Cerro Gordo County
Population 42,372 (2025) 568 sq mi
Property owners in Cerro Gordo County have filed 216 federal flood insurance claims since 1978, 17th most of 99 counties in Iowa.
Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed
- Tornado damage paths since 195040
- Major flood years since 19782
At a glance
The record for Cerro Gordo County in eight numbers. Each links to its section below.
Strongest tornado
F4
May 10, 1953, 26.6 mile path
Snowiest season
68.5in
Winter of 1970-71
Tornadoes
About one every 1.9 years since 1950, 2 of them rated F3/EF3 or stronger.
Strongest
May 10, 1953
F4, 26.6 mile path
10 yards wide.
Most recent
Monday, July 28, 2025
EF0, 1.6 mile path
Within the past year.
Every recorded tornado
| Jul 28, 2025 | EF0 | 1.6 | 0 | 0 |
| Apr 12, 2022 | EF1 | 4.5 | 0 | 0 |
| Dec 15, 2021 | EF0 | 3.5 | 0 | 0 |
| Dec 15, 2021 | EF0 | 2.9 | 0 | 0 |
| Dec 15, 2021 | EF2 | 16.7 | 0 | 0 |
| Aug 27, 2021 | EFU | 2.0 | 0 | 0 |
| Aug 27, 2021 | EF0 | 2.1 | 0 | 0 |
| Jul 14, 2021 | EF0 | 5.1 | 0 | 0 |
| Jun 9, 2018 | EF0 | 1.2 | 0 | 0 |
| Jun 16, 2014 | EF0 | 1.1 | 0 | 0 |
| Jun 16, 2014 | EF1 | 3.0 | 0 | 0 |
| Jun 7, 2008 | EF0 | 1.0 | 0 | 0 |
| Jul 3, 2005 | F0 | 0.1 | 0 | 0 |
| Mar 30, 2005 | F0 | 0.2 | 0 | 0 |
| Mar 30, 2005 | F0 | 0.5 | 0 | 0 |
| Mar 30, 2005 | F0 | 1.1 | 0 | 0 |
| Apr 17, 2004 | F0 | 0.2 | 0 | 0 |
| Jul 4, 2003 | F0 | 0.1 | 0 | 0 |
| Jun 21, 2002 | F1 | 12.0 | 0 | 0 |
| Aug 9, 1999 | F0 | 0.1 | 0 | 0 |
| Jun 6, 1999 | F0 | 0.1 | 0 | 0 |
| Jun 27, 1998 | F2 | 12.5 | 0 | 0 |
| Jun 27, 1998 | F2 | 7.5 | 0 | 0 |
| Jun 6, 1995 | F1 | 3.5 | 0 | 0 |
| Jul 6, 1994 | F1 | 11.5 | 0 | 0 |
| Jul 10, 1993 | F0 | 0.2 | 0 | 0 |
| May 16, 1992 | F0 | 0.2 | 0 | 0 |
| Aug 2, 1990 | F1 | 3.0 | 0 | 0 |
| Mar 24, 1988 | F1 | 1.0 | 0 | 0 |
| Jun 22, 1984 | F1 | 15.0 | 0 | 0 |
| Jun 16, 1984 | F1 | 6.0 | 2 | 0 |
| May 30, 1980 | F1 | 1.0 | 0 | 0 |
| May 29, 1980 | F2 | 0.5 | 0 | 0 |
| Aug 28, 1979 | F1 | 1.0 | 0 | 0 |
| Feb 23, 1977 | F1 | 0.1 | 1 | 0 |
| Sep 26, 1973 | F2 | 2.0 | 0 | 0 |
| Apr 30, 1967 | F3 | 7.7 | 0 | 0 |
| Aug 28, 1960 | F1 | 1.0 | 0 | 0 |
| Aug 28, 1960 | F1 | 1.0 | 0 | 0 |
| May 10, 1953 | F4 | 26.6 | 3 | 0 |
- Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within Cerro Gordo County: 0.
- Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.
Storm Prediction Center severe weather database, 1950 to 2025.
