Charles County
Population 176,593 (2025) 458 sq mi
Property owners in Charles County have filed 361 federal flood insurance claims since 1978, 17th most of 24 counties in Maryland.
Hazard fingerprint Each spoke is this county’s percentile among U.S. counties where that hazard occurs. How it is computed
- Tornado damage paths since 195032
- Tropical cyclone tracks within 100 miles since 1851, wider where stronger44
- Major flood years since 19784
At a glance
The record for Charles County in eight numbers. Each links to its section below.
Strongest tornado
F4
April 28, 2002, 38.0 mile path
Strongest tropical cyclone
Cat. 1
Hurricane (unnamed), 1878, 0.0 miles away
Tornadoes
About one every 2.4 years since 1950, one of them rated F3/EF3 or stronger.
Strongest
April 28, 2002
F4, 38.0 mile path
650 yards wide; 3 killed along the whole path.
Most recent
Friday, May 27, 2022
EF1, 4.1 mile path
4 years ago.
Every recorded tornado
| May 27, 2022 | EF1 | 4.1 | 0 | 0 |
| Feb 25, 2017 | EF1 | 8.4 | 0 | 0 |
| Jun 27, 2015 | EF1 | 16.1 | 0 | 0 |
| Jun 27, 2015 | EF1 | 2.0 | 0 | 0 |
| Sep 7, 2011 | EF0 | 1.4 | 0 | 0 |
| Apr 5, 2011 | EF0 | 0.1 | 0 | 0 |
| Dec 1, 2010 | EF0 | 2.3 | 0 | 0 |
| Apr 20, 2008 | EF0 | 1.7 | 0 | 0 |
| Sep 17, 2004 | F0 | 3.0 | 0 | 0 |
| Sep 8, 2004 | F1 | 5.0 | 0 | 0 |
| Jun 17, 2004 | F0 | 0.3 | 0 | 0 |
| Mar 29, 2003 | F0 | 0.1 | 0 | 0 |
| Mar 29, 2003 | F0 | 0.1 | 0 | 0 |
| May 18, 2002 | F1 | 5.0 | 0 | 0 |
| Apr 28, 2002 | F2 | 3.0 | 0 | 0 |
| Apr 28, 2002 | F4 | 38.0 | 122 | 3 |
| May 26, 2001 | F0 | 1.2 | 0 | 0 |
| May 25, 2001 | F1 | 3.5 | 0 | 0 |
| May 22, 2001 | F1 | 1.8 | 0 | 0 |
| Jul 15, 1996 | F0 | 0.3 | 0 | 0 |
| Jul 13, 1996 | F1 | 0.3 | 0 | 0 |
| Oct 5, 1995 | F1 | 1.5 | 0 | 0 |
| Jul 27, 1994 | F0 | 0.2 | 0 | 0 |
| Jul 27, 1994 | F0 | 1.5 | 0 | 0 |
| Jul 27, 1994 | F2 | 0.8 | 0 | 0 |
| Jul 27, 1994 | F2 | 0.8 | 0 | 0 |
| Sep 5, 1979 | F0 | 0.2 | 0 | 0 |
| Jun 20, 1978 | F2 | 1.0 | 0 | 0 |
| Jul 13, 1975 | F1 | 0.8 | 0 | 0 |
| Jun 5, 1975 | F0 | 0.1 | 0 | 0 |
| Jan 28, 1974 | F1 | 0.1 | 0 | 0 |
| Apr 1, 1973 | F1 | 0.5 | 0 | 0 |
- Injuries and deaths are for the tornado’s whole path, which may extend beyond the county. Deaths recorded within Charles County: 1.
- Weak tornadoes were under-recorded before Doppler radar coverage became national in the early 1990s, so earlier decades read low. Ratings use the Fujita scale before February 2007 and the Enhanced Fujita scale after.
Storm Prediction Center severe weather database, 1950 to 2025.
Hurricanes and tropical storms
22 passed within 50 miles since 1851; 2 at hurricane strength.
Strongest within 50 miles
October 23, 1878
Unnamed storm, Category 1
0.0 miles at closest approach, winds near 94 mph.
Most recent
July 9, 2021
Elsa, Tropical storm
47.0 miles at closest approach.
