Rowan County
Population 24,476 (2025) 280 sq mi
Property owners in Rowan County have filed 293 federal flood insurance claims since 1978, 24th most of 120 counties in Kentucky.
Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed
- Tornado damage paths since 19502
- Tropical cyclone tracks within 100 miles since 1851, wider where stronger4
- Major flood years since 19784
At a glance
The record for Rowan County in eight numbers. Each links to its section below.
Tropical cyclones within 50 mi
3
6th of 120 in Kentucky
None at hurricane strength since 1851
DetailsTornadoes since 1950
2
109th of 120 in Kentucky
Fewer than the typical Kentucky county, which has had 10
DetailsStrongest tornado
F2
May 18, 1995, 2.0 mile path
Strongest tropical cyclone
TS
Tropical storm (unnamed), 1888, 15.6 miles away
Tornadoes
About one every 38 years since 1950, none rated F3/EF3 or stronger.
Strongest
May 18, 1995
F2, 2.0 mile path
200 yards wide.
Most recent
Thursday, May 18, 1995
F2, 2.0 mile path
31 years ago.
Every recorded tornado
| May 18, 1995 | F2 | 2.0 | 0 | 0 |
| May 28, 1990 | F1 | 0.5 | 0 | 0 |
- Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within Rowan County: 0.
- Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.
Storm Prediction Center severe weather database, 1950 to 2025.
Hurricanes and tropical storms
3 passed within 50 miles since 1851; none at hurricane strength.
Strongest within 50 miles
August 21, 1888
Unnamed storm, Tropical storm
15.6 miles at closest approach, winds near 52 mph.
Most recent
October 5, 1995
Opal, Post-tropical
8.6 miles at closest approach.
Every storm within 100 miles
- Tropical storms and hurricanes (34 kt or more, still tropical) at closest approach. Post-tropical remnants with gale-force winds are listed but not counted. Direct: track within 50 miles; near: within 100 miles. Distance is measured to the county boundary for counties and to the city centre for cities, using positions interpolated hourly between HURDAT2 fixes.
National Hurricane Center HURDAT2, 1851 to 2025.
Wildfire and smoke
No large wildfire has been mapped here since satellite mapping began in 1984.
Smoke overhead
Smokiest year
2023: 51 days
Heavy smoke on 11 days in 2023, the most of any year.
Last 10 years
13.3 days a year
Medium or heavy smoke, 2016 to 2025.
2025
10 days
Medium or heavy smoke. 33 so far in 2026.
- A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.
NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.
Floods and flood insurance
293 federal flood insurance claims since 1978, with $5.2 million paid.
Most claims in one year
2010: 106 claims
$2.5 million paid.
2nd most
2015: 57 claims
$1.4 million paid.
3rd most
2002: 41 claims
$276,000 paid.
Claims by ZIP code
| 40351 | 271 | $4.8 million |
| 40313 | 14 | $213,000 |
| 40319 | 7 | $28,000 |
Flood events since 1996
- Flash Flood48
- Flood20
- Heavy Rain5
2 deaths recorded in flood events since 1996.
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.
Drought
In severe drought or worse for 85 of 1,581 months since 1895 (5%); the longest spell lasted 15 months.
85
Months in severe drought or worse since 1895
31
Months in extreme drought
5%
Share of all months, severe or worse
2
Drought reports to the Weather Service since 1996
Lowest reading
January 1931
−6.15, extreme drought
Longest severe spell
15 months
September 1953 to November 1954.
Latest month
September 2026
−1.14, mild drought
Last severe month: September 2007.
- The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.
NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.
Earthquakes and landslides
4 earthquakes of magnitude 4 or more within 50 miles since 1900; the largest was magnitude 5.0 in 1980.
0
Magnitude 2.5+ inside the county since 1973
12
Magnitude 3+ within 50 miles since 1973
4
Magnitude 4+ within 50 miles since 1900
1
Magnitude 5+ within 50 miles since 1900
Largest within 50 miles
July 27, 1980
2 km SW of Sharpsburg, Kentucky; 17.1 miles away, 6.2 miles deep.
Most recent, magnitude 3 or more
December 16, 2024
Magnitude 3.1
1 km NW of Chesapeake, Ohio; 43.9 miles away.
Every earthquake of magnitude 4 or more within 50 miles
| Sep 6, 1988 | 4.4 | 13.8 |
| Sep 6, 1988 | 4.6 | 11.3 |
| Jul 27, 1980 | 5.0 | 17.1 |
| May 17, 1901 | 4.2 | 33.1 |
- Earthquakes of magnitude 2.5 or more in the USGS Comprehensive Catalog since 1900. Within 50 miles means the epicentre lies within 50 miles of the county boundary (or inside the county).
