Banks County

Population 21,273 (2025) 233 sq mi

Banks County has recorded 10 tornadoes since 1950, 106th most of 159 counties in Georgia; the most recent was on August 17, 2021.

Hazard fingerprint for Banks County Tornado: 56th percentile. Tropical: 20th percentile. Wildfire: 0th percentile. Flood: 48th percentile. Hail & wind: 76th percentile. Heat: 56th percentile. Cold: 62th percentile. Winter: 38th percentile. TORTROPFIREFLOODSEVEREHEATCOLDWINTER

Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed

2026
  • Tornado damage paths since 195010
  • Tropical cyclone tracks within 100 miles since 1851, wider where stronger13

At a glance

The record for Banks County in eight numbers. Each links to its section below.

Tornadoes since 1950

10

106th of 159 in Georgia

Fewer than the typical Georgia county, which has had 13

Details

Flood insurance claims

2

121st of 159 in Georgia

$53,000 paid since 2013

Details

Tropical cyclones within 50 mi

5

134th of 159 in Georgia

None at hurricane strength since 1851

Details

Strongest tornado

F2

February 29, 1952, 9.4 mile path

Strongest tropical cyclone

TS

Tropical storm Zeta, 2020, 47.3 miles away

Largest earthquake within 50 mi

4.5magnitude

March 5, 1914, 48.5 miles away

Details

Federal disaster declarations

18

Most recent: Hurricane Isaias, 2026

Details

Record high

103°F

July 12, 1930

Details

Tornadoes

About one every 7.6 years since 1950, none rated F3/EF3 or stronger.

Strongest

February 29, 1952

F2, 9.4 mile path

300 yards wide.

Most recent

Tuesday, August 17, 2021

EF1, 5.7 mile path

5 years ago.

Tornadoes by decade Doppler radar era² 1950s: 1 1 1960s: 0 1970s: 1 1 1980s: 1 1 1990s: 1 1 2000s: 2 2 2010s: 2 2 2020s: 2 2 1950s1960s1970s1980s1990s2000s2010s2020s
Recorded tornadoes per decade. The 2020s are incomplete.
Tornadoes by month J: 1 F: 1 M: 0 A: 3 3 M: 2 J: 0 J: 1 A: 1 S: 0 O: 0 N: 1 D: 0 JFMAMJJASOND
By month of occurrence, all years.

Every recorded tornado

Tornadoes in Banks County since 1950
Aug 17, 2021EF15.710000
Apr 13, 2020EF114.320000
Nov 30, 2016EF12.810000
May 14, 2014EF17.820000
Apr 8, 2006F00.210000
Jul 23, 2000F01.510010
Jan 19, 1995F011.03300
Apr 4, 1989F25.05000
May 14, 1976F28.416020
Feb 29, 1952F29.430030
  1. Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within Banks County: 0.
  2. Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.

Storm Prediction Center severe weather database, 1950 to 2025.

Hurricanes and tropical storms

5 passed within 50 miles since 1851; none at hurricane strength.

Strongest within 50 miles

October 29, 2020

Zeta, Tropical storm

47.3 miles at closest approach, winds near 55 mph.

Most recent

September 27, 2024

Helene, Tropical storm

10.3 miles at closest approach.

Tropical cyclones within 50 miles by decade 50s: 1 60s: 0 70s: 0 80s: 1 90s: 1 00s: 0 10s: 0 20s: 0 30s: 0 40s: 0 50s: 0 60s: 0 70s: 0 80s: 0 90s: 0 00s: 0 10s: 0 20s: 2 2 50s60s70s80s90s00s10s20s30s40s50s60s70s80s90s00s10s20s
Storms within 50 miles, by decade. Records before about 1900 miss storms that never reached land or ships.

Every storm within 100 miles

Tropical cyclones within 100 miles
Helene202410.3Tropical storm52Category 4
Zeta202047.3Tropical storm55Category 3
Michael201874.3Tropical storm55Category 5
Eloise197566.7Tropical storm49Category 3
Unnamed196573.5Tropical storm41Tropical storm
Unnamed194954.9Tropical storm60Category 4
Unnamed193284.5Post-tropical40Tropical storm
Unnamed191599.4Tropical storm41Category 1
Unnamed191225.5Post-tropical40Tropical storm
Unnamed19070.0Post-tropical40Tropical storm
Unnamed19023.6Post-tropical40Category 2
Unnamed190111.9Post-tropical40Tropical storm
Unnamed189342.9Tropical storm49Category 4
Unnamed188957.7Tropical storm52Category 2
Unnamed188672.2Tropical storm46Category 2
Unnamed188230.2Tropical storm46Category 3
Unnamed185922.0Tropical storm46Category 1
Unnamed185275.1Tropical storm46Category 3
  1. Tropical storms and hurricanes (34 kt or more, still tropical) at closest approach. Post-tropical remnants with gale-force winds are listed but not counted. Direct: track within 50 miles; near: within 100 miles. Distance is measured to the county boundary for counties and to the city centre for cities, using positions interpolated hourly between HURDAT2 fixes.