Every storm within 100 miles
| Elsa | 2021 | 47.0 | Tropical storm |
| Zeta | 2020 | 17.7 | Post-tropical |
| Isaias | 2020 | 17.4 | Tropical storm |
| Nestor | 2019 | 85.6 | Post-tropical |
| Michael | 2018 | 97.4 | Post-tropical |
| Andrea | 2013 | 65.9 | Post-tropical |
| Sandy | 2012 | 89.1 | Post-tropical |
| Irene | 2011 | 94.8 | Category 1 |
| Hanna | 2008 | 28.1 | Tropical storm |
| Ernesto | 2006 | 2.3 | Post-tropical |
| Gaston | 2004 | 69.1 | Tropical storm |
| Charley | 2004 | 96.6 | Post-tropical |
| Isabel | 2003 | 73.7 | Tropical storm |
| Floyd | 1999 | 82.4 | Tropical storm |
| Bertha | 1996 | 34.2 | Tropical storm |
| Danielle | 1992 | 53.9 | Tropical storm |
| David | 1979 | 81.2 | Tropical storm |
| Doria | 1971 | 69.7 | Tropical storm |
| Unnamed | 1963 | 19.6 | Tropical storm |
| Unnamed | 1961 | 74.8 | Tropical storm |
| Brenda | 1960 | 58.4 | Tropical storm |
| Cindy | 1959 | 88.9 | Tropical storm |
| Diane | 1955 | 40.7 | Tropical storm |
| Connie | 1955 | 12.9 | Tropical storm |
| Hazel | 1954 | 24.7 | Post-tropical |
| Able | 1952 | 35.4 | Tropical storm |
| Unnamed | 1949 | 47.2 | Tropical storm |
| Unnamed | 1945 | 3.2 | Post-tropical |
| Unnamed | 1944 | 60.8 | Post-tropical |
| Unnamed | 1944 | 7.6 | Tropical storm |
| Unnamed | 1943 | 3.8 | Tropical storm |
| Unnamed | 1935 | 94.4 | Tropical storm |
| Unnamed | 1934 | 35.2 | Post-tropical |
| Unnamed | 1933 | 0.0 | Tropical storm |
| Unnamed | 1929 | 0.0 | Post-tropical |
| Unnamed | 1928 | 19.3 | Post-tropical |
| Unnamed | 1928 | 31.6 | Post-tropical |
| Unnamed | 1924 | 72.6 | Post-tropical |
| Unnamed | 1916 | 68.7 | Post-tropical |
| Unnamed | 1915 | 22.4 | Tropical storm |
| Unnamed | 1904 | 43.1 | Tropical storm |
| Unnamed | 1902 | 35.2 | Post-tropical |
| Unnamed | 1902 | 46.9 | Post-tropical |
| Unnamed | 1899 | 0.0 | Post-tropical |
| Unnamed | 1896 | 77.0 | Tropical storm |
| Unnamed | 1894 | 93.9 | Category 1 |
| Unnamed | 1893 | 23.2 | Tropical storm |
| Unnamed | 1893 | 47.0 | Category 1 |
| Unnamed | 1893 | 28.8 | Tropical storm |
| Unnamed | 1889 | 73.1 | Tropical storm |
| Unnamed | 1888 | 27.9 | Tropical storm |
| Unnamed | 1886 | 53.7 | Tropical storm |
| Unnamed | 1885 | 46.1 | Post-tropical |
| Unnamed | 1882 | 66.9 | Tropical storm |
| Unnamed | 1882 | 50.4 | Tropical storm |
| Unnamed | 1881 | 95.4 | Tropical storm |
| Unnamed | 1878 | 0.0 | Category 1 |
| Unnamed | 1877 | 39.0 | Post-tropical |
| Unnamed | 1876 | 12.0 | Tropical storm |
| Unnamed | 1874 | 42.3 | Tropical storm |
| Unnamed | 1872 | 39.6 | Tropical storm |
| Unnamed | 1863 | 57.5 | Tropical storm |
| Unnamed | 1861 | 67.4 | Tropical storm |
| Unnamed | 1859 | 55.4 | Tropical storm |
| Unnamed | 1856 | 82.1 | Tropical storm |
- Tropical storms and hurricanes (34 kt or more, still tropical) at closest approach. Post-tropical remnants with gale-force winds are listed but not counted. Direct: track within 50 miles; near: within 100 miles. Distance is measured to the county boundary for counties and to the city centre for cities, using positions interpolated hourly between HURDAT2 fixes.
National Hurricane Center HURDAT2, 1851 to 2025.
Wildfire and smoke
No large wildfire has been mapped here since satellite mapping began in 1984.
Smoke overhead
Smokiest year
2023: 51 days
Heavy smoke on 11 days in 2023, the most of any year.
Last 10 years
12.4 days a year
Medium or heavy smoke, 2016 to 2025.