- Small earthquakes were under-recorded before the modern seismic networks of the 1970s and are still missed in remote areas, so early decades read low. Magnitudes are as the catalogue reports them and mix scales (moment, local and body-wave).
USGS ANSS Comprehensive Earthquake Catalog, 1900 to present, retrieved October 30, 2026.
Mapped landslides
30
Landslides mapped, probable or better
14
With a recorded date
2
Source inventories
Mapped by KY GS (26), NASA (4).
- Landslides mapped in the USGS compilation of landslide inventories across the United States (version 3.0, 2025), rated probable or better. The compilation joins inventories made by federal and state agencies for different purposes and areas, so the number mapped in a county reflects how closely it has been surveyed as much as how often its slopes fail. An area with few records may simply not have been mapped. Deaths are as recorded in the inventories; a slide listed in two inventories is counted once.
USGS Landslide Inventories across the United States, version 3.0, retrieved October 27, 2026.
Severe weather and other events
429 events in the National Weather Service record, 415 of them since 1996.
17
Hail reports, 1 inch or larger
1
Hail, 2 inches or larger
136
Damaging gusts, 58 mph+
94
Winter weather events since 1996
8
Heat events since 1996
14
Cold events since 1996
Largest hail
May 16, 2025
2.00 inches
Strongest measured or estimated gust
July 14, 2015
90 mph
More event types since 1996
| Lightning | 2 | 1 |
| Dense fog and smoke | 3 | 1 |
Costliest events since 1996
- Mar 1, 1997Flash Flood$350,000
National Weather Service narrative
Roads were flooded and some people had to be evacuated.
- Feb 18, 2000Flash Flood$350,000
National Weather Service narrative
Training effects from thunderstorms brought several hours of very heavy rains to the county. A home was severly damaged by a mud and rock slide. A furniture store had extensive damage due to flooding on Triplett Creek. Several roads received damage due to flooding across the county as well.
- Sep 9, 2018Flood$200,000
National Weather Service narrative
Several vehicles were submerged in water in Morehead, including police cruisers. Several roads were closed due to water covering them from overflowing creeks and streams. Additionally, a nine year old boy was swept into a culvert by flood waters near Morehead. His body was found a week later in the Triplett Creek area.
- Jul 13, 2015Flash Flood$160,000
National Weather Service narrative
Severe flash flooding occurred on Hayes Branch of Triplett Creek in Rowan County along US 60E northeast of Morehead where a CoCoRaHS observer measured 2.02 of rain in 30 minutes. This caused extensive flooding of around 150 residences. Swift water rescues were performed to rescue two individuals from their vehicle which stalled in flood waters on US 60E.
- Feb 2, 2019Freezing Fog, Rowan$80,000
National Weather Service narrative
Dense fog formed during the overnight hours into the morning of February 2. In addition to limited visibilities, sub-freezing temperatures allowed for lingering moisture to freeze. This became an issue on Interstate 64 between mile marker 117 in Bath County and the Rowan/Carter County line. Multiple vehicles, including one carrying hazardous material, were involved in crashes.
- Jul 23, 2017Flood$75,000
National Weather Service narrative
Law enforcement reported the continuation of numerous water rescues and stranded motorists as heavy rains came to an end. Water also continued to infiltrate homes prior to the flood waters receding later in the night.
- Sep 17, 2004Flood, Rowan$75,000
National Weather Service narrative
Water reported over Highway 60 West at Cincinnati Branch.
- Aug 11, 2003Flash Flood$50,000
National Weather Service narrative
Numerous homes were inundated with water in Coppers Hollow and a nearby road was impassable due to high water.
- Jun 22, 1996Flash Flood$50,000
National Weather Service narrative
Water covered numerous roads from 15 miles north of Morehead to Haldeman. Propane tanks and trailers were washed out and floating across roads in Morehead. Report was from state police.
- Jun 2, 2009Thunderstorm Wind$50,000
National Weather Service narrative
Numerous trees and power lines were blown down in Morehead.
- Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.
NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.
Weather records
From Cave Run Lake, 6.9 miles from the county’s population centre, with records from 1904.
- All-time high
- 106°FAug 19, 1936
- All-time low
- −28°FJan 28, 1963
- Warmest night
- 87°FJul 29, 1930
- Coldest day
- −8°FJan 21, 1985
- Wettest day
- 6.85 inMay 3, 2010
- Snowiest day
- 12.0 in3 times, most recently Jan 23, 2016
- Hottest year
- 2024mean 58.4°F
- Coldest year
- 1978mean 52.0°F
- Wettest year
- 201874.48 in
- Driest year
- 194133.01 in
- Snowiest season
- 45.9 in1959-60
Median first snow
December 8
Earliest: October 30, 2012
Median last snow
March 4
Latest: April 21, 2021
3 of 77 winters had no measurable snow.