Hurricanes and tropical storms
No tropical storm or hurricane has tracked within 100 miles since records began in 1851.
Wildfire and smoke
No large wildfire has been mapped here since satellite mapping began in 1984.
Smoke overhead
Smokiest year
2023: 75 days
Heavy smoke on 31 days in 2021, the most of any year.
Last 10 years
29.8 days a year
Medium or heavy smoke, 2016 to 2025.
2025
22 days
Medium or heavy smoke. 46 so far in 2026.
- A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.
NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.
Floods and flood insurance
216 federal flood insurance claims since 1978, with $3.5 million paid.
Most claims in one year
2008: 89 claims
$2.9 million paid.
2nd most
2004: 26 claims
$214,000 paid.
3rd most
1999: 24 claims
$62,000 paid.
Claims by ZIP code
| 50401 | 202 | $3.3 million |
| 50428 | 10 | $161,000 |
Flood events since 1996
- Heavy Rain76
- Flood50
- Flash Flood32
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.
River crests
Most severe crest
June 8, 2008
Winnebago River at Mason City, 18.74 ft
8.74 feet above the 10.0 ft flood stage; major flooding by today’s categories.
Most recent moderate or major crest
June 8, 2008
Winnebago River at Mason City, 18.74 ft
Major flooding.
River gauges
| Winnebago River at Mason City | 10.0 | 18.74 ft | 2 |
- Crests are the highest and the recent crests the National Weather Service lists for each river gauge in the county that has a flood stage, not every flood. Flood categories use each gauge's current flood stages; crests from before levees, dams or channel changes may not be comparable. Crests measured on an old datum are left out of the rankings.
NOAA National Water Prediction Service gauge records, retrieved October 30, 2026.
Drought
In severe drought or worse for 146 of 1,581 months since 1895 (9%); the longest spell lasted 24 months.
146
Months in severe drought or worse since 1895
79
Months in extreme drought
9%
Share of all months, severe or worse
24
Drought reports to the Weather Service since 1996
Lowest reading
June 1934
−7.15, extreme drought
Longest severe spell
24 months
November 1955 to October 1957.
Latest month
September 2026
+0.99, incipient wet spell
Last severe month: March 2024.
- The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.
NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.
Earthquakes
No earthquake of magnitude 2.5 or more is recorded within 50 miles of the county in the USGS catalogue, which begins in 1900.
Severe weather and other events
854 events in the National Weather Service record, 749 of them since 1996.
117
Hail reports, 1 inch or larger
3
Hail, 2 inches or larger
207
Damaging gusts, 58 mph+
105
Winter weather events since 1996
4
Heat events since 1996
38
Cold events since 1996
Largest hail
June 18, 1974
3.00 inches
Strongest measured or estimated gust
June 12, 1994
93 mph
More event types since 1996
| Lightning | 10 | 0 |
Costliest events since 1996
- Aug 1, 2003Drought, Cerro Gordo$12.7 million
National Weather Service narrative
Dry weather settled in over Iowa during the month. The last widespread rain occurred on 09 July. With the increasingly dry conditions became a primary concern as the month progressed. An extended period of heat and humidity from the 15th to 25th saw highs into the 90s to over 100 degrees F. in some locations. By month's end drought indices had worsened to severe to extreme drought across south central Iowa and at least moderate drought over the remainder of the HSA. Waterloo had its driest August on record, Des Moines its 3rd driest and Ottumwa its 8th driest. A cold front brought only a brief respite from the intense heat, as temperatures rebounded into the 90s to near 100…
- Jun 7, 2008Flood$1.0 million
National Weather Service narrative
Heavy rain fell once again across a large part of Iowa, especially across the north and northeast. This rain fell on rivers that were already close to flood stage as they were just beginning to fall after the flooding from earlier in the month. The rainfall of the first week of June set the state for what would become record flooding over a large part of the northeast half of Iowa, even eclipsing the records set just 15 years previous in 1993. Damage became widespread, both to property and infrastructure as well as agriculturally. More details of the record rains will be included with the next event, which occurred just a couple days later.
