Montgomery County
Population 28,822 (2025) 197 sq mi
Property owners in Montgomery County have filed 75 federal flood insurance claims since 1978, 46th most of 120 counties in Kentucky.
Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed
- Tornado damage paths since 19503
- Tropical cyclone tracks within 100 miles since 1851, wider where stronger3
At a glance
The record for Montgomery County in eight numbers. Each links to its section below.
Tornadoes since 1950
3
100th of 120 in Kentucky
Fewer than the typical Kentucky county, which has had 10
DetailsTropical cyclones within 50 mi
3
6th of 120 in Kentucky
None at hurricane strength since 1851
DetailsStrongest tornado
F3
April 3, 1974, 4.9 mile path
Strongest tropical cyclone
TS
Tropical storm (unnamed), 1888, 17.9 miles away
Tornadoes
About one every 25 years since 1950, one of them rated F3/EF3 or stronger.
Strongest
April 3, 1974
F3, 4.9 mile path
10 yards wide.
Most recent
Thursday, June 30, 1977
F1, 0.2 mile path
49 years ago.
Every recorded tornado
| Jun 30, 1977 | F1 | 0.2 | 6 | 0 |
| Apr 3, 1974 | F3 | 4.9 | 2 | 0 |
| Jul 13, 1956 | F1 | 0.1 | 0 | 0 |
- Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within Montgomery County: 0.
- Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.
Storm Prediction Center severe weather database, 1950 to 2025.
Hurricanes and tropical storms
3 passed within 50 miles since 1851; none at hurricane strength.
Strongest within 50 miles
August 21, 1888
Unnamed storm, Tropical storm
17.9 miles at closest approach, winds near 52 mph.
Most recent
September 27, 2024
Helene, Remnant low
91.9 miles at closest approach.
Every storm within 100 miles
- Tropical storms and hurricanes (34 kt or more, still tropical) at closest approach. Post-tropical remnants with gale-force winds are listed but not counted. Direct: track within 50 miles; near: within 100 miles. Distance is measured to the county boundary for counties and to the city centre for cities, using positions interpolated hourly between HURDAT2 fixes.
National Hurricane Center HURDAT2, 1851 to 2025.
Wildfire and smoke
No large wildfire has been mapped here since satellite mapping began in 1984.
Smoke overhead
Smokiest year
2023: 52 days
Heavy smoke on 10 days in 2023, the most of any year.
Last 10 years
14.0 days a year
Medium or heavy smoke, 2016 to 2025.
2025
10 days
Medium or heavy smoke. 32 so far in 2026.
- A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.
NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.
Floods and flood insurance
75 federal flood insurance claims since 1989, with $1.9 million paid.
Most claims in one year
2018: 12 claims
$285,000 paid.
2nd most
2010: 11 claims
$607,000 paid.
3rd most
2006: 9 claims
$221,000 paid.
Claims by ZIP code
| 40353 | 67 | $1.8 million |
| 40337 | 7 | $88,000 |
Flood events since 1996
- Flash Flood51
- Flood26
- Heavy Rain3
1 death recorded in flood events since 1996.
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.
Drought
In severe drought or worse for 119 of 1,581 months since 1895 (8%); the longest spell lasted 18 months.
119
Months in severe drought or worse since 1895
56
Months in extreme drought
8%
Share of all months, severe or worse
2
Drought reports to the Weather Service since 1996
Lowest reading
January 1931
−7.52, extreme drought
Longest severe spell
18 months
June 1930 to November 1931.
Latest month
September 2026
−1.02, mild drought
Last severe month: July 2006.
- The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.
NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.
Earthquakes and landslides
3 earthquakes of magnitude 4 or more within 50 miles since 1900; the largest was magnitude 5.0 in 1980.
2
Magnitude 2.5+ inside the county since 1973
10
Magnitude 3+ within 50 miles since 1973
3
Magnitude 4+ within 50 miles since 1900
1
Magnitude 5+ within 50 miles since 1900
Largest within 50 miles
July 27, 1980
2 km SW of Sharpsburg, Kentucky; 1.5 miles away, 6.2 miles deep.
Most recent, magnitude 3 or more
December 28, 2025
Magnitude 3.1
11 km ENE of Lancaster, Kentucky; 32.6 miles away.
Every earthquake of magnitude 4 or more within 50 miles
| Sep 6, 1988 | 4.4 | Inside |
| Sep 6, 1988 | 4.6 | 2.6 |
| Jul 27, 1980 | 5.0 | 1.5 |
- Earthquakes of magnitude 2.5 or more in the USGS Comprehensive Catalog since 1900. Within 50 miles means the epicentre lies within 50 miles of the county boundary (or inside the county).
- Small earthquakes were under-recorded before the modern seismic networks of the 1970s and are still missed in remote areas, so early decades read low. Magnitudes are as the catalogue reports them and mix scales (moment, local and body-wave).