National Hurricane Center HURDAT2, 1851 to 2025.

Wildfire and smoke

No large wildfire has been mapped here since satellite mapping began in 1984.

Smoke overhead

Smokiest year

2023: 42 days

Heavy smoke on 6 days in 2023, the most of any year.

Last 10 years

9.0 days a year

Medium or heavy smoke, 2016 to 2025.

2025

7 days

Medium or heavy smoke. 29 so far in 2026.

Days with medium or heavy smoke overhead, by year 2011: 5 2012: 3 2013: 0 2014: 0 2015: 1 2016: 1 2017: 0 2018: 3 2019: 2 2020: 3 2021: 14 2022: 13 2023: 42 42 2024: 5 2025: 7 201120122013201420152016201720182019202020212022202320242025
Days each year on which a satellite-traced plume of medium or heavy smoke covered the county’s population centre, 2011 to 2025.
  1. A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.

NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.

Floods and flood insurance

2 federal flood insurance claims since 2013, with $53,000 paid.

Federal flood insurance claims by year
Claims per year since 2013. Years with fewer than five claims are not shown.

Flood events since 1996

  • Flash Flood12
  • Flood3
  • Heavy Rain3

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.

River crests

Most severe crest

April 19, 2019

Grove Creek at US 441 and GA 15 near Commerce, 17.01 ft

2.01 feet above the 15.0 ft flood stage; minor flooding by today’s categories.

Highest river crests above flood stage
Apr 19, 2019Grove Creek at US 441 and GA 15 near Commerce17.01+2.01Minor
Jan 9, 2024Grove Creek at US 441 and GA 15 near Commerce15.70+0.70Minor
Aug 17, 2021Grove Creek at US 441 and GA 15 near Commerce15.29+0.29Minor
Feb 6, 2020Grove Creek at US 441 and GA 15 near Commerce15.17+0.17Minor

River gauges

River gauges and their highest listed crests
Grove Creek at US 441 and GA 15 near Commerce15.017.01 ftApr 19, 20190
  1. Crests are the highest and the recent crests the National Weather Service lists for each river gauge in the county that has a flood stage, not every flood. Flood categories use each gauge's current flood stages; crests from before levees, dams or channel changes may not be comparable. Crests measured on an old datum are left out of the rankings.

NOAA National Water Prediction Service gauge records, retrieved October 30, 2026.

Drought

In severe drought or worse for 135 of 1,581 months since 1895 (9%); the longest spell lasted 16 months.

135

Months in severe drought or worse since 1895

35

Months in extreme drought

9%

Share of all months, severe or worse

41

Drought reports to the Weather Service since 1996

Lowest reading

September 1925

−5.79, extreme drought

Longest severe spell

16 months

April 2007 to July 2008.

Latest month

September 2026

−2.99, moderate drought

Last severe month: May 2026.

Months in severe drought or worse, by year 1895: 0 1896: 4 1897: 4 1898: 6 1899: 1 1900: 1 1901: 0 1902: 0 1903: 0 1904: 6 1905: 3 1906: 0 1907: 0 1908: 0 1909: 0 1910: 0 1911: 3 1912: 0 1913: 0 1914: 5 1915: 0 1916: 0 1917: 0 1918: 0 1919: 0 1920: 0 1921: 0 1922: 0 1923: 0 1924: 0 1925: 7 1926: 2 1927: 6 1928: 0 1929: 0 1930: 0 1931: 4 1932: 0 1933: 0 1934: 1 1935: 0 1936: 0 1937: 0 1938: 0 1939: 0 1940: 0 1941: 2 1942: 0 1943: 0 1944: 0 1945: 0 1946: 0 1947: 0 1948: 0 1949: 0 1950: 0 1951: 0 1952: 0 1953: 0 1954: 4 1955: 7 1956: 1 1957: 0 1958: 0 1959: 2 1960: 0 1961: 0 1962: 0 1963: 0 1964: 0 1965: 0 1966: 0 1967: 0 1968: 0 1969: 0 1970: 0 1971: 0 1972: 0 1973: 0 1974: 0 1975: 0 1976: 0 1977: 0 1978: 0 1979: 0 1980: 0 1981: 6 1982: 0 1983: 0 1984: 0 1985: 0 1986: 6 1987: 0 1988: 4 1989: 0 1990: 0 1991: 0 1992: 0 1993: 0 1994: 0 1995: 0 1996: 0 1997: 0 1998: 0 1999: 1 2000: 1 2001: 4 2002: 4 2003: 0 2004: 0 2005: 0 2006: 2 2007: 9 9 2008: 9 2009: 0 2010: 0 2011: 2 2012: 5 2013: 0 2014: 0 2015: 0 2016: 6 2017: 3 2018: 0 2019: 0 2020: 0 2021: 0 2022: 0 2023: 0 2024: 0 2025: 0 18951905191519251935194519551965197519851995200520152025
Months each year with a Palmer index of −3 or lower, 1895 to 2025. Twelve means the whole year.
  1. The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.

NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.

Earthquakes

1 earthquake of magnitude 4 or more within 50 miles since 1900; the largest was magnitude 4.5 in 1914.

0

Magnitude 2.5+ inside the county since 1973

5

Magnitude 3+ within 50 miles since 1973

1

Magnitude 4+ within 50 miles since 1900

0

Magnitude 5+ within 50 miles since 1900

Largest within 50 miles

March 5, 1914

Magnitude 4.5

Near Madison, Georgia; 48.5 miles away.

Most recent, magnitude 3 or more

March 18, 2003

Magnitude 3.5

11 km S of Rayle, Georgia; 45.3 miles away.

Earthquakes of magnitude 3 or more within 50 miles, by year 1973: 0 1974: 0 1975: 1 1 1976: 0 1977: 0 1978: 0 1979: 1 1980: 0 1981: 0 1982: 0 1983: 0 1984: 0 1985: 0 1986: 1 1987: 1 1988: 0 1989: 0 1990: 0 1991: 0 1992: 0 1993: 0 1994: 0 1995: 0 1996: 0 1997: 0 1998: 0 1999: 0 2000: 0 2001: 0 2002: 0 2003: 1 2004: 0 2005: 0 2006: 0 2007: 0 2008: 0 2009: 0 2010: 0 2011: 0 2012: 0 2013: 0 2014: 0 2015: 0 2016: 0 2017: 0 2018: 0 2019: 0 2020: 0 2021: 0 2022: 0 2023: 0 2024: 0 2025: 0 19731978198319881993199820032008201320182023
Per year, 1973 to 2025.

Every earthquake of magnitude 4 or more within 50 miles

Earthquakes of magnitude 4 or more within 50 miles
Mar 5, 19144.548.5—Near Madison, Georgia
  1. Earthquakes of magnitude 2.5 or more in the USGS Comprehensive Catalog since 1900. Within 50 miles means the epicentre lies within 50 miles of the county boundary (or inside the county).
  2. Small earthquakes were under-recorded before the modern seismic networks of the 1970s and are still missed in remote areas, so early decades read low. Magnitudes are as the catalogue reports them and mix scales (moment, local and body-wave).

USGS ANSS Comprehensive Earthquake Catalog, 1900 to present, retrieved October 30, 2026.

Severe weather and other events

350 events in the National Weather Service record, 320 of them since 1996.

25

Hail reports, 1 inch or larger

0

Hail, 2 inches or larger

61

Damaging gusts, 58 mph+

53

Winter weather events since 1996

11

Heat events since 1996

14

Cold events since 1996

Largest hail

July 9, 1977

1.75 inches

Strongest measured or estimated gust

July 23, 2000

69 mph

More event types since 1996

Other Storm Events types since 1996
Lightning200Jul 8, 2008
Dense fog and smoke100Jan 30, 2002

Costliest events since 1996

  1. Jan 22, 2000Ice Storm, Banks$980,000
    National Weather Service narrative

    Wintry precipitation plagued the northern third of Georgia beginning Saturday and continued into Sunday. A shallow cold airmass with single-digit dewpoint temperatures was in place over north Georgia, with temperatures in the upper 20s to lower 30s over much of the area. An upper level disturbance moved rapidly over the area in a fast zonal flow, bringing an increase in mid-tropospheric moisture. At the same time, lower level moisture spread into the area from the Gulf of Mexico. Precipitation began falling into the colder layer of air near the surface by mid-morning on the 22nd. The mixture of light rain, snow and sleet had spread from northwest to northeast Georgia by early…

  2. Apr 8, 2006Tornado$350,000
    National Weather Service narrative

    A damage survey conducted by the Banks County Emergency Management Director and the National Weather Service concluded that a brief F0 tornado touched down just north of Interstate-85 at 363 Dodd Road (which parallels the interstate) completely destroying one chicken house and removing another from its foundation. Large pieces of metal from the chicken house were wrapped around an adjacent silo.

