954: 4 1955: 5 1956: 1 1957: 0 1958: 0 1959: 0 1960: 0 1961: 0 1962: 0 1963: 0 1964: 0 1965: 0 1966: 0 1967: 0 1968: 0 1969: 0 1970: 0 1971: 0 1972: 0 1973: 0 1974: 0 1975: 0 1976: 0 1977: 0 1978: 0 1979: 0 1980: 0 1981: 5 1982: 0 1983: 0 1984: 0 1985: 0 1986: 6 1987: 0 1988: 7 1989: 3 1990: 0 1991: 0 1992: 0 1993: 0 1994: 0 1995: 0 1996: 0 1997: 0 1998: 0 1999: 2 2000: 7 2001: 8 2002: 8 2003: 0 2004: 0 2005: 0 2006: 3 2007: 9 2008: 7 2009: 0 2010: 0 2011: 4 2012: 6 2013: 0 2014: 0 2015: 0 2016: 6 2017: 3 2018: 0 2019: 0 2020: 0 2021: 0 2022: 0 2023: 0 2024: 0 2025: 0 18951905191519251935194519551965197519851995200520152025
Months each year with a Palmer index of −3 or lower, 1895 to 2025. Twelve means the whole year.
  1. The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.

NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.

Earthquakes

15 earthquakes of magnitude 2.5 or more within 50 miles since 1911; none reached magnitude 4.

0

Magnitude 2.5+ inside the county since 1973

5

Magnitude 3+ within 50 miles since 1973

0

Magnitude 4+ within 50 miles since 1900

0

Magnitude 5+ within 50 miles since 1900

Largest within 50 miles

November 24, 1957

Magnitude 3.9

5 km ENE of Tate City, Georgia; 23.5 miles away.

Most recent, magnitude 3 or more

December 11, 1987

Magnitude 3.0

4 km NNE of Lowndesville, South Carolina; 33.9 miles away.

Earthquakes of magnitude 3 or more within 50 miles, by year 1973: 0 1974: 0 1975: 1 1976: 0 1977: 0 1978: 0 1979: 2 2 1980: 0 1981: 0 1982: 0 1983: 0 1984: 0 1985: 0 1986: 1 1987: 1 1988: 0 1989: 0 1990: 0 1991: 0 1992: 0 1993: 0 1994: 0 1995: 0 1996: 0 1997: 0 1998: 0 1999: 0 2000: 0 2001: 0 2002: 0 2003: 0 2004: 0 2005: 0 2006: 0 2007: 0 2008: 0 2009: 0 2010: 0 2011: 0 2012: 0 2013: 0 2014: 0 2015: 0 2016: 0 2017: 0 2018: 0 2019: 0 2020: 0 2021: 0 2022: 0 2023: 0 2024: 0 2025: 0 19731978198319881993199820032008201320182023
Per year, 1973 to 2025.
  1. Earthquakes of magnitude 2.5 or more in the USGS Comprehensive Catalog since 1900. Within 50 miles means the epicentre lies within 50 miles of the county boundary (or inside the county).
  2. Small earthquakes were under-recorded before the modern seismic networks of the 1970s and are still missed in remote areas, so early decades read low. Magnitudes are as the catalogue reports them and mix scales (moment, local and body-wave).

USGS ANSS Comprehensive Earthquake Catalog, 1900 to present, retrieved October 30, 2026.

Severe weather and other events

349 events in the National Weather Service record, 307 of them since 1996.

29

Hail reports, 1 inch or larger

1

Hail, 2 inches or larger

99

Damaging gusts, 58 mph+

63

Winter weather events since 1996

2

Heat events since 1996

10

Cold events since 1996

Largest hail

April 28, 2002

2.00 inches

Strongest measured or estimated gust

June 16, 1998

85 mph

More event types since 1996

Other Storm Events types since 1996
Lightning200Jan 4, 2023
Dense fog and smoke100Dec 13, 1999

Costliest events since 1996

  1. Sep 20, 2009Flash Flood$4.5 million
    National Weather Service narrative

    Severe flash flooding affected Stephens County. Numerous creeks left their banks in the central and western part of the county, including Toccoa Creek which flooded highway 17. Portions of highway 441 and 123 were also closed. At least 300 homes in the county suffered flood damage. Uninsured property losses were estimated to be over 2 million dollars, and damage to roads and water lines was estimated to be around 3 million. A 20 foot section of Dick's Hill Parkway, the major road between Toccoa and Cornelia, was washed away.