Station Cave Run Lake (USC00152791), 840 ft elevation, 6.9 miles from the population centre. Daily records from 1904 to October 27, 2026; 98.5% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.
NOAA NCEI Global Historical Climatology Network Daily.
Federal disaster declarations
32 since 1953. The most recent: Severe Winter Storm, January 24, 2026.
| Jan 24, 2026 | Winter Storm | EM-3633-KY |
| Apr 3, 2025 | Severe Storm | EM-3626-KY |
| Feb 16, 2025 | Severe Storm | EM-3624-KY |
| Nov 26, 2024 | Tropical Storm | DR-4848-KY |
| Mar 31, 2021 | Severe Ice Storm | DR-4592-KY |
| Mar 28, 2020 | Biological | DR-4497-KY |
| Mar 13, 2020 | Biological | EM-3469-KY |
| Aug 12, 2015 | Severe Storm | DR-4239-KY |
| May 12, 2015 | Flood | DR-4218-KY |
| May 1, 2015 | Flood | DR-4217-KY |
| Mar 6, 2012 | Severe Storm | DR-4057-KY |
| May 4, 2011 | Severe Storm | DR-1976-KY |
| Jul 23, 2010 | Severe Storm | DR-1925-KY |
| May 11, 2010 | Severe Storm | DR-1912-KY |
| Feb 5, 2009 | Severe Ice Storm | DR-1818-KY |
| Jan 28, 2009 | Severe Ice Storm | EM-3302-KY |
| Sep 10, 2005 | Hurricane | EM-3231-KY |
| Jun 10, 2004 | Severe Storm | DR-1523-KY |
| Jul 2, 2003 | Severe Storm | DR-1475-KY |
| Jun 3, 2003 | Severe Storm | DR-1471-KY |
| Mar 14, 2003 | Severe Storm | DR-1454-KY |
| Apr 4, 2002 | Severe Storm | DR-1407-KY |
| Aug 15, 2001 | Severe Storm | DR-1388-KY |
| Feb 28, 2000 | Severe Storm | DR-1320-KY |
| Mar 3, 1998 | Severe Storm | DR-1207-KY |
| Mar 4, 1997 | Severe Storm | DR-1163-KY |
| Jan 13, 1996 | Snowstorm | DR-1089-KY |
| Jun 13, 1995 | Tornado | DR-1055-KY |
| Mar 16, 1994 | Snowstorm | DR-1018-KY |
| Mar 16, 1993 | Snowstorm | EM-3104-KY |
| Feb 24, 1989 | Flood | DR-821-KY |
| Dec 12, 1978 | Flood | DR-568-KY |
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.
How this compares
Where Rowan County stands among 120 counties in Kentucky and 3,143 in the United States.
| Tornadoes since 1950 | 2 | 109 / 120 |
| Tornadoes rated F3/EF3 or stronger | 0 | — |
| Tropical cyclones within 50 mi | 3 | 6 / 120 |
| Hurricane-strength passes within 50 mi | 0 | — |
| Wildfire acres since 1984 | 0 | — |
| Flood insurance claims | 293 | 24 / 120 |
| Flood insurance paid | $5.2 million | 27 / 120 |
| Disaster declarations | 32 | 30 / 120 |
| Flood events since 1996 | 73 | 52 / 120 |
| Hail and wind events since 1996 | 217 | 52 / 120 |
| Winter storm events since 1996 | 94 | 32 / 120 |
| Reported damage since 1996 | $2.3 million | 101 / 120 |
| River crests at major flood stage | 0 | — |
| High tide flooding days a year, last 10 years | 0.0 | — |
| Months in severe drought since 1895 | 85 | 112 / 120 |
| Medium or heavy smoke days a year, last 10 years | 13.3 | 100 / 120 |
| Earthquakes M4+ within 50 mi since 1900 | 4 | 35 / 120 |
| Earthquakes M2.5+ in the county since 1973 | 0 | — |
Neighbouring counties
| Bath County | 10 | 3 |
| Carter County | 3 | 3 |
| Elliott County | 1 | 3 |
| Fleming County | 10 | 3 |
| Lewis County | 7 | 3 |
| Menifee County | 6 | 3 |
| Morgan County | 5 | 3 |
Sources and vintage
Every number on this page comes from these public records.
- Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
- Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
- Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
- Storm events NOAA NCEI Storm Events Database, through 2026.
- Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
- Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
- Weather records NOAA NCEI Global Historical Climatology Network Daily, station USC00152791.
- River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
- Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
- Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
- Landslides USGS Landslide Inventories across the United States, version 3.0 (2025).
- Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.
Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.