Clay County
Population 7,821 (2025) 237 sq mi
Property owners in Clay County have filed 24 federal flood insurance claims since 1978, 63rd most of 95 counties in Tennessee.
Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed
- Tornado damage paths since 19503
- Tropical cyclone tracks within 100 miles since 1851, wider where stronger5
At a glance
The record for Clay County in eight numbers. Each links to its section below.
Tornadoes since 1950
3
85th of 95 in Tennessee
Fewer than the typical Tennessee county, which has had 16
DetailsTropical cyclones within 50 mi
3
25th of 95 in Tennessee
None at hurricane strength since 1851
DetailsStrongest tornado
EF1
December 11, 2021, 11.2 mile path
Strongest tropical cyclone
TS
Tropical storm (unnamed), 1892, 2.0 miles away
Tornadoes
About one every 25 years since 1950, none rated F3/EF3 or stronger.
Strongest
December 11, 2021
EF1, 11.2 mile path
75 yards wide.
Most recent
Saturday, December 9, 2023
EF1, 2.9 mile path
3 years ago.
Every recorded tornado
| Dec 9, 2023 | EF1 | 2.9 | 0 | 0 |
| Dec 11, 2021 | EF1 | 11.2 | 0 | 0 |
| Jul 13, 2015 | EF0 | 0.8 | 0 | 0 |
- Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within Clay County: 0.
- Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.
Storm Prediction Center severe weather database, 1950 to 2025.
Hurricanes and tropical storms
3 passed within 50 miles since 1851; none at hurricane strength.
Strongest within 50 miles
September 13, 1892
Unnamed storm, Tropical storm
2.0 miles at closest approach, winds near 45 mph.
Most recent
September 27, 2024
Helene, Remnant low
24.0 miles at closest approach.
Every storm within 100 miles
- Tropical storms and hurricanes (34 kt or more, still tropical) at closest approach. Post-tropical remnants with gale-force winds are listed but not counted. Direct: track within 50 miles; near: within 100 miles. Distance is measured to the county boundary for counties and to the city centre for cities, using positions interpolated hourly between HURDAT2 fixes.
National Hurricane Center HURDAT2, 1851 to 2025.
Wildfire and smoke
No large wildfire has been mapped here since satellite mapping began in 1984.
Smoke overhead
Smokiest year
2023: 54 days
Heavy smoke on 5 days in 2023, the most of any year.
Last 10 years
13.1 days a year
Medium or heavy smoke, 2016 to 2025.
2025
10 days
Medium or heavy smoke. 30 so far in 2026.
- A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.
NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.
Floods and flood insurance
24 federal flood insurance claims since 2010, with $436,000 paid.
Most claims in one year
2010: 13 claims
$297,000 paid.
Claims by ZIP code
| 38551 | 23 | $415,000 |
Flood events since 1996
- Flash Flood21
- Flood4
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.
River crests
Most severe crest
March 1, 1826
Cumberland River at Celina, 59.20 ft
19.20 feet above the 40.0 ft flood stage; major flooding by today’s categories.
Most recent moderate or major crest
February 5, 1950
Cumberland River at Celina, 52.46 ft
Major flooding.
River gauges
| Cumberland River at Celina | 40.0 | 59.20 ft | 10 |
- Crests are the highest and the recent crests the National Weather Service lists for each river gauge in the county that has a flood stage, not every flood. Flood categories use each gauge's current flood stages; crests from before levees, dams or channel changes may not be comparable. Crests measured on an old datum are left out of the rankings.
NOAA National Water Prediction Service gauge records, retrieved October 30, 2026.
Drought
In severe drought or worse for 141 of 1,581 months since 1895 (9%); the longest spell lasted 18 months.
141
Months in severe drought or worse since 1895
39
Months in extreme drought
9%
Share of all months, severe or worse
20
Drought reports to the Weather Service since 1996
Lowest reading
January 1931
−5.21, extreme drought
Longest severe spell
18 months
June 1930 to November 1931.
Latest month
September 2026
−2.62, moderate drought
Last severe month: April 2026.
- The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.
NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.
Earthquakes
5 earthquakes of magnitude 2.5 or more within 50 miles since 1975; none reached magnitude 4.
0
Magnitude 2.5+ inside the county since 1973
1
Magnitude 3+ within 50 miles since 1973
0
Magnitude 4+ within 50 miles since 1900
0
Magnitude 5+ within 50 miles since 1900
Largest within 50 miles
June 19, 2007
Magnitude 3.5
10 km ENE of Spencer, Tennessee; 42.8 miles away, 0.7 miles deep.
Most recent, magnitude 3 or more
June 19, 2007
Magnitude 3.5
10 km ENE of Spencer, Tennessee; 42.8 miles away.