  2. Dec 4, 2002Ice Storm, Stephens$500,000
    National Weather Service narrative

    Freezing rain began over extreme northeast Georgia around noon on the 4th, and resultant tree and power line damage began during the mid afternoon. By dawn on the 5th, 1/4 to 1/2 inch of ice had accumulated. Power outages lasted for several days in some areas.

  3. Apr 28, 2002Hail$100,000
  4. Dec 15, 2005Ice Storm, Stephens$100,000
  5. Jan 4, 2023Lightning$50,000
    National Weather Service narrative

    Spotter reported a lightning strike ignited a house fire southeast of Toccoa.

  6. Sep 16, 2004Flood, Stephens$50,000
    National Weather Service narrative

    After isolated flash flooding developed earlier in the evening, persistent moderate to heavy rainfall led to a gradual expansion of general flooding across extreme northeast Georgia. By far the hardest hit area was Rabun County, where numerous streams flooded severely, including Toccoa Falls and Worley Creeks, and the Tallulah River. Numerous homes, businesses, and several apartment buildings were damaged by flood water. Another home was destroyed by a mudslide. Many roads and bridges were washed out or otherwise damaged across the area, including highways 15 and 76 in Rabun County, and Yonah Dam Rd in Stephens County, which was washed out to a depth of 30 feet in one section.…

  7. Jun 16, 1998Thunderstorm Wind$50,000
    National Weather Service narrative

    A line of severe thunderstorms downed numerous trees and power lines across much of the above listed counties. A roof was blown off a house southeast of Toccoa and several trees fell on houses and vehicles in Elbert county.

  8. Apr 28, 2002Thunderstorm Wind$25,000
    National Weather Service narrative

    Numerous trees and power lines were reported down near Lake Hartwell. At least one tree fell onto a house.

  9. Sep 16, 2004High Wind, Stephens$25,000
    National Weather Service narrative

    High winds developed across the mountains and foothills of northeast Georgia during the evening, as the remnants of Hurricane Ivan moved just west of the area. Widespread tree damage occurred, and many trees fell on structures and vehicles.

  10. Jun 14, 2016Thunderstorm Wind$20,000
    National Weather Service narrative

    Spotter reported multiple power poles blown down on Shorewood Cir. County comms reported a tree down on a house on Ridgemore Dr in the same area.

  1. Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.

NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.

Weather records

From Toccoa, 2.8 miles from the county’s population centre, with records from 1891.

All-time high
107°FJul 21, 1926
All-time low
−5°FJan 30, 1966
Warmest night
81°FJul 7, 1897
Coldest day
18°FJan 26, 1905
Wettest day
11.87 inSep 21, 2009
Snowiest day
12.0 inJan 26, 1906
Hottest year
2016mean 63.8°F
Coldest year
1910mean 57.6°F
Wettest year
200985.85 in
Driest year
198133.72 in
Snowiest season
18.7 in1935-36
Average monthly high and low temperature and precipitation, last 30 years, Toccoa 32°F 53° 33° 5.5 Jan 57° 36° 5.0 Feb 65° 42° 5.2 Mar 73° 50° 4.7 Apr 80° 58° 4.3 May 87° 66° 4.7 Jun 90° 70° 4.5 Jul 89° 69° 4.9 Aug 84° 63° 5.1 Sep 74° 52° 4.5 Oct 65° 42° 3.7 Nov 56° 36° 5.5 Dec Precipitation, inches
Average daily high and low by month, and average monthly precipitation, over the last 30 years.
Days reaching 95°F per year 1976: 3 1977: 28 1978: 8 1979: 3 1980: 22 1986: 20 1987: 8 1989: 5 2008: 8 2009: 5 2010: 20 2011: 29 29 2012: 13 2013: 0 2014: 2 2015: 17 2016: 23 2017: 1 2018: 0 2019: 19 2020: 6 2021: 1 2022: 8 2023: 5 2024: 17 2025: 18 197620102020
Days reaching 95°F each complete year, last 50 years. Thirty-year average: 10.7.
Snowfall by winter 1976: 6.6 in 1977: 0.0 in 1978: 12.0 in 12.0 1979: 9.0 in 1980: 0.0 in 1982: 5.5 in 1983: 0.0 in 1985: 0.0 in 1986: 7.5 in 1987: 8.5 in 1988: 1.1 in 1989: 0.0 in 1990: 5.0 in 1991: 0.0 in 1992: 0.0 in 1993: 0.0 in 1994: 0.0 in 1995: 3.5 in 1996: 0.0 in 1997: 0.0 in 1998: 0.0 in 1999: 0.0 in 2000: 3.5 in 2001: 0.0 in 2002: 0.0 in 2003: 1.0 in 2004: 0.0 in 2005: 0.0 in 2006: 3.5 in 2007: 3.0 in 2009: 9.5 in 2016: 1.9 in 2017: 4.8 in 2018: 1.0 in 2019: 3.7 in 2020: 2.0 in 2021: 7.5 in 2022: 0.0 in 2023: 0.0 in 2024: 2.0 in 2025: 6.3 in 19761988199820092025
Total snowfall each winter (July to June), last 50 winters.