2025
14 days
Medium or heavy smoke. 29 so far in 2026.
- A smoke day is a date on which a smoke plume traced by NOAA Hazard Mapping System analysts from satellite imagery covered this place's point (the county's population centre or the city centre). Counts here are of medium or heavy smoke. Since 2018 analysts have often drawn light smoke as one area over most of the continent, so light-smoke counts are not comparable from year to year. The plumes show smoke anywhere in the air above, not air quality at the ground, and smoke hidden by cloud is missed.
NOAA Hazard Mapping System smoke analysis, 2011 to 2026, retrieved October 30, 2026.
Floods and flood insurance
361 federal flood insurance claims since 1978, with $6.5 million paid.
Most claims in one year
2003: 90 claims
$3.6 million paid.
2nd most
2011: 49 claims
$827,000 paid.
3rd most
2006: 36 claims
$707,000 paid.
Claims by ZIP code
| 20664 | 75 | $2.5 million |
| 20601 | 50 | $445,000 |
| 20677 | 46 | $1.4 million |
| 20603 | 37 | $229,000 |
| 20646 | 36 | $369,000 |
| 20695 | 21 | $123,000 |
| 20625 | 21 | $421,000 |
| 20612 | 16 | $363,000 |
| 20645 | 16 | $205,000 |
| 20602 | 9 | $21,000 |
| 20616 | 8 | $91,000 |
| 20640 | 8 | $50,000 |
| 20662 | 5 | $124,000 |
Flood events since 1996
- Flood45
- Flash Flood39
- Heavy Rain19
- Coastal Flood6
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026. NOAA Storm Events through 2026.
River crests
Most severe crest
September 8, 2011
Mattawoman Creek near Pomonkey, 7.98 ft
0.98 feet above the 7.0 ft flood stage; minor flooding by today’s categories.
River gauges
| Mattawoman Creek near Pomonkey | 7.0 | 7.98 ft | 0 |
| Zekiah Swamp Run near Newtown | 11.0 | 6.81 ft | 0 |
- Crests are the highest and the recent crests the National Weather Service lists for each river gauge in the county that has a flood stage, not every flood. Flood categories use each gauge's current flood stages; crests from before levees, dams or channel changes may not be comparable. Crests measured on an old datum are left out of the rankings.
NOAA National Water Prediction Service gauge records, retrieved October 30, 2026.
Drought
In severe drought or worse for 129 of 1,581 months since 1895 (8%); the longest spell lasted 12 months.
129
Months in severe drought or worse since 1895
55
Months in extreme drought
8%
Share of all months, severe or worse
12
Drought reports to the Weather Service since 1996
Lowest reading
February 1931
−6.78, extreme drought
Longest severe spell
12 months
July 2024 to June 2025.
Latest month
September 2026
−4.14, extreme drought
- The Palmer Drought Severity Index is computed by NOAA each month from the county's average temperature and precipitation, relative to the county's own climate. Zero is normal; -3 or lower is severe drought and -4 or lower extreme drought. It describes the long-term balance of moisture, not water supply or crop losses.
NOAA NCEI nClimDiv county Palmer Drought Severity Index, 1895 to September 2026, issued October 6, 2026.
Earthquakes
2 earthquakes of magnitude 4 or more within 50 miles since 1900; the largest was magnitude 5.8 in 2011.
0
Magnitude 2.5+ inside the county since 1973
6
Magnitude 3+ within 50 miles since 1973
2
Magnitude 4+ within 50 miles since 1900
1
Magnitude 5+ within 50 miles since 1900
Largest within 50 miles
August 23, 2011
11 km SSW of Mineral, Virginia; 49.6 miles away, 3.7 miles deep.
Most recent, magnitude 3 or more
January 30, 2012
Magnitude 3.1
9 km SSE of Louisa, Virginia; 50.0 miles away.
Every earthquake of magnitude 4 or more within 50 miles
| Aug 25, 2011 | 4.5 | 49.2 |
| Aug 23, 2011 | 5.8 | 49.6 |
- Earthquakes of magnitude 2.5 or more in the USGS Comprehensive Catalog since 1900. Within 50 miles means the epicentre lies within 50 miles of the county boundary (or inside the county).
- Small earthquakes were under-recorded before the modern seismic networks of the 1970s and are still missed in remote areas, so early decades read low. Magnitudes are as the catalogue reports them and mix scales (moment, local and body-wave).
USGS ANSS Comprehensive Earthquake Catalog, 1900 to present, retrieved October 30, 2026.