- Earthquakes of magnitude 2.5 or more in the USGS Comprehensive Catalog since 1900. Within 50 miles means the epicentre lies within 50 miles of the county boundary (or inside the county).
- Small earthquakes were under-recorded before the modern seismic networks of the 1970s and are still missed in remote areas, so early decades read low. Magnitudes are as the catalogue reports them and mix scales (moment, local and body-wave).
USGS ANSS Comprehensive Earthquake Catalog, 1900 to present, retrieved October 30, 2026.
Severe weather and other events
270 events in the National Weather Service record, 258 of them since 1996.
21
Hail reports, 1 inch or larger
1
Hail, 2 inches or larger
108
Damaging gusts, 58 mph+
58
Winter weather events since 1996
0
Heat events since 1996
1
Cold events since 1996
Largest hail
May 17, 2002
2.00 inches
Strongest measured or estimated gust
January 11, 2020
85 mph
More event types since 1996
| Lightning | 4 | 0 |
Costliest events since 1996
- Jul 2, 2015Flash Flood$500,000
National Weather Service narrative
Major flash flooding affected Clay County from the evening hours on July 2 into the morning hours on July 3. Numerous roads throughout the county were flooded and closed, including many in Celina such as Mitchell Street and others in Arcot. Several water rescues were also performed by emergency personnel, including one on Arcot Road. Homes and businesses were also flooded, mainly in and around Celina. A trailer home on Knob Creek Road was swept off its foundation and washed downstream in Knob Creek around 3 miles west of Celina. A CoCoRaHS observer 0.3 miles NNE of Celina measured 5.32 inches of rain over the 24 hour period ending at 8am on July 3.
- Dec 11, 2021Tornado$500,000
National Weather Service narrative
This EF-1 tornado touched down in Hermitage Springs just south of Highway 52 where it uprooted trees. Moving along and just north of Highway 52, the tornado continued to blow down trees and causing shingle damage to multiple homes. The worst damage occurred along Old Clementsville Road where four large agricultural buildings were destroyed. The tornado continued northeast, damaging the roof of a home on Clementsville Road. Scattered tree damage was noted as the path continued into Monroe County, Kentucky, where it caused EF-0 damage to a barn and trees along Beech Groves Boles Road. The tornado continued to weaken as it moved northeast damaging a few trees before lifting near…
- Mar 28, 2021Flash Flood$239,000
National Weather Service narrative
Numerous roads were flooded across Clay County, including Wet Mill Creek Road, Pitcock Lane, Kyle Street at West Lake Avenue, Williamson Street, Poor House Road, Free Hill River Road, Arcott Road, Turkey Creek Road, New Hope Road, Finus Cherry Road, Trace Creek Road, Leonard Road, Luther Pedigo Road, and Mack Bean Road.
- May 3, 2020Thunderstorm Wind$124,000
National Weather Service narrative
Numerous trees and power lines were blown down across Clay County.
- Feb 20, 2015Winter Storm, Clay$100,000
National Weather Service narrative
Snow and sleet accumulations up to 1.0 fell during the late afternoon on February 20, followed by freezing rain with ice accumulations ranging from 0.25 to 0.75 from the evening on February 20 into the early morning hours on February 21. A CoCoRaHS observer measured 1.0 of snow 6.7 miles NNE of Red Boiling Springs, with an unknown amount of sleet and ice. Several trees and power lines were knocked down. Clay County was declared a Presidential disaster area on April 2, 2015.
- Mar 3, 2023High Wind, Clay$72,000
National Weather Service narrative
Several hours of non-thunderstorm high winds led to numerous reports of damage across Clay County, including downed trees and limbs, downed powerlines, and roof damage. Damages are estimated.
- Apr 4, 2011Thunderstorm Wind$50,000
National Weather Service narrative
Trees and power lines were blown down in Celina and across much of Clay County. Roofs were blown off and other structures were damaged across the county also. Specific details concerning these roofs and structures damaged across the county were unknown.
- Dec 9, 2023Tornado$50,000
National Weather Service narrative
A brief EF-1 tornado touched down just south of the Kentucky border in Clay County where it blew down a few trees on Barber Shop Road. The tornado intensified to an EF-1 as it moved northeast into Kentucky.
- Jun 25, 2023Thunderstorm Wind$50,000
National Weather Service narrative
Severe thunderstorm winds downed several trees and power lines across Clay County with power outages also reported, especially in the Hermitage Springs area. Damages are a rough estimate.
- Jan 30, 2013Thunderstorm Wind$50,000
National Weather Service narrative
State Highway 53 near mile marker 3 was closed due to trees down across the road. Trees and power lines were also downed across the following roads across the county: Union Hill, Mosey Purcel, Bakerton Pea Ridge, Firetower, Mccormick Ridge, and Commerce Street. Other trees and power lines were downed elsewhere in the county with damage to barn roofs and silos.
- Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.
NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.
Weather records
From Carthage, 30 miles from the county’s population centre, with records from 1890.
- All-time high
- 111°FAug 8, 1930
- All-time low
- −17°FJan 21, 1985
- Warmest night
- 88°FJul 26, 1893
- Coldest day
- −1°F2 times, most recently Feb 13, 1899
- Wettest day
- 8.35 inAug 3, 1893
- Snowiest day
- 15.0 inFeb 25, 1894
- Hottest year
- 1933mean 63.3°F
- Coldest year
- 1969mean 56.0°F
- Wettest year
- 199869.10 in
- Driest year
- 200729.82 in
- Snowiest season
- 20.5 in1966-67
Median first snow
January 6
Earliest: November 1, 1954
Median last snow
February 9
Latest: April 3, 1951
11 of 60 winters had no measurable snow.
Station Carthage (USC00401480), 515 ft elevation, 30.0 miles from the population centre. Daily records from 1890 to October 21, 2026; 97.2% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.
NOAA NCEI Global Historical Climatology Network Daily.
Federal disaster declarations
22 since 1953. The most recent: Severe Winter Storm, February 6, 2026.
| Feb 6, 2026 | Winter Storm | DR-4898-TN |
| Jan 24, 2026 | Winter Storm | EM-3635-TN |
| Apr 2, 2025 | Severe Storm | EM-3625-TN |
| May 17, 2023 | Severe Storm | DR-4712-TN |
| May 8, 2021 | Tornado | DR-4601-TN |
| Apr 2, 2020 | Biological | DR-4514-TN |
| Mar 13, 2020 | Biological | EM-3473-TN |
| Apr 17, 2019 | Flood | DR-4427-TN |
| Apr 2, 2015 | Severe Ice Storm | DR-4211-TN |
| Sep 15, 2010 | Severe Storm | DR-1937-TN |
| May 4, 2010 | Severe Storm | DR-1909-TN |
| Aug 21, 2009 | Severe Storm | DR-1856-TN |
| Sep 5, 2005 | Hurricane | EM-3217-TN |
| Oct 7, 2004 | Severe Storm | DR-1568-TN |
| Apr 5, 2002 | Severe Storm | DR-1408-TN |
| Jan 13, 1998 | Severe Storm | DR-1197-TN |
| Mar 7, 1997 | Tornado | DR-1167-TN |
| Feb 28, 1994 | Severe Storm | DR-1010-TN |
| Mar 14, 1993 | Snowstorm | EM-3095-TN |
| Mar 22, 1975 | Flood | DR-459-TN |
| Apr 4, 1974 | Tornado | DR-424-TN |
| Jul 11, 1969 | Flood | DR-263-TN |
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.
How this compares
Where Clay County stands among 95 counties in Tennessee and 3,143 in the United States.
| Tornadoes since 1950 | 3 | 85 / 95 |
| Tornadoes rated F3/EF3 or stronger | 0 | — |
| Tropical cyclones within 50 mi | 3 | 25 / 95 |
| Hurricane-strength passes within 50 mi | 0 | — |
| Wildfire acres since 1984 | 0 | — |
| Flood insurance claims | 24 | 63 / 95 |
| Flood insurance paid | $436,000 | 61 / 95 |
| Disaster declarations | 22 | 35 / 95 |
| Flood events since 1996 | 25 | 79 / 95 |
| Hail and wind events since 1996 | 151 | 79 / 95 |
| Winter storm events since 1996 | 58 | 50 / 95 |
| Reported damage since 1996 | $2.4 million | 90 / 95 |
| River crests at major flood stage | 10 | 9 / 95 |
| High tide flooding days a year, last 10 years | 0.0 | — |
| Months in severe drought since 1895 | 141 | 3 / 95 |
| Medium or heavy smoke days a year, last 10 years | 13.1 | 29 / 95 |
| Earthquakes M4+ within 50 mi since 1900 | 0 | — |
| Earthquakes M2.5+ in the county since 1973 | 0 | — |
Neighbouring counties
| Clinton County KY | 17 | 2 |
| Cumberland County KY | 12 | 3 |
| Jackson County | 11 | 3 |
| Macon County | 13 | 4 |
| Monroe County KY | 13 | 3 |
| Overton County | 16 | 3 |
| Pickett County | 7 | 3 |
Sources and vintage
Every number on this page comes from these public records.
- Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
- Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
- Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
- Storm events NOAA NCEI Storm Events Database, through 2026.
- Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
- Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
- Weather records NOAA NCEI Global Historical Climatology Network Daily, station USC00401480.
- River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
- Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
- Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
- Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.
Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.