- Jul 19, 1999Flash Flood$1.0 million
National Weather Service narrative
A nearly stationary frontal boundary was draped across Iowa during the afternoon of the 18th into the night. Thunderstorms erupted in the vicinity of the front as dew point temperatures in the mid 70s to around 80 pooled just south of front. Most of the storms produced heavy rain and gusty winds with very few producing severe weather. Two distinct mesoscale convective systems moved across northern Iowa. The first one produced some wind damage as it moved across. Trees were downed in Kossuth County southeast of Irvington. Another cell ripped shingles from a home in Dumont in Butler County. The main problem was flash flooding over north central Iowa. Near Manly in Worth County. 5.75…
- Aug 23, 2014Flash Flood$500,000
National Weather Service narrative
The roof of a Walmart collapsed form water weight. Water was deep enough to reach the roof on cars with several submerged along Highways 65 and 122. Several roads were impassable in the city until around 0820 CST.
- Dec 23, 2009Ice Storm, Cerro Gordo$500,000
National Weather Service narrative
Part 1 of 2: A major winter storm system affected the central U.S. during Christmas week. There were two upper level systems involved with this storm. The southern stream low dove into the southern U.S. and then turned northeast. The turn was sharper than is typical as the northern stream upper low pushed southeast. The southern stream and polar low interacted with each other, resulting in a Fuji Wara effect. The southern low turned north, then eventually northwest and moved from northern Louisiana into Iowa. This resulted in a considerable amount of warm air being drawn north over Iowa. Cold air remained in place at the surface due to an existing deep snow cover over most of the…
- Jun 8, 2008Flash Flood$500,000
National Weather Service narrative
The levee failed along North Hampshire Avenue in Mason City. A subdivision near the river is flooding.
- Nov 10, 1998High Wind, Cerro Gordo$300,000
National Weather Service narrative
Iowa experienced the worst November storm system since the great storm of 9 and 10 November 1975. During the 9th, low pressure developed over southeast Colorado. The low moved across Kansas during the afternoon and evening of the 9th and deepened to about 990 mb. Warm and moist air was drawn north ahead of the low resulting in widespread across the state. Thunderstorms erupted during the late evening of the 9th, though no severe weather occurred. During the predawn hours of the 10th, a jet streak rotated around the base of the upper level low pressure area. The jet stream, combined with a tropospheric fold, resulted in explosive deepening of the low. As the low moved through…
- Aug 19, 2007Flash Flood$250,000
National Weather Service narrative
Heavy rains caused flooding with 1 to 2 feet of water in the streets. Evacuations were necessary in East Park.
- Jun 23, 1998Thunderstorm Wind$250,000
National Weather Service narrative
Once again, a warm frontal boundary was located to the south of Iowa with very warm and unstable air just to the south of the front. Dew point temperatures were in the low 70s in the warm air. This moisture was drawn north over the frontal boundary, into Iowa. A large mesoscale convective system developed over northwest Iowa and moved east during the evening hours. Initially, the system produced hail over an inch in diameter, but the main severe weather associated with the storms was high winds. Some building damage was reported in Palmer in Pocahontas County. A grain bin was damaged by high winds in Humboldt in Humboldt County. Windows were blown out at a mall department store in…
- Feb 24, 2007Winter Storm, Cerro Gordo$250,000
National Weather Service narrative
A major winter storm affected Iowa through the 24th and 25th of February. A powerful upper low moved onto the west coast during the middle of the week, and advanced east through the Rockies during the end of the week. Strong warm air advection took place over the top of a shallow polar airmass that was in place over Iowa. The east-southeasterly flow at the surface drew cool and dry air into the state from the east, setting the stage for a significant ice storm. The main area of precipitation overspread the state during the early morning hours of the 24th and persisted through much of the 25th. Initially, very warm air aloft meant that the precipitation fell in the form of freezing…
- Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.
NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.
Weather records
From Mason City Municipal Airport, 4.2 miles from the county’s population centre, with records from 1948.