Severe weather and other events
1,029 events in the National Weather Service record, 967 of them since 1996.
71
Hail reports, 1 inch or larger
8
Hail, 2 inches or larger
377
Damaging gusts, 58 mph+
121
Winter weather events since 1996
83
Heat events since 1996
34
Cold events since 1996
Largest hail
April 28, 2002
4.50 inches
Strongest measured or estimated gust
June 21, 1994
83 mph
More event types since 1996
| High surf and sneaker waves | 1 | 0 |
| Storm surge and tide | 2 | 0 |
| Lightning | 7 | 0 |
| Dense fog and smoke | 42 | 0 |
Costliest events since 1996
- Apr 28, 2002Tornado$114 million
National Weather Service narrative
A destructive tornado crossed the county from just north of Rison, through La Plata, to Benedict before moving into Calvert County.
- Sep 18, 2003Tropical Storm, Charles$5.7 million
National Weather Service narrative
On September 18, 2003, Hurricane Isabel made landfall on the North Carolina Coast. Its huge wind field was already piling water up into the southern Chesapeake Bay. By the time Isabel moved into central Virginia, it had weakened and was downgraded to a tropical storm. Isabel's eye tracked well west of the bay, but the storm's 40 to 50 mph sustained winds pushed a bulge of water northward up the bay and its tributaries producing a record storm surge. The Maryland western shore counties of the Chesapeake Bay and along the tidal tributaries of the Potomac, Patuxent, Patapsco and other smaller rivers experience a storm surge reached 5 to 9 feet above normal tides. In many locations,…
- Jul 29, 2023Thunderstorm Wind$5.0 million
National Weather Service narrative
Hundreds of trees, branches and wires blew down southeast of Saint Charles, between Waldorf and La Plata, and in Marbury. Many of the trees blew down onto houses.
- Sep 6, 1996Storm Surge/Tide$1.6 million
- Aug 27, 2011Tropical Storm, Charles$1.3 million
National Weather Service narrative
Hundreds of trees were down across the county. Some trees blocked roads and damaged cars.
- Apr 28, 2002Tornado$1.0 million
National Weather Service narrative
A second tornado briefly touched down just north of downtown La Plata.
- Jul 29, 2023Thunderstorm Wind$1.0 million
National Weather Service narrative
Dozens of trees blew down between White Plains and Hughesville, including several onto houses.
- Jul 29, 2023Thunderstorm Wind$1.0 million
National Weather Service narrative
Numerous large trees blew down onto houses on Walleye Court, Mark Drive, and Cottoneaster Court.
- Oct 29, 2012High Wind, Charles$969,000
National Weather Service narrative
There were scattered trees down and power outages.
- May 14, 2010Hail$750,000
National Weather Service narrative
Hail up to the size of golf balls was reported near Waldorf. Hundreds of cars around the Waldorf area were significantly damaged due to the large hail, including broken wind shields and dented bodies. There were also reports of damage to hundreds of homes as well.
- Storm Events records before 1996 cover only tornadoes, thunderstorm wind and hail. Damage figures are as reported by the National Weather Service at the time, not adjusted for inflation.
NOAA NCEI Storm Events Database, 1950 to 2026, issued October 26, 2026.
Weather records
From Washington Reagan Natl Airport, 18.9 miles from the county’s population centre, with records from 1941.
- All-time high
- 105°F2 times, most recently Jul 7, 2012
- All-time low
- −5°FJan 17, 1982
- Warmest night
- 84°F4 times, most recently Jul 3, 2026
- Coldest day
- 8°FJan 19, 1994
- Wettest day
- 6.11 inJun 21, 1972
- Snowiest day
- 16.4 inFeb 11, 1983
- Hottest year
- 2024mean 61.8°F
- Coldest year
- 1958mean 55.6°F
- Wettest year
- 201866.28 in
- Driest year
- 196526.94 in
- Snowiest season
- 56.1 in2009-10
Median first snow
December 13
Earliest: October 10, 1979
Median last snow
March 6
Latest: April 13, 1957
0 of 85 winters had no measurable snow.
Station Washington Reagan Natl Airport (USW00013743), 13 ft elevation, 18.9 miles from the population centre. Daily records from 1941 to October 26, 2026; 100.0% of days in the last 30 years are complete. Records at a single station can differ from a city’s official threaded record, which may combine several stations.
NOAA NCEI Global Historical Climatology Network Daily.