Median first snow

January 16

Earliest: November 23, 1975

Median last snow

February 3

Latest: March 25, 1940

38 of 87 winters had no measurable snow.

Station Toccoa (USC00098740), 1,012 ft elevation, 2.8 miles from the population centre. Daily records from 1891 to October 27, 2026; 88.6% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.

NOAA NCEI Global Historical Climatology Network Daily.

Federal disaster declarations

18 since 1953. The most recent: Severe Winter Storm, January 24, 2026.

Federal disaster declarations
Jan 24, 2026Winter StormSevere Winter StormEmergencyEM-3642-GA
Sep 30, 2024HurricaneHurricane HeleneMajor disasterDR-4830-GA
Sep 26, 2024Tropical StormHurricane HeleneEmergencyEM-3616-GA
Jan 12, 2021HurricaneTropical Storm ZetaMajor disasterDR-4579-GA
Mar 29, 2020BiologicalCovid-19 PandemicMajor disasterDR-4501-GA
Mar 13, 2020BiologicalCovid-19EmergencyEM-3464-GA
Sep 15, 2017HurricaneHurricane IrmaMajor disasterDR-4338-GA
Sep 8, 2017HurricaneHurricane IrmaEmergencyEM-3387-GA
Apr 20, 2015Severe Ice StormSevere Winter StormMajor disasterDR-4215-GA
Feb 11, 2014Severe Ice StormSevere Winter StormEmergencyEM-3368-GA
Sep 24, 2009Severe StormSevere Storms and FloodingMajor disasterDR-1858-GA
Sep 5, 2005HurricaneHurricane Katrina EvacuationEmergencyEM-3218-GA
Sep 18, 2004HurricaneHurricane IvanMajor disasterDR-1554-GA
Jan 28, 2000Severe StormSevere Winter StormMajor disasterDR-1311-GA
Mar 15, 1993SnowstormSevere Snowfall, Winter StormEmergencyEM-3097-GA
Nov 7, 1977FloodDam Collapse, FloodingMajor disasterDR-541-GA
Jul 20, 1977DroughtDroughtEmergencyEM-3044-GA
Jun 11, 1976FloodSevere Storms & FloodingMajor disasterDR-507-GA

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.

How this compares

Where Stephens County stands among 159 counties in Georgia and 3,143 in the United States.

Ranks
Tornadoes since 19501287 / 1592,080 / 3,143
Tornadoes rated F3/EF3 or stronger0——
Tropical cyclones within 50 mi5134 / 159967 / 3,143
Hurricane-strength passes within 50 mi0——
Wildfire acres since 19840——
Flood insurance claims1385 / 1592,237 / 3,143
Flood insurance paid$102,00099 / 1592,360 / 3,143
Disaster declarations1869 / 1591,866 / 3,143
Flood events since 19961597 / 1592,715 / 3,143
Hail and wind events since 199616769 / 1592,232 / 3,143
Winter storm events since 19966312 / 1591,651 / 3,143
Reported damage since 1996$5.5 million94 / 1592,327 / 3,143
River crests at major flood stage0——
High tide flooding days a year, last 10 years0.0——
Months in severe drought since 189516214 / 159699 / 3,143
Medium or heavy smoke days a year, last 10 years9.959 / 1592,606 / 3,143
Earthquakes M4+ within 50 mi since 19000——
Earthquakes M2.5+ in the county since 19730——

Neighbouring counties

Neighbouring counties
Banks County10502
Franklin County13601
Habersham County185022
Oconee County SC3161,66924

Sources and vintage

Every number on this page comes from these public records.

  • Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
  • Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
  • Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
  • Storm events NOAA NCEI Storm Events Database, through 2026.
  • Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
  • Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
  • Weather records NOAA NCEI Global Historical Climatology Network Daily, station USC00098740.
  • River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
  • Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
  • Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
  • Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.

Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.