  3. Dec 13, 2002High Wind, Banks$260,000
    National Weather Service narrative

    Sustained winds at estimated speeds of 40 to 45 mph with gusts of 50 to 55 mph developed along the back edge of a northeastward moving area of rain as it intersected a cold air wedge or back door cold front that was in place across northeast Georgia. The high winds combined with the wet saturated soil from recent and ongoing rains, blew down hundreds of trees and power lines in several northeast Georgia counties. Some of the trees fell on homes and vehicles causing additional damage. Several roads were blocked as well. Banks, Barrow, and Hall counties seemed to receive the worst of the wind. In Banks county, 53 roads were blocked by downed trees and power or phone lines, of which…

  4. Sep 16, 2004High Wind, Banks$250,000
    National Weather Service narrative

    High wind damage, associated with Tropical Storm Ivan, is listed below, in alphabetical order by county for those counties that "high wind" criteria was either met or assumed to be met.Banks: The Banks County News of Homer reported widespread damage to trees and power lines throughout the county. More than 73 trees were uprooted or blown down, and many roads were blocked by downed trees and power lines. One home and an unoccupied camper were damaged when trees fell on them and a power line fell on a vehicle while traveling on a county highway. (Estimated Damage: $250,000)Barrow: The Barrow County News and the Gwinnett Daily Post both reported widespread damage to trees and power…

  5. Apr 5, 2017Hail$241,000
    National Weather Service narrative

    A CoCoRaHS observer reported golf ball size hail.

  6. May 25, 2014Hail$238,000
    National Weather Service narrative

    The Banks County 911 Center reported golf ball sized hail west of Mount Pleasant.

  7. May 25, 2014Hail$238,000
    National Weather Service narrative

    The public reported golf ball sized hail along Yona Homer Road.

  8. Aug 8, 2005Flash Flood$175,000
    National Weather Service narrative

    The Banks County Emergency Management Director reported flash flooding along Grove Creek and Hickory Creek at Georgia Highway 98. Two homes were flooded and the residents had to be relocated. Hembree and Hickory Creek Roads were flooded and closed. Rainfall of four to five inches fell across the southern portions of Banks county between Maysville and Homer during the late morning and early afternoon hours.

  9. Sep 11, 2017Tropical Storm, Banks$150,000
    National Weather Service narrative

    The Banks County Emergency Manager reported hundreds of trees and power lines blown down across the county. Over 35,000 cubic yards of debris was cleared from county roads and right of ways. A wind gust of 51 mph was measured in the Banks Crossing area. Radar estimated between 2 and 3 inches of rain fell across the county with 2.25 inches measured near Banks Crossing. No injuries were reported.

  10. Jun 12, 2007Hail$140,000
    National Weather Service narrative

    The Banks County Emergency Management Director reported golf ball-sized hail in the east and southeast part of the county.

  1. Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.

NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.

Weather records

From Cornelia, 11.7 miles from the county’s population centre, with records from 1919.

All-time high
103°FJul 12, 1930
All-time low
−10°FJan 21, 1985
Warmest night
84°FJun 29, 1945
Coldest day
9°FDec 24, 1989
Wettest day
10.50 inSep 30, 1936
Snowiest day
11.2 inJan 23, 1940
Hottest year
1927mean 61.7°F
Coldest year
1976mean 54.9°F
Wettest year
201385.75 in
Driest year
201633.27 in
Average monthly high and low temperature and precipitation, last 30 years, Cornelia 32°F 50° 31° 5.1 Jan 54° 34° 4.8 Feb 62° 40° 5.4 Mar 70° 48° 4.2 Apr 77° 56° 4.2 May 83° 64° 4.6 Jun 86° 67° 4.6 Jul 85° 66° 4.9 Aug 80° 61° 4.6 Sep 71° 50° 3.7 Oct 61° 40° 3.9 Nov 53° 35° 5.4 Dec Precipitation, inches
Average daily high and low by month, and average monthly precipitation, over the last 30 years.
Nights at or below freezing per year 1976: 100 100 1977: 89 1978: 93 1979: 86 1980: 81 1981: 96 1982: 71 1983: 80 1984: 71 1985: 79 1986: 63 1987: 77 1989: 71 1990: 53 1991: 61 1992: 73 1993: 69 1994: 55 1995: 73 1996: 84 1997: 62 1998: 45 1999: 63 2000: 74 2001: 52 2002: 73 2003: 68 2004: 74 2005: 64 2006: 60 2007: 57 2008: 68 2009: 65 2010: 85 2011: 57 2012: 35 2013: 58 2014: 69 2015: 61 2016: 63 2017: 49 2018: 64 2019: 46 2020: 42 2021: 50 2022: 61 2023: 44 2024: 54 2025: 64 19761986199720072017
Nights at or below freezing each complete year, last 50 years. Thirty-year average: 60.4.