USGS ANSS Comprehensive Earthquake Catalog, 1900 to present, retrieved October 30, 2026.
Mapped landslides
43
Landslides mapped, probable or better
0
With a recorded date
1
Source inventory
Mapped by KY GS (43).
- Landslides mapped in the USGS compilation of landslide inventories across the United States (version 3.0, 2025), rated probable or better. The compilation joins inventories made by federal and state agencies for different purposes and areas, so the number mapped in a county reflects how closely it has been surveyed as much as how often its slopes fail. An area with few records may simply not have been mapped. Deaths are as recorded in the inventories; a slide listed in two inventories is counted once.
USGS Landslide Inventories across the United States, version 3.0, retrieved October 27, 2026.
Severe weather and other events
431 events in the National Weather Service record, 406 of them since 1996.
22
Hail reports, 1 inch or larger
2
Hail, 2 inches or larger
166
Damaging gusts, 58 mph+
65
Winter weather events since 1996
7
Heat events since 1996
12
Cold events since 1996
Largest hail
March 2, 2012
2.75 inches
Strongest measured or estimated gust
April 11, 2013
96 mph
More event types since 1996
| Lightning | 1 | 0 |
| Dense fog and smoke | 1 | 0 |
Costliest events since 1996
- May 31, 2004Flood, Montgomery$2.0 million
National Weather Service narrative
On the afternoon of May 30th, a warm front was draped across eastern Kentucky. With extremely moist and unstable air, this boundary helped spark the beginning of a most unusual event for eastern Kentucky, and for that matter, for the country. Countless supercell thunderstorms developed along this boundary for hours on end, causing widespread tree damage and damage to structures. Flash flooding was also occurring with these storms which contained torrential rain. Unfortunately for eastern Kentucky, this was not the end to the severe weather or the flooding. Later in the night, mostly in the early hours of May 31st, a potent cold front burst through, bringing destruction to most if…
- Sep 9, 2018Flood$750,000
National Weather Service narrative
Flooding occurred throughout and around Mount Sterling. Four water rescues were performed and an estimated 30-50 homes were inundated by flood waters along with 20 businesses.
- Sep 27, 2024High Wind, Montgomery$250,000
National Weather Service narrative
Two weather stations, a personal weather station 1 miles northwest of Ewington and the AWOS at the Mount Sterling Airport, reported peak wind gusts of 52 mph at 1204 PM EST and 48 mph at 1215PM EST, respectively. In spite of these gusts not attaining warning criteria, widespread wind damage was reported by NWS employees around the county. At 1030 AM EST, an NWS employee reported a tree blown down onto and blocking High Street one block east of the courthouse. At least 2 trees were blown down along US-460 near Camargo and multiple trees were blown down onto KY-646 at the intersection with KY-213, blocking the highway and involving the power lines. Another large hardwood,…
- Mar 1, 1997Flash Flood$230,000
National Weather Service narrative
Numerous roads were flooded and some people had to be evacuated.
- Apr 11, 2013Thunderstorm Wind$100,000
National Weather Service narrative
A storm damage survey team from the National Weather Service office in Jackson, KY confirmed that damage that occurred on Ficklin Road between Camargo and Jeffersonville bewteen 658 and 705 pm EDT on Thursday April 11, was caused by straight line winds. Winds were estimated to have peaked between 85 and 95 mph. The straight line winds spread debris out across an area approximately 660 yards in length and about 720 yards wide. Several homes and barns sustained significant wind damage, with multiple trees being felled as well. Two barns, a small single structure and a few tress also sustained damage from the winds on Camargo Levee Road at around 658 pm EDT. The debris field left on…
- Feb 11, 2009Thunderstorm Wind$100,000
National Weather Service narrative
Widespread damage was reported by the Montgomery County emergency management.
- Sep 14, 2008Strong Wind, Montgomery$100,000
National Weather Service narrative
Numerous trees and power lines were blown down county wide. A power outage occurred from Camargo to portions of Mt. Sterling. Numerous tree limbs were also blown down.
- Jun 23, 2011Thunderstorm Wind$50,000
National Weather Service narrative
A tree was blown down and onto Maysville Rd. Traffic was blocked until around 630pm that evening as crews worked to clear the tree from the road. The tree also took down several power lines as it fell, causing power outages for a few hundred customers in the area. Wind damage also occurred at the nearby Judy Drive-In. A barn on Maysville Rd destroyed and another barn near the Somerset Christian Church was damaged by thunderstorm winds.
- May 11, 2008Thunderstorm Wind$50,000
National Weather Service narrative
Numerous trees were blown down county wide, blocking roads. Worst hit area was between Mount Sterling and Jefferson. Camargo was also hit hard.
- Jan 29, 2008Thunderstorm Wind$50,000
National Weather Service narrative
Trees and power lines blown down all across the county by wind gusts estimated at 63 mph.
- Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.
NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.
Weather records
From Cave Run Lake, 21.8 miles from the county’s population centre, with records from 1904.
- All-time high
- 106°FAug 19, 1936
- All-time low
- −28°FJan 28, 1963
- Warmest night
- 87°FJul 29, 1930
- Coldest day
- −8°FJan 21, 1985
- Wettest day
- 6.85 inMay 3, 2010
- Snowiest day
- 12.0 in3 times, most recently Jan 23, 2016
- Hottest year
- 2024mean 58.4°F
- Coldest year
- 1978mean 52.0°F
- Wettest year
- 201874.48 in
- Driest year
- 194133.01 in
- Snowiest season
- 45.9 in1959-60
Median first snow
December 8
Earliest: October 30, 2012
Median last snow
March 4
Latest: April 21, 2021
3 of 77 winters had no measurable snow.
Station Cave Run Lake (USC00152791), 840 ft elevation, 21.8 miles from the population centre. Daily records from 1904 to October 27, 2026; 98.5% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.
NOAA NCEI Global Historical Climatology Network Daily.
Federal disaster declarations
24 since 1953. The most recent: Severe Winter Storm, January 24, 2026.
| Jan 24, 2026 | Winter Storm | EM-3633-KY |
| Apr 3, 2025 | Severe Storm | EM-3626-KY |
| Feb 16, 2025 | Severe Storm | EM-3624-KY |
| Nov 26, 2024 | Tropical Storm | DR-4848-KY |
| Mar 31, 2021 | Severe Ice Storm | DR-4592-KY |
| Mar 28, 2020 | Biological | DR-4497-KY |
| Mar 13, 2020 | Biological | EM-3469-KY |
| Aug 12, 2015 | Severe Storm | DR-4239-KY |
| Mar 6, 2012 | Severe Storm | DR-4057-KY |
| May 11, 2010 | Severe Storm | DR-1912-KY |
| Feb 5, 2009 | Severe Ice Storm | DR-1818-KY |
| Jan 28, 2009 | Severe Ice Storm | EM-3302-KY |
| Sep 10, 2005 | Hurricane | EM-3231-KY |
| Jun 10, 2004 | Severe Storm | DR-1523-KY |
| Jul 2, 2003 | Severe Storm | DR-1475-KY |
| Apr 4, 2002 | Severe Storm | DR-1407-KY |
| Mar 3, 1998 | Severe Storm | DR-1207-KY |
| Mar 4, 1997 | Severe Storm | DR-1163-KY |
| Jan 13, 1996 | Snowstorm | DR-1089-KY |
| Jun 13, 1995 | Tornado | DR-1055-KY |
| Mar 16, 1994 | Snowstorm | DR-1018-KY |
| Mar 16, 1993 | Snowstorm | EM-3104-KY |
| Feb 24, 1989 | Flood | DR-821-KY |
| Apr 4, 1974 | Tornado | DR-420-KY |
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.
How this compares
Where Montgomery County stands among 120 counties in Kentucky and 3,143 in the United States.
| Tornadoes since 1950 | 3 | 100 / 120 |
| Tornadoes rated F3/EF3 or stronger | 1 | 55 / 120 |
| Tropical cyclones within 50 mi | 3 | 6 / 120 |
| Hurricane-strength passes within 50 mi | 0 | — |
| Wildfire acres since 1984 | 0 | — |
| Flood insurance claims | 75 | 46 / 120 |
| Flood insurance paid | $1.9 million | 42 / 120 |
| Disaster declarations | 24 | 77 / 120 |
| Flood events since 1996 | 80 | 44 / 120 |
| Hail and wind events since 1996 | 234 | 39 / 120 |
| Winter storm events since 1996 | 65 | 59 / 120 |
| Reported damage since 1996 | $4.4 million | 77 / 120 |
| River crests at major flood stage | 0 | — |
| High tide flooding days a year, last 10 years | 0.0 | — |
| Months in severe drought since 1895 | 119 | 77 / 120 |
| Medium or heavy smoke days a year, last 10 years | 14.0 | 76 / 120 |
| Earthquakes M4+ within 50 mi since 1900 | 3 | 50 / 120 |
| Earthquakes M2.5+ in the county since 1973 | 2 | 17 / 120 |
Neighbouring counties
| Bath County | 10 | 3 |
| Bourbon County | 5 | 3 |
| Clark County | 7 | 3 |
| Menifee County | 6 | 3 |
| Nicholas County | 2 | 3 |
| Powell County | 7 | 3 |
Sources and vintage
Every number on this page comes from these public records.
- Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
- Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
- Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
- Storm events NOAA NCEI Storm Events Database, through 2026.
- Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
- Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
- Weather records NOAA NCEI Global Historical Climatology Network Daily, station USC00152791.
- River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
- Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
- Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
- Landslides USGS Landslide Inventories across the United States, version 3.0 (2025).
- Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.
Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.