- All-time high
- 104°FJul 7, 1980
- All-time low
- −32°FFeb 2, 1996
- Warmest night
- 79°FJul 10, 1976
- Coldest day
- −20°FDec 23, 1983
- Wettest day
- 6.33 inAug 22, 1954
- Snowiest day
- 12.4 inMar 24, 2018
- Hottest year
- 2012mean 49.9°F
- Coldest year
- 1950mean 41.6°F
- Wettest year
- 201850.01 in
- Driest year
- 195814.79 in
- Snowiest season
- 68.5 in1970-71
Median first snow
November 15
Earliest: October 1, 1999
Median last snow
April 4
Latest: May 3, 2013
0 of 76 winters had no measurable snow.
Station Mason City Municipal Airport (USW00014940), 1,188 ft elevation, 4.2 miles from the population centre. Daily records from 1948 to October 26, 2026; 99.9% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.
NOAA NCEI Global Historical Climatology Network Daily.
Federal disaster declarations
15 since 1953. The most recent: Covid-19 Pandemic, March 23, 2020.
| Mar 23, 2020 | Biological | DR-4483-IA |
| Mar 13, 2020 | Biological | EM-3480-IA |
| Aug 20, 2018 | Severe Storm | DR-4386-IA |
| Oct 31, 2016 | Flood | DR-4289-IA |
| May 27, 2008 | Severe Storm | DR-1763-IA |
| Sep 10, 2005 | Hurricane | EM-3239-IA |
| May 25, 2004 | Severe Storm | DR-1518-IA |
| Jul 22, 1999 | Severe Storm | DR-1282-IA |
| Jul 2, 1998 | Flood | DR-1230-IA |
| Jul 9, 1993 | Flood | DR-996-IA |
| Dec 26, 1991 | Severe Ice Storm | DR-928-IA |
| Sep 6, 1990 | Flood | DR-879-IA |
| Jul 1, 1979 | Tornado | DR-590-IA |
| Aug 14, 1969 | Flood | DR-269-IA |
| Apr 22, 1965 | Flood | DR-193-IA |
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.
How this compares
Where Cerro Gordo County stands among 99 counties in Iowa and 3,143 in the United States.
| Tornadoes since 1950 | 40 | 33 / 99 |
| Tornadoes rated F3/EF3 or stronger | 2 | 59 / 99 |
| Tropical cyclones within 50 mi | 0 | — |
| Hurricane-strength passes within 50 mi | 0 | — |
| Wildfire acres since 1984 | 0 | — |
| Flood insurance claims | 216 | 17 / 99 |
| Flood insurance paid | $3.5 million | 21 / 99 |
| Disaster declarations | 15 | 87 / 99 |
| Flood events since 1996 | 158 | 16 / 99 |
| Hail and wind events since 1996 | 383 | 20 / 99 |
| Winter storm events since 1996 | 105 | 36 / 99 |
| Reported damage since 1996 | $27.5 million | 48 / 99 |
| River crests at major flood stage | 2 | 45 / 99 |
| High tide flooding days a year, last 10 years | 0.0 | — |
| Months in severe drought since 1895 | 146 | 69 / 99 |
| Medium or heavy smoke days a year, last 10 years | 29.8 | 6 / 99 |
| Earthquakes M4+ within 50 mi since 1900 | 0 | — |
| Earthquakes M2.5+ in the county since 1973 | 0 | — |
Neighbouring counties
| Butler County | 30 | 0 |
| Floyd County | 27 | 0 |
| Franklin County | 29 | 0 |
| Hancock County | 29 | 0 |
| Mitchell County | 20 | 0 |
| Winnebago County | 26 | 0 |
| Worth County | 25 | 0 |
| Wright County | 40 | 0 |
Sources and vintage
Every number on this page comes from these public records.
- Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
- Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
- Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
- Storm events NOAA NCEI Storm Events Database, through 2026.
- Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
- Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
- Weather records NOAA NCEI Global Historical Climatology Network Daily, station USW00014940.
- River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
- Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
- Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
- Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.
Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.