Station Cornelia (USC00092283), 1,470 ft elevation, 11.7 miles from the population centre. Daily records from 1919 to October 23, 2026; 99.6% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.

NOAA NCEI Global Historical Climatology Network Daily.

Federal disaster declarations

18 since 1953. The most recent: Hurricane Isaias, October 9, 2026.

Federal disaster declarations
Oct 9, 2026Tropical StormHurricane IsaiasEmergencyEM-3657-GA
Jan 24, 2026Winter StormSevere Winter StormEmergencyEM-3642-GA
Sep 30, 2024HurricaneHurricane HeleneMajor disasterDR-4830-GA
Sep 26, 2024Tropical StormHurricane HeleneEmergencyEM-3616-GA
Jan 12, 2021HurricaneTropical Storm ZetaMajor disasterDR-4579-GA
Mar 29, 2020BiologicalCovid-19 PandemicMajor disasterDR-4501-GA
Mar 13, 2020BiologicalCovid-19EmergencyEM-3464-GA
Sep 15, 2017HurricaneHurricane IrmaMajor disasterDR-4338-GA
Sep 8, 2017HurricaneHurricane IrmaEmergencyEM-3387-GA
Apr 20, 2015Severe Ice StormSevere Winter StormMajor disasterDR-4215-GA
Feb 11, 2014Severe Ice StormSevere Winter StormEmergencyEM-3368-GA
Sep 5, 2005HurricaneHurricane Katrina EvacuationEmergencyEM-3218-GA
Sep 18, 2004HurricaneHurricane IvanMajor disasterDR-1554-GA
Jan 28, 2000Severe StormSevere Winter StormMajor disasterDR-1311-GA
Oct 10, 1995HurricaneHurricane OpalMajor disasterDR-1071-GA
Mar 15, 1993SnowstormSevere Snowfall, Winter StormEmergencyEM-3097-GA
Jul 20, 1977DroughtDroughtEmergencyEM-3044-GA
Jun 11, 1976FloodSevere Storms & FloodingMajor disasterDR-507-GA

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.

How this compares

Where Banks County stands among 159 counties in Georgia and 3,143 in the United States.

Ranks
Tornadoes since 195010106 / 1592,235 / 3,143
Tornadoes rated F3/EF3 or stronger0——
Tropical cyclones within 50 mi5134 / 159967 / 3,143
Hurricane-strength passes within 50 mi0——
Wildfire acres since 19840——
Flood insurance claims2121 / 1592,727 / 3,143
Flood insurance paid$53,000110 / 1592,488 / 3,143
Disaster declarations1869 / 1591,866 / 3,143
Flood events since 19961880 / 1592,594 / 3,143
Hail and wind events since 199615582 / 1592,334 / 3,143
Winter storm events since 19965317 / 1591,880 / 3,143
Reported damage since 1996$4.5 million99 / 1592,447 / 3,143
River crests at major flood stage0——
High tide flooding days a year, last 10 years0.0——
Months in severe drought since 189513564 / 1591,323 / 3,143
Medium or heavy smoke days a year, last 10 years9.0104 / 1592,785 / 3,143
Earthquakes M4+ within 50 mi since 1900137 / 1591,397 / 3,143
Earthquakes M2.5+ in the county since 19730——

Neighbouring counties

Neighbouring counties
Franklin County13601
Habersham County185022
Hall County326046
Jackson County10507
Madison County10802
Stephens County125013

Sources and vintage

Every number on this page comes from these public records.

  • Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
  • Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
  • Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
  • Storm events NOAA NCEI Storm Events Database, through 2026.
  • Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
  • Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
  • Weather records NOAA NCEI Global Historical Climatology Network Daily, station USC00092283.
  • River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
  • Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
  • Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
  • Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.

Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.