Federal disaster declarations
24 since 1953. The most recent: Severe Winter Storm, January 24, 2026.
| Jan 24, 2026 | Winter Storm | EM-3634-MD |
| Mar 26, 2020 | Biological | DR-4491-MD |
| Mar 13, 2020 | Biological | EM-3430-MD |
| Mar 4, 2016 | Snowstorm | DR-4261-MD |
| Nov 20, 2012 | Hurricane | DR-4091-MD |
| Oct 28, 2012 | Hurricane | EM-3349-MD |
| Aug 2, 2012 | Severe Storm | DR-4075-MD |
| Oct 5, 2011 | Flood | DR-4038-MD |
| Sep 16, 2011 | Hurricane | DR-4034-MD |
| Aug 27, 2011 | Hurricane | EM-3335-MD |
| May 6, 2010 | Snowstorm | DR-1910-MD |
| Feb 19, 2010 | Snowstorm | DR-1875-MD |
| Sep 13, 2005 | Hurricane | EM-3251-MD |
| Sep 19, 2003 | Hurricane | DR-1492-MD |
| Mar 14, 2003 | Severe Storm | EM-3179-MD |
| May 1, 2002 | Tornado | DR-1409-MD |
| Apr 10, 2000 | Severe Storm | DR-1324-MD |
| Sep 24, 1999 | Hurricane | DR-1303-MD |
| Jan 11, 1996 | Snowstorm | DR-1081-MD |
| Mar 16, 1994 | Snowstorm | DR-1016-MD |
| Mar 16, 1993 | Snowstorm | EM-3100-MD |
| Jan 26, 1977 | Snowstorm | DR-524-MD |
| Oct 4, 1975 | Flood | DR-489-MD |
| Jun 23, 1972 | Flood | DR-341-MD |
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
OpenFEMA Disaster Declarations Summaries, retrieved October 30, 2026. Statewide declarations are not listed.
How this compares
Where Charles County stands among 24 counties in Maryland and 3,143 in the United States.
| Tornadoes since 1950 | 32 | 3 / 24 |
| Tornadoes rated F3/EF3 or stronger | 1 | 3 / 24 |
| Tropical cyclones within 50 mi | 22 | 9 / 24 |
| Hurricane-strength passes within 50 mi | 2 | 4 / 24 |
| Wildfire acres since 1984 | 0 | — |
| Flood insurance claims | 361 | 17 / 24 |
| Flood insurance paid | $6.5 million | 15 / 24 |
| Disaster declarations | 24 | 1 / 24 |
| Flood events since 1996 | 109 | 17 / 24 |
| Hail and wind events since 1996 | 534 | 7 / 24 |
| Winter storm events since 1996 | 121 | 19 / 24 |
| Reported damage since 1996 | $146 million | 4 / 24 |
| River crests at major flood stage | 0 | — |
| High tide flooding days a year, last 10 years | 0.0 | — |
| Months in severe drought since 1895 | 129 | 5 / 24 |
| Medium or heavy smoke days a year, last 10 years | 12.4 | 16 / 24 |
| Earthquakes M4+ within 50 mi since 1900 | 2 | 4 / 24 |
| Earthquakes M2.5+ in the county since 1973 | 0 | — |
Neighbouring counties
| Calvert County | 19 | 25 |
| Fairfax County VA | 22 | 14 |
| Prince George's County | 28 | 20 |
| St. Mary's County | 34 | 29 |
Sources and vintage
Every number on this page comes from these public records.
- Tornadoes NOAA Storm Prediction Center severe weather database, through 2025.
- Tropical cyclones NOAA National Hurricane Center HURDAT2 (Atlantic; Northeast and Central Pacific), through 2025.
- Wildfire USGS/USFS Monitoring Trends in Burn Severity, through 2026.
- Storm events NOAA NCEI Storm Events Database, through 2026.
- Flood insurance OpenFEMA NFIP Redacted Claims v3, refreshed August 4, 2026.
- Declarations OpenFEMA Disaster Declarations Summaries v2, retrieved October 30, 2026.
- Weather records NOAA NCEI Global Historical Climatology Network Daily, station USW00013743.
- River crests NOAA National Weather Service, National Water Prediction Service river gauges, retrieved October 30, 2026.
- Drought NOAA NCEI nClimDiv county Palmer Drought Severity Index, through September 2026.
- Smoke NOAA NESDIS Hazard Mapping System smoke analysis, retrieved October 30, 2026.
- Earthquakes USGS ANSS Comprehensive Earthquake Catalog (ComCat), retrieved October 30, 2026.
Joins, thresholds and known limits are set out in the methodology. Found an error? Report it. Page built October 30